{"id":1079,"date":"2026-10-06T20:20:01","date_gmt":"2026-10-06T17:20:01","guid":{"rendered":"https:\/\/sigorta.nesiblog.com\/?p=1079"},"modified":"2026-10-06T20:20:01","modified_gmt":"2026-10-06T17:20:01","slug":"axa-turkiyeden-hasari-onleyen-sigortacilik-cagrisi","status":"publish","type":"post","link":"https:\/\/sigorta.nesiblog.com\/?p=1079","title":{"rendered":"AXA T\u00fcrkiye\u2019den hasar\u0131 \u00f6nleyen sigortac\u0131l\u0131k \u00e7a\u011fr\u0131s\u0131"},"content":{"rendered":"<h4 class=\"wp-block-heading\"><strong>AXA T\u00fcrkiye CEO\u2019su Yavuz \u00d6lken, \u0130klim Raporu 2026\u2019n\u0131n lansman\u0131nda \u201cHasar \u00f6deyerek hayat\u0131m\u0131z\u0131 s\u00fcrd\u00fcremeyiz\u201d diyerek sekt\u00f6r\u00fcn \u00f6nleyici rol\u00fcn\u00fcn g\u00fc\u00e7lendirilmesi gerekti\u011fini vurgulad\u0131. \u00d6lken, sigortac\u0131lar\u0131n ba\u015far\u0131s\u0131n\u0131 \u00f6nlenen riskler ve m\u00fc\u015fterilerin dayan\u0131kl\u0131l\u0131\u011f\u0131na sa\u011flanan katk\u0131yla da \u00f6l\u00e7mesi gerekti\u011fini s\u00f6yledi. Raporda, 2050\u2019ye kadar yakla\u015f\u0131k 65 milyon ki\u015finin y\u00fcksek veya \u00e7ok y\u00fcksek su stresiyle, 23 milyon ki\u015finin ise \u0131s\u0131 stresiyle kar\u015f\u0131la\u015fabilece\u011fi \u00f6ng\u00f6r\u00fcld\u00fc.<\/strong><\/h4>\n<p class=\"wp-block-paragraph\"><strong>S\u0130GORTAMEDYA \u00d6ZEL<\/strong><\/p>\n<p class=\"wp-block-paragraph\"><strong>AXA T\u00fcrkiye<\/strong>, 13. Sigorta Haftas\u0131 kapsam\u0131nda bug\u00fcn \u0130stanbul\u2019da d\u00fczenledi\u011fi toplant\u0131da <strong>AXA T\u00fcrkiye \u0130klim Raporu 2026<\/strong>\u2019y\u0131 tan\u0131tt\u0131. AXA Climate ve AXA T\u00fcrkiye ekiplerinin haz\u0131rlad\u0131\u011f\u0131 rapor, iklim de\u011fi\u015fikli\u011finin T\u00fcrkiye\u2019nin farkl\u0131 b\u00f6lgelerinde su kaynaklar\u0131, tar\u0131m, kent ya\u015fam\u0131 ve kritik altyap\u0131 \u00fczerinde yaratabilece\u011fi etkileri ortaya koydu.<\/p>\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" loading=\"lazy\" width=\"855\" height=\"570\" src=\"https:\/\/sigortamedya.com.tr\/wp-content\/uploads\/2026\/10\/1791279171_AXA_T__RK__YE___KL__M_RAPORU_1-855x570.jpeg\" alt=\"\" class=\"wp-image-132704\" \/><\/figure>\n<p class=\"wp-block-paragraph\"><strong>AXA T\u00fcrkiye CEO\u2019su Yavuz \u00d6lken ve Yekta Kopan<\/strong>\u2019\u0131n anlat\u0131m\u0131yla sunulan \u00e7al\u0131\u015fmada \u015fiddetli ya\u011f\u0131\u015f, sel, heyelan, orman yang\u0131n\u0131, a\u015f\u0131r\u0131 s\u0131cak, su stresi ve don olmak \u00fczere yedi temel risk de\u011ferlendirildi. K\u00fcresel iklim modelleri ve yerel verilere dayanan raporda \u0130stanbul ve Antalya i\u00e7in ayr\u0131nt\u0131l\u0131 analizler payla\u015f\u0131ld\u0131. \u00d6lken, toplant\u0131da de\u011fi\u015fen risklerin sigortac\u0131l\u0131\u011f\u0131n \u00e7al\u0131\u015fma bi\u00e7imini de d\u00f6n\u00fc\u015ft\u00fcrd\u00fc\u011f\u00fcne dikkat \u00e7ekti.<\/p>\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" loading=\"lazy\" width=\"855\" height=\"855\" src=\"https:\/\/sigortamedya.com.tr\/wp-content\/uploads\/2026\/10\/1791278808_BasinBulteniKapak_Orijinal-855x855.jpg\" alt=\"\" class=\"wp-image-132705\" \/><\/figure>\n<h4 class=\"wp-block-heading\"><strong>\u201cHasar \u00f6deyerek hayat\u0131m\u0131z\u0131 s\u00fcrd\u00fcremeyiz\u201d<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Toplant\u0131da, raporun \u00f6nleyici ve adaptif sigortac\u0131l\u0131k a\u00e7\u0131s\u0131ndan ne ifade etti\u011fi sorusunu yan\u0131tlayan \u00d6lken, AXA T\u00fcrkiye\u2019nin yakla\u015f\u0131k bir y\u0131ld\u0131r \u201cAdaptif Sigortac\u0131l\u0131k 2030\u201d yakla\u015f\u0131m\u0131yla \u00e7al\u0131\u015ft\u0131\u011f\u0131n\u0131 hat\u0131rlatt\u0131. Bu yakla\u015f\u0131m\u0131, \u201cGelece\u011fin risklerini \u00f6ng\u00f6rerek buraya uyumlanma becerimizi art\u0131rmak. Bunu yapabilirsek biz i\u015fimizi do\u011fru yapm\u0131\u015f olaca\u011f\u0131z\u201d s\u00f6zleriyle anlatt\u0131.<\/p>\n<p class=\"wp-block-paragraph\">Sigortac\u0131l\u0131k a\u00e7\u0131s\u0131ndan iki temel de\u011fi\u015fime i\u015faret eden \u00d6lken, koruma a\u00e7\u0131klar\u0131n\u0131n farkl\u0131la\u015ft\u0131\u011f\u0131n\u0131 ve b\u00fcy\u00fcyen risklerin gerektirdi\u011fi sermaye ile koruma kapasitesinin sa\u011flanmas\u0131n\u0131n zorla\u015ft\u0131\u011f\u0131n\u0131 belirtti. \u00dcr\u00fcn geli\u015ftirme yakla\u015f\u0131m\u0131n\u0131n da de\u011fi\u015fmesi gerekti\u011fini s\u00f6yleyen \u00d6lken, \u201cKoruma a\u00e7\u0131klar\u0131n\u0131 toplumun, i\u015fletmelerin, ailelerin, bireylerin ihtiya\u00e7lar\u0131na g\u00f6re tan\u0131mlay\u0131p ona g\u00f6re \u00fcr\u00fcn geli\u015ftirmesi laz\u0131m\u201d dedi.<\/p>\n<p class=\"wp-block-paragraph\">\u201cHasar \u00f6deyerek hayat\u0131m\u0131z\u0131 s\u00fcrd\u00fcremeyiz\u201d diyen \u00d6lken, \u00f6nleyici sigortac\u0131l\u0131\u011f\u0131n daha g\u00fc\u00e7l\u00fc bir rol \u00fcstlenmesi gerekti\u011fini vurgulad\u0131. Sel riski ta\u015f\u0131yan havzalardaki yat\u0131r\u0131mlar sigortalan\u0131rken al\u0131nan \u00f6nlemlerin incelenmesi, i\u015fletmelerin birbirini tetikleyen olaylara haz\u0131rlanmas\u0131 ve kullan\u0131lan malzemelerin yang\u0131n g\u00fcvenli\u011fi a\u00e7\u0131s\u0131ndan de\u011ferlendirilmesi gibi \u00f6rnekler verdi.<\/p>\n<p class=\"wp-block-paragraph\">Kimyasal \u00fcretim yap\u0131lan i\u015fletmelerde yanmaz boya kullan\u0131m\u0131n\u0131n zorunlu tutulmas\u0131n\u0131 da bu yakla\u015f\u0131m kapsam\u0131nda de\u011ferlendiren \u00d6lken, \u201cSigortac\u0131l\u0131\u011f\u0131n g\u00f6revi bu. Yine yang\u0131n \u00e7\u0131kabilir ama olas\u0131 etkileri azalt\u0131ls\u0131n\u201d diye konu\u015ftu. Bula\u015f\u0131c\u0131 hastal\u0131klar ve kirli su gibi iklimle ba\u011flant\u0131l\u0131 risklerin sa\u011fl\u0131k sigortac\u0131l\u0131\u011f\u0131n\u0131 da etkileyece\u011fini belirterek \u00f6nleyici yakla\u015f\u0131m\u0131n bu alanda da \u00f6nem kazanaca\u011f\u0131n\u0131 s\u00f6yledi.<\/p>\n<p class=\"wp-block-paragraph\">Sekt\u00f6r\u00fcn kendi ba\u015far\u0131s\u0131n\u0131 de\u011ferlendirme bi\u00e7iminin de\u011fi\u015fmesi gerekti\u011fini de vurgulayan \u00d6lken, \u015f\u00f6yle devam etti:<br \/>\u201cNe kadar risk \u00f6nleyebildi\u011fimizle kendimizi s\u0131namam\u0131z laz\u0131m. M\u00fc\u015fterilerin dayan\u0131kl\u0131l\u0131\u011f\u0131n\u0131, i\u015f s\u00fcreklili\u011fini, ya\u015fam s\u00fcreklili\u011fini ne kadar olumlu etkileyebiliyoruz, bununla ilgili mutlaka \u00e7al\u0131\u015fma ekosistemimizde yeni metrikler bulmam\u0131z laz\u0131m.\u201d<\/p>\n<h4 class=\"wp-block-heading\"><strong>65 milyon ki\u015fi i\u00e7in su stresi<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Raporda, 2050\u2019ye kadar yakla\u015f\u0131k 65 milyon ki\u015finin y\u00fcksek veya \u00e7ok y\u00fcksek d\u00fczeyde su stresiyle kar\u015f\u0131la\u015fabilece\u011fi \u00f6ng\u00f6r\u00fcld\u00fc. Bu say\u0131n\u0131n mevcut n\u00fcfusun yakla\u015f\u0131k y\u00fczde 74\u2019\u00fcne kar\u015f\u0131l\u0131k geldi\u011fi belirtildi. \u00dclke topraklar\u0131n\u0131n yakla\u015f\u0131k y\u00fczde 66\u2019s\u0131n\u0131n da \u00f6nemli d\u00fczeyde su k\u0131tl\u0131\u011f\u0131yla kar\u015f\u0131la\u015fabilece\u011fine i\u015faret edildi.<\/p>\n<p class=\"wp-block-paragraph\">Sunumda, su stresi a\u00e7\u0131s\u0131ndan risk alt\u0131ndaki topraklarda y\u00fczde 6, etkilenen tar\u0131m arazisinde ise y\u00fczde 25 art\u0131\u015f \u00f6ng\u00f6r\u00fcld\u00fc. Su kaynaklar\u0131ndaki de\u011fi\u015fimin \u015fehirlerin su ihtiyac\u0131, tar\u0131msal \u00fcretim, sanayi ve enerji \u00fcretimi \u00fczerinde sonu\u00e7lar do\u011furabilece\u011fi belirtildi.<\/p>\n<p class=\"wp-block-paragraph\">Tar\u0131m b\u00f6lgelerinin yar\u0131s\u0131ndan fazlas\u0131nda \u00e7ok y\u00fcksek su stresi ya\u015fanabilece\u011fi aktar\u0131lan \u00e7al\u0131\u015fmada; \u00fcz\u00fcm, zeytin, narenciye, Antep f\u0131st\u0131\u011f\u0131, incir ve kay\u0131s\u0131 gibi \u00fcr\u00fcnlerin azalan su mevcudiyeti ve a\u015f\u0131r\u0131 s\u0131cak nedeniyle artan bask\u0131larla kar\u015f\u0131la\u015fabilece\u011fi kaydedildi. G\u00fcneydo\u011fu Anadolu\u2019nun baz\u0131 kesimlerinde maksimum s\u0131cakl\u0131klar\u0131n 50\u00b0C\u2019ye yakla\u015fabilece\u011fi \u00f6ng\u00f6r\u00fcld\u00fc.<\/p>\n<p class=\"wp-block-paragraph\">Raporda ayr\u0131ca \u00fclke genelinde ortalama s\u0131cakl\u0131klar\u0131n yakla\u015f\u0131k 4\u00b0C y\u00fckselebilece\u011fi, T\u00fcrkiye\u2019nin d\u00f6rtte birinde y\u0131lda en az be\u015f g\u00fcn s\u0131cakl\u0131\u011f\u0131n 40\u00b0C\u2019yi a\u015fabilece\u011fi belirtildi. Yakla\u015f\u0131k 23 milyon ki\u015finin \u0131s\u0131 stresinden etkilenebilece\u011fi, bu n\u00fcfusun yakla\u015f\u0131k 11 milyonunun b\u00fcy\u00fck \u015fehirlerde ya\u015fayaca\u011f\u0131 \u00f6ng\u00f6r\u00fcld\u00fc. Sa\u011fl\u0131k riskleri, so\u011futma ihtiyac\u0131n\u0131n enerji sistemlerine getirece\u011fi y\u00fck ve a\u00e7\u0131k havada \u00e7al\u0131\u015fanlar\u0131n ko\u015fullar\u0131, a\u015f\u0131r\u0131 s\u0131caklar\u0131n ba\u015fl\u0131ca etkileri aras\u0131nda g\u00f6sterildi.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Bir sezonu a\u015fan tar\u0131msal kay\u0131plar<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">T\u00fcrkiye\u2019nin 2025 y\u0131l\u0131nda 6 milyar dolar\u0131 a\u015fan meyve ve sert kabuklu meyve ihracat\u0131na dikkat \u00e7ekilen raporda, iklim risklerinin \u00fcretim ve g\u0131da g\u00fcvenli\u011fi \u00fczerindeki etkileri de de\u011ferlendirildi. Tar\u0131mda su kaynaklar\u0131n\u0131n verimli kullan\u0131lmas\u0131 ve \u00fcretim planlamas\u0131n\u0131n de\u011fi\u015fen iklim ko\u015fullar\u0131na g\u00f6re yap\u0131lmas\u0131, haz\u0131rl\u0131klar\u0131n \u00f6nemli bir par\u00e7as\u0131 olarak ele al\u0131nd\u0131.<\/p>\n<p class=\"wp-block-paragraph\">T\u00fcrkiye\u2019nin baz\u0131 \u00fcr\u00fcnlerde d\u00fcnya \u00fcretimi ve ticaretinde \u00f6nemli paya sahip oldu\u011funu hat\u0131rlatan \u00d6lken, T\u00fcrkiye\u2019deki tar\u0131msal kay\u0131plar\u0131n k\u00fcresel etkilerine ili\u015fkin olarak \u201cT\u00fcrkiye\u2019deki bir hadise d\u00fcnyay\u0131 etkiliyor. Yani globalle\u015fme \u00f6yle bir \u015fey, ba\u011flant\u0131l\u0131l\u0131k b\u00f6yle bir \u015fey. <\/p>\n<p class=\"wp-block-paragraph\">T\u00fcrkiye\u2019deki tar\u0131m dondan, kurakl\u0131ktan, orman yang\u0131n\u0131ndan, bug\u00fcnk\u00fc mevzu su stresinden etkilendi\u011finde d\u00fcnya da etkilenecek, biz de etkilenece\u011fiz. \u00d6nce i\u00e7 pazar\u0131m\u0131zda g\u0131daya eri\u015fimde problemler ya\u015famaya ba\u015flayaca\u011f\u0131z\u201d a\u00e7\u0131klamalar\u0131nda bulundu.<\/p>\n<p class=\"wp-block-paragraph\">Don ve yang\u0131nlar\u0131n etkilerinin bir \u00fcretim sezonuyla s\u0131n\u0131rl\u0131 kalmayabilece\u011fini anlatan \u00d6lken, sonraki y\u0131llarda da verim ve kalite kay\u0131plar\u0131 ya\u015fanabilece\u011fine dikkat \u00e7ekti. Yang\u0131ndan do\u011frudan zarar g\u00f6rmeyen zeytin a\u011fa\u00e7lar\u0131n\u0131n bile \u00fcretim kalitesinin etkilenebildi\u011fini s\u00f6yledi. Raporda don riski a\u00e7\u0131s\u0131ndan ba\u015fl\u0131ca etkilenen \u00fcr\u00fcnler aras\u0131nda f\u0131nd\u0131k ve kay\u0131s\u0131 g\u00f6sterildi.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Ya\u011f\u0131\u015f azal\u0131rken yo\u011funlu\u011fu artt\u0131<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Rapor, y\u0131ll\u0131k toplam ya\u011f\u0131\u015ftaki azalmayla k\u0131sa s\u00fcrede ger\u00e7ekle\u015fen yo\u011fun ya\u011f\u0131\u015flar\u0131n artmas\u0131n\u0131n birlikte g\u00f6r\u00fclebilece\u011fini ortaya koydu. Referans d\u00f6neme g\u00f6re 2050\u2019de y\u0131ll\u0131k toplam ya\u011f\u0131\u015f\u0131n Akdeniz B\u00f6lgesi\u2019nde y\u00fczde 9,77, Ege\u2019de y\u00fczde 7,51, Marmara\u2019da y\u00fczde 5,15 ve G\u00fcneydo\u011fu Anadolu\u2019da y\u00fczde 5,05 azalmas\u0131 \u00f6ng\u00f6r\u00fcld\u00fc. \u0130\u00e7 Anadolu i\u00e7in y\u00fczde 4,30, Karadeniz i\u00e7in y\u00fczde 2 ve Do\u011fu Anadolu i\u00e7in y\u00fczde 0,66 azal\u0131\u015f payla\u015f\u0131ld\u0131.<\/p>\n<p class=\"wp-block-paragraph\">Sunumda, 2050 iklim ko\u015fullar\u0131nda n\u00fcfusun yakla\u015f\u0131k yar\u0131s\u0131n\u0131n y\u0131lda en az be\u015f g\u00fcn \u015fiddetli ya\u011f\u0131\u015fa maruz kalabilece\u011fi belirtildi. WorldPop 2020 n\u00fcfus verileri \u00fczerinden yap\u0131lan hesaplamada bu oran yakla\u015f\u0131k 43 milyon ki\u015fiye kar\u015f\u0131l\u0131k geldi. Bu n\u00fcfusun y\u00fczde 52\u2019sinin, yakla\u015f\u0131k 22,5 milyon ki\u015finin, \u015fehirlerde ya\u015fad\u0131\u011f\u0131 aktar\u0131ld\u0131.<\/p>\n<p class=\"wp-block-paragraph\">\u00d6lken, ya\u011f\u0131\u015f\u0131n k\u0131sa s\u00fcrede ve dar alanlarda yo\u011funla\u015fmas\u0131n\u0131n kent ya\u015fam\u0131 ve altyap\u0131 \u00fczerindeki etkilerine dikkat \u00e7ekti. \u201c\u0130stanbul\u2019un Bah\u00e7e\u015fehir\u2019inde ya\u011fmur \u015fiddetli oluyor, Kad\u0131k\u00f6y\u2019de g\u00fcne\u015f a\u00e7\u0131k\u201d diyen \u00d6lken, de\u011fi\u015fen ya\u011f\u0131\u015f d\u00fczenine uyum sa\u011flanmas\u0131 gerekti\u011fini vurgulad\u0131.<\/p>\n<h4 class=\"wp-block-heading\"><strong>\u0130stanbul\u2019da ula\u015f\u0131m da risk alt\u0131nda<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">\u0130stanbul\u2019un \u015fiddetli ya\u011f\u0131\u015f analizinde, 2050 ko\u015fullar\u0131nda herhangi bir y\u0131lda ger\u00e7ekle\u015fme olas\u0131l\u0131\u011f\u0131 yakla\u015f\u0131k y\u00fczde 1 olan bir olay esas al\u0131nd\u0131. Bu ko\u015fullar alt\u0131nda, 40 santimetrenin \u00fczerindeki y\u00fczey ak\u0131\u015f\u0131na maruz kalabilecek alanlarda ya\u015fayan n\u00fcfus yakla\u015f\u0131k 309 bin ki\u015fi olarak hesapland\u0131. Yol a\u011f\u0131n\u0131n y\u00fczde 4\u2019\u00fcn\u00fcn de etkilenebilece\u011fi belirtildi.<\/p>\n<p class=\"wp-block-paragraph\">Sunumda, 19 kilometre otoyol, 23 kilometre karayolu ve 100 kilometre yerle\u015fim yolunun en az 40 santimetrelik y\u00fczey ak\u0131\u015f\u0131na maruz kalabilece\u011fi aktar\u0131ld\u0131. O-4 Otoyolu \u00fczerindeki olas\u0131 kesintilerin ula\u015f\u0131m ve lojistik a\u00e7\u0131s\u0131ndan risk yaratabilece\u011fine dikkat \u00e7ekildi.<\/p>\n<p class=\"wp-block-paragraph\">Sel analizinde ise \u0130stanbul\u2019da yakla\u015f\u0131k 322 bin ki\u015finin risk bulunan alanlarda, yakla\u015f\u0131k 1,5 milyon ki\u015finin y\u00fcksek heyelan riski ta\u015f\u0131yan b\u00f6lgelerde ya\u015fayabilece\u011fi \u00f6ng\u00f6r\u00fcld\u00fc.<\/p>\n<p class=\"wp-block-paragraph\">T\u00fcrkiye genelinde topraklar\u0131n y\u00fczde 4,2\u2019sinin sel, y\u00fczde 12\u2019sinin heyelan riskine maruz kalabilece\u011fi belirtildi. Yakla\u015f\u0131k 4,5 milyon ki\u015finin sele yatk\u0131n alanlarda, 14 milyon ki\u015finin ise y\u00fcksek veya \u00e7ok y\u00fcksek heyelan riski bulunan b\u00f6lgelerde ya\u015fayabilece\u011fi aktar\u0131ld\u0131. Sel nedeniyle ciddi bi\u00e7imde aksayabilecek veya hasar g\u00f6rebilecek ana otoyol oran\u0131 y\u00fczde 6, heyelandan etkilenebilecek oran ise y\u00fczde 20 olarak payla\u015f\u0131ld\u0131.<\/p>\n<h4 class=\"wp-block-heading\"><strong>\u201cAc\u0131badem\u2019de bodrumlar\u0131 art\u0131k su bas\u0131yor\u201d<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">\u00d6lken, \u0130stanbul\u2019daki altyap\u0131 ihtiyac\u0131n\u0131 Ac\u0131badem \u00f6rne\u011fi \u00fczerinden anlatt\u0131. Y\u00fcksek konumu nedeniyle ge\u00e7mi\u015fte su bask\u0131n\u0131 beklenmeyen b\u00f6lgelerdeki binalar\u0131n bodrumlar\u0131n\u0131n da yo\u011fun ya\u011f\u0131\u015flardan etkilenebildi\u011fini s\u00f6yledi. Yol, kald\u0131r\u0131m ve drenaj sistemlerinin kapasitesinin a\u015f\u0131lmas\u0131yla suyun otoparklara ve bodrumlara ula\u015fabildi\u011fini belirtti.<\/p>\n<p class=\"wp-block-paragraph\">Su tahliye kanallar\u0131n\u0131n \u00f6nemine dikkat \u00e7eken \u00d6lken, altyap\u0131n\u0131n etkinli\u011finde \u00e7evre temizli\u011fi ve toplumsal sorumlulu\u011fun da pay\u0131 oldu\u011funu vurgulad\u0131. Kurba\u011fal\u0131dere\u2019nin denizle birle\u015fti\u011fi noktada tutulan at\u0131klar\u0131 \u00f6rnek g\u00f6stererek \u201cBal\u0131k falan de\u011fil. Lastikler, \u00e7\u00f6pler, torbalar, yapraklar\u2026 Yani bizlerin oraya g\u00f6nderdikleri\u201d dedi.<\/p>\n<p class=\"wp-block-paragraph\">Sel riskinin kentle\u015fme ve altyap\u0131yla ili\u015fkisine y\u00f6nelik soruyu yan\u0131tlayan \u00d6lken, modelleme \u00e7al\u0131\u015fmalar\u0131n\u0131n uygulamaya d\u00f6n\u00fc\u015ft\u00fcr\u00fclmesi gerekti\u011finin alt\u0131n\u0131 \u00e7izerek \u201cBu haritalar, bu \u00e7al\u0131\u015fmalar yerle\u015fimi, imar planlar\u0131n\u0131, i\u015fletmeleri, okullar\u0131 yeniden dizayn etmek i\u00e7in \u00e7ok \u00f6nemli f\u0131rsatlar olacak. Bunlar\u0131 ihmal etmemek laz\u0131m\u201d \u015feklinde konu\u015ftu.<\/p>\n<p class=\"wp-block-paragraph\">Toplant\u0131ya kat\u0131lan Prof. Dr. Sinan Akkar\u2019\u0131n da i\u00e7inde bulundu\u011fu T-Rupt ekibinin sel modellemesi \u00fczerinde \u00e7al\u0131\u015ft\u0131\u011f\u0131n\u0131 aktaran \u00d6lken, nehir k\u0131y\u0131s\u0131ndaki \u015fehirlerle birlikte baraj ve g\u00f6letlerin de gelecekteki ko\u015fullar a\u00e7\u0131s\u0131ndan g\u00f6zden ge\u00e7irilmesi gerekti\u011fini belirtti. Kentlerde yo\u011fun ya\u011f\u0131\u015f\u0131n olu\u015fturdu\u011fu y\u00fczey ak\u0131\u015f\u0131yla akarsu ta\u015fk\u0131nlar\u0131n\u0131n ayr\u0131 ayr\u0131 de\u011ferlendirilmesinin \u00f6nemine dikkat \u00e7ekti. Bu haz\u0131rl\u0131klarda \u00f6nceli\u011fin can kay\u0131plar\u0131n\u0131 \u00f6nlemek oldu\u011funu vurgulad\u0131.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Yang\u0131n\u0131n ard\u0131ndan s\u00fcren kay\u0131plar<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Raporda, 2050\u2019ye kadar yakla\u015f\u0131k 10 milyon ki\u015finin y\u00fcksek d\u00fczeyde orman yang\u0131n\u0131 riskiyle kar\u015f\u0131la\u015fabilece\u011fi \u00f6ng\u00f6r\u00fcld\u00fc. Sunumda, yang\u0131n riskine maruz kalabilecek alanlar\u0131n T\u00fcrkiye topraklar\u0131n\u0131n y\u00fczde 16\u2019s\u0131na ula\u015fabilece\u011fi, y\u00fcksek yang\u0131n riskinden etkilenen tar\u0131m arazisinde ise referans senaryoya k\u0131yasla y\u00fczde 19 art\u0131\u015f ya\u015fanabilece\u011fi belirtildi.<\/p>\n<p class=\"wp-block-paragraph\">Kent \u00e7evresindeki alanlar a\u00e7\u0131s\u0131ndan yang\u0131n riskine maruz kalabilecek oran \u0130stanbul i\u00e7in y\u00fczde 55, Antalya i\u00e7in y\u00fczde 64 olarak payla\u015f\u0131ld\u0131. \u0130stanbul\u2019un yo\u011fun orman \u00f6rt\u00fcs\u00fcne sahip kuzey b\u00f6lgelerinin daha y\u00fcksek maruziyet g\u00f6sterdi\u011fine dikkat \u00e7ekildi.<\/p>\n<p class=\"wp-block-paragraph\">\u00d6lken, yang\u0131nlar\u0131n ekonomik ve toplumsal etkilerinin orman alanlar\u0131yla s\u0131n\u0131rl\u0131 kalmad\u0131\u011f\u0131n\u0131 s\u00f6yledi. Enerji altyap\u0131s\u0131, tar\u0131m arazileri, topra\u011f\u0131n verimlili\u011fi, su kaynaklar\u0131 ve do\u011fal ya\u015fam \u00fczerindeki sonu\u00e7lar\u0131n birlikte de\u011ferlendirilmesi gerekti\u011fini ifade etti.<\/p>\n<p class=\"wp-block-paragraph\">Kozak Yaylas\u0131\u2019ndaki yang\u0131nlardan \u00f6rnek veren \u00d6lken, baz\u0131 zeytinliklerde sezon ba\u015f\u0131nda kuru otlar\u0131n temizlenmesinin yang\u0131n\u0131n etkisini s\u0131n\u0131rlad\u0131\u011f\u0131n\u0131 g\u00f6zlemlediklerini aktard\u0131. Bu deneyimlerin \u00f6nleyici uygulamalar a\u00e7\u0131s\u0131ndan de\u011ferlendirilmesi gerekti\u011fini belirtti.<\/p>\n<p class=\"wp-block-paragraph\">\u0130stanbul\u2019un da orman yang\u0131n\u0131 riski d\u0131\u015f\u0131nda g\u00f6r\u00fclemeyece\u011fini vurgulayan \u00d6lken, \u00d6merli ve Darl\u0131k \u00e7evresindeki ormanlar\u0131n su toplama havzalar\u0131 ve ekosistem a\u00e7\u0131s\u0131ndan \u00f6nemine dikkat \u00e7ekti. \u201cBiz bu ormanlar\u0131 kaybetti\u011fimizde neleri kaybederiz?\u201d diye soran \u00d6lken, etkilerin maddi zararlar\u0131n \u00f6tesine uzanaca\u011f\u0131n\u0131 s\u00f6yledi. \u0130nsan fakt\u00f6r\u00fcn\u00fcn ve \u00e7evre temizli\u011finin yang\u0131n riskini azaltmadaki rol\u00fcn\u00fc de hat\u0131rlatt\u0131.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Antalya i\u00e7in 30 ek s\u0131cak g\u00fcn<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Kas\u0131m ay\u0131nda COP31\u2019e ev sahipli\u011fi yapacak Antalya\u2019n\u0131n, 2050\u2019ye kadar y\u0131lda s\u0131cakl\u0131\u011f\u0131n 40\u00b0C\u2019yi a\u015ft\u0131\u011f\u0131 30\u2019dan fazla ek g\u00fcn ya\u015fayabilece\u011fi \u00f6ng\u00f6r\u00fcld\u00fc. Y\u00fckselen s\u0131cakl\u0131klar ve uzayan kurak d\u00f6nemlerin, kentin \u00e7evresindeki orman yang\u0131n\u0131 riskini de art\u0131rabilece\u011fi belirtildi.<\/p>\n<p class=\"wp-block-paragraph\">Antalya\u2019n\u0131n \u015fiddetli ya\u011f\u0131\u015f analizinde, herhangi bir y\u0131lda ger\u00e7ekle\u015fme olas\u0131l\u0131\u011f\u0131 yakla\u015f\u0131k y\u00fczde 1 olan olay ve 40 santimetrenin \u00fczerindeki su derinli\u011fi ko\u015fullar\u0131 alt\u0131nda, yakla\u015f\u0131k 28 bin ki\u015finin y\u00fczey ak\u0131\u015f\u0131na maruz kalabilecek alanlarda ya\u015fad\u0131\u011f\u0131 hesapland\u0131. Yol a\u011f\u0131n\u0131n y\u00fczde 3\u2019\u00fcn\u00fcn etkilenebilece\u011fi belirtildi. Sel analizinde ise maruz kalabilecek n\u00fcfus yakla\u015f\u0131k 47 bin ki\u015fi, yol a\u011f\u0131n\u0131n oran\u0131 y\u00fczde 4 olarak payla\u015f\u0131ld\u0131.<\/p>\n<p class=\"wp-block-paragraph\">Antalya\u2019n\u0131n risklerini tar\u0131m ve turizm \u00fczerindeki etkileri a\u00e7\u0131s\u0131ndan de\u011ferlendiren \u00d6lken, \u015fehrin gelecekteki tan\u0131t\u0131m\u0131nda iklimi, denizi ve do\u011fal g\u00fczellikleriyle birlikte bu varl\u0131klar\u0131n nas\u0131l korundu\u011funun da \u00f6nem kazanaca\u011f\u0131n\u0131 s\u00f6yledi. \u201cAntalya\u2019m\u0131z\u0131 nas\u0131l korudu\u011fumuzu anlatmam\u0131z laz\u0131m gelecekte. \u00c7\u00fcnk\u00fc Antalya bug\u00fcnden daha farkl\u0131 risklerle donan\u0131yor\u201d dedi.<\/p>\n<p class=\"wp-block-paragraph\">Tar\u0131mda verim kayb\u0131 ve turizmde cazibenin azalmas\u0131 gibi tehditlere dikkat \u00e7eken \u00d6lken, Antalya\u2019da al\u0131nmas\u0131 gereken \u00f6nlemlerin \u0130stanbul\u2019dan farkl\u0131 olaca\u011f\u0131n\u0131 belirtti. Tar\u0131m ve turizm i\u015fletmelerinin iklim kaynakl\u0131 olaylarla kar\u015f\u0131la\u015ft\u0131klar\u0131nda haz\u0131rl\u0131ks\u0131z kalmamas\u0131 i\u00e7in bug\u00fcnden fark\u0131ndal\u0131k olu\u015fturulmas\u0131 gerekti\u011fini ifade etti.<\/p>\n<p class=\"wp-block-paragraph\">Yang\u0131nlar\u0131n hava ve su kirlili\u011fi, sa\u011fl\u0131k, psikolojik etkiler ve g\u00f6\u00e7 gibi sonu\u00e7lar\u0131n\u0131n da de\u011ferlendirilmesi gerekti\u011fini belirten \u00d6lken, \u015fehrin tar\u0131m, turizm ve kongre merkezi olma \u00f6zelliklerini s\u00fcrd\u00fcrebilmesi i\u00e7in yang\u0131nlara kar\u015f\u0131 haz\u0131rl\u0131klar\u0131n gelecekteki ko\u015fullara g\u00f6re g\u00fc\u00e7lendirilmesi \u00e7a\u011fr\u0131s\u0131nda bulundu.<\/p>\n<h4 class=\"wp-block-heading\"><strong>\u201cYapay zek\u00e2 don olmas\u0131n\u0131 engellemiyor\u201d<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Mesle\u011fe 1990 y\u0131l\u0131nda risk m\u00fchendisi olarak ba\u015flad\u0131\u011f\u0131n\u0131 anlatan \u00d6lken, o d\u00f6nemde incelenen risklerle bug\u00fcn\u00fcn risk m\u00fchendislerinin kar\u015f\u0131la\u015ft\u0131\u011f\u0131 tablonun farkl\u0131la\u015ft\u0131\u011f\u0131n\u0131 s\u00f6yledi. Do\u011fal olaylar\u0131n s\u0131kl\u0131\u011f\u0131ndaki art\u0131\u015f\u0131n sekt\u00f6r\u00fcn hesaplamalar\u0131n\u0131 ve haz\u0131rl\u0131klar\u0131n\u0131 de\u011fi\u015ftirdi\u011fini belirtti.<\/p>\n<p class=\"wp-block-paragraph\">Ge\u00e7mi\u015fte olas\u0131 afet hasarlar\u0131n\u0131 tahmin etmek i\u00e7in b\u00fcy\u00fck \u00e7aba gerekti\u011fini ifade eden \u00d6lken, sigortac\u0131l\u0131k verileri, meteorolojik bilgiler, uydu verileri ve co\u011frafi analizlerin bug\u00fcn risklerin nerede yo\u011funla\u015ft\u0131\u011f\u0131n\u0131 anlamay\u0131 ve olas\u0131 hasarlar\u0131 hesaplamay\u0131 kolayla\u015ft\u0131rd\u0131\u011f\u0131n\u0131 s\u00f6yledi. Bu verilerin uygun koruma kapasitesinin olu\u015fturulmas\u0131na da katk\u0131 sundu\u011funu belirtti.<\/p>\n<p class=\"wp-block-paragraph\">Veri ve yapay zek\u00e2 yat\u0131r\u0131mlar\u0131n\u0131n s\u00fcrmesi gerekti\u011fini vurgulayan \u00d6lken, \u201cTeknolojinin sa\u011flad\u0131\u011f\u0131 \u00f6ng\u00f6r\u00fclerin sahada al\u0131nacak \u00f6nlemlere d\u00f6n\u00fc\u015ft\u00fcr\u00fclmesi \u00f6nemli. Yapay zek\u00e2dan istifade edece\u011fiz, iklim de\u011fi\u015fimini kontrol etmek i\u00e7in veriyi anlaml\u0131 kullanaca\u011f\u0131z ama yapay zek\u00e2 don olmas\u0131n\u0131 engellemiyor, yani o an \u00e7\u00f6zm\u00fcyor\u201d dedi.<\/p>\n<p class=\"wp-block-paragraph\">Rapora ili\u015fkin de\u011ferlendirmesinde kamu kurumlar\u0131n\u0131n \u00e7al\u0131\u015fmalar\u0131na da de\u011finen \u00d6lken, \u00c7evre, \u015eehircilik ve \u0130klim De\u011fi\u015fikli\u011fi Bakanl\u0131\u011f\u0131 ile AFAD\u2019\u0131n bu alandaki \u00e7al\u0131\u015fmalar\u0131n\u0131 de\u011ferli bulduklar\u0131n\u0131 ve desteklediklerini belirtti. \u201cBiz de sigortac\u0131l\u0131\u011f\u0131n sahip oldu\u011fu bilgi, deneyim ve risk y\u00f6netimi perspektifiyle \u00fclkemizin gelece\u011fine katk\u0131 sa\u011flamaya kararl\u0131l\u0131kla devam edece\u011fiz\u201d dedi.<\/p>\n<h4 class=\"wp-block-heading\"><strong>En k\u00f6t\u00fcye haz\u0131rl\u0131k<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Lansman\u0131n soru-cevap b\u00f6l\u00fcm\u00fcnde raporun haz\u0131rlanma s\u00fcrecini anlatan <strong>AXA T\u00fcrkiye Uluslararas\u0131 \u0130\u015f Geli\u015ftirme, \u0130\u015fte S\u00fcrd\u00fcr\u00fclebilirlik, \u00dcr\u00fcn Geli\u015ftirme Merkezi ve KKTC Direkt\u00f6r\u00fc, \u0130cra Kurulu \u00dcyesi Seda Bora Arkan<\/strong>, \u00e7al\u0131\u015fman\u0131n <strong>AXA Climate<\/strong>\u2019\u0131n teknik ekibiyle birlikte, aylar s\u00fcren titiz bir haz\u0131rl\u0131k sonucunda olu\u015fturuldu\u011funu belirtti.<\/p>\n<p class=\"wp-block-paragraph\">\u0130klim modellemelerinde kullan\u0131lan yakla\u015f\u0131k 300 kilometrelik hesaplama h\u00fccrelerinin \u00e7al\u0131\u015fma i\u00e7in 25 kilometreye indirildi\u011fini, baz\u0131 risklerde daha ayr\u0131nt\u0131l\u0131 \u00f6l\u00e7eklerden yararlan\u0131ld\u0131\u011f\u0131n\u0131 aktard\u0131. \u00c7al\u0131\u015fmada <strong>ERA5<\/strong> verilerinin de kullan\u0131ld\u0131\u011f\u0131n\u0131 s\u00f6yledi.<\/p>\n<p class=\"wp-block-paragraph\">Arkan, SSP5-8.5 senaryosunun tercih edilmesindeki amac\u0131 \u201cBir felaket tellall\u0131\u011f\u0131 yapmak de\u011fil ama\u00e7; ama en k\u00f6t\u00fcye haz\u0131rlanabilmek, bu raporu bir stres testi gibi kullanabilmek\u201d s\u00f6zleriyle a\u00e7\u0131klad\u0131.<\/p>\n<p class=\"wp-block-paragraph\">2050 ifadesinin tek bir y\u0131l\u0131 de\u011fil, yakla\u015f\u0131k 30 y\u0131ll\u0131k ortalamalarla ele al\u0131nan bir d\u00f6nemi temsil etti\u011fini belirten Arkan, olumsuz ko\u015fullar\u0131n ger\u00e7ekle\u015fmesi ihtimaline kar\u015f\u0131, h\u00e2l\u00e2 \u00f6nlem al\u0131nabilecek bir d\u00f6nemde riskleri g\u00f6r\u00fcn\u00fcr k\u0131lmak istediklerini s\u00f6yledi.<\/p>\n<p class=\"wp-block-paragraph\">Benzer \u00e7al\u0131\u015fmalar\u0131n daha \u00f6nce \u0130spanya\u2019da Barselona, Malaga ve Bilbao; \u0130talya\u2019da Floransa ve Cenova i\u00e7in yap\u0131ld\u0131\u011f\u0131n\u0131 aktaran Arkan, \u00e7al\u0131\u015fman\u0131n T\u00fcrkiye i\u00e7in haz\u0131rlanmas\u0131na \u00f6nc\u00fcl\u00fck eden Bar\u0131\u015f Alt\u0131n\u2019a da te\u015fekk\u00fcr etti.<\/p>\n<p class=\"wp-block-paragraph\">Raporda daha ayr\u0131nt\u0131l\u0131 risk haritalar\u0131, g\u00fc\u00e7l\u00fc erken uyar\u0131 sistemleri, dayan\u0131kl\u0131 altyap\u0131 ve iyile\u015ftirilmi\u015f su y\u00f6netimi, iklim risklerinin etkilerini azaltabilecek ad\u0131mlar aras\u0131nda g\u00f6sterildi. \u0130klim projeksiyonlar\u0131n\u0131n \u015fehir planlamas\u0131 ve yat\u0131r\u0131m kararlar\u0131na entegre edilmesinin de uyum kapasitesini g\u00fc\u00e7lendirebilece\u011fi belirtildi.<\/p>\n<p class=\"wp-block-paragraph\"><strong>\u201cToplumlar\u0131n dayan\u0131kl\u0131l\u0131k g\u00fcvencesiyiz\u201d<\/strong><\/p>\n<p class=\"wp-block-paragraph\">Gen\u00e7 sigortac\u0131lara y\u00f6nelik mesaj\u0131 sorulan \u00d6lken, \u201c\u0130\u015finiz zor. Ama imk\u00e2ns\u0131z de\u011fil\u201d kar\u015f\u0131l\u0131\u011f\u0131n\u0131 verdi. Sigorta sisteminin toplumlar\u0131 gelece\u011fe haz\u0131rlamakta \u00f6nemli bir rol \u00fcstlendi\u011fini vurgulayan \u00d6lken, \u201cBizler toplumlar\u0131n dayan\u0131kl\u0131l\u0131k g\u00fcvencesiyiz. E\u011fer gelecekte bizim yapt\u0131\u011f\u0131m\u0131z hatalar\u0131 yapmay\u0131p daha g\u00fcvenli bir d\u00fcnya ve topluma kavu\u015fmak istiyorsan gel sigortac\u0131l\u0131k yapmaya devam et\u201d dedi.<\/p>\n<p class=\"wp-block-paragraph\">AXA T\u00fcrkiye \u0130klim Raporu 2026\u2019ya ula\u015fmak i\u00e7in <a href=\"https:\/\/www.axasigorta.com.tr\/media\/t1\/001\/791\/211\/591\/AXA-Turkiye-Iklim-Raporu.pdf?v=20261005\">https:\/\/www.axasigorta.com.tr\/media\/t1\/001\/791\/211\/591\/AXA-Turkiye-Iklim-Raporu.pdf?v=20261005<\/a> t\u0131klay\u0131n.<\/p>\n<div class=\"twitter-share\"><a href=\"https:\/\/twitter.com\/intent\/tweet?url=https%3A%2F%2Fsigortamedya.com.tr%2Faxa-turkiyeden-hasari-onleyen-sigortacilik-cagrisi%2F&amp;via=sigortamedya\" class=\"twitter-share-button\">Tweet<\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>AXA T\u00fcrkiye CEO\u2019su Yavuz \u00d6lken, \u0130klim Raporu 2026\u2019n\u0131n lansman\u0131nda \u201cHasar \u00f6deyerek hayat\u0131m\u0131z\u0131 s\u00fcrd\u00fcremeyiz\u201d diyerek sekt\u00f6r\u00fcn \u00f6nleyici rol\u00fcn\u00fcn g\u00fc\u00e7lendirilmesi gerekti\u011fini vurgulad\u0131. \u00d6lken, sigortac\u0131lar\u0131n ba\u015far\u0131s\u0131n\u0131 \u00f6nlenen riskler ve m\u00fc\u015fterilerin dayan\u0131kl\u0131l\u0131\u011f\u0131na sa\u011flanan katk\u0131yla da \u00f6l\u00e7mesi gerekti\u011fini s\u00f6yledi. Raporda, 2050\u2019ye kadar yakla\u015f\u0131k 65 milyon<\/p>\n","protected":false},"author":1,"featured_media":1080,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1079","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-genel"],"_links":{"self":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/1079","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1079"}],"version-history":[{"count":0,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/1079\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/media\/1080"}],"wp:attachment":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1079"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1079"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1079"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}