{"id":1088,"date":"2026-10-08T19:00:03","date_gmt":"2026-10-08T16:00:03","guid":{"rendered":"https:\/\/sigorta.nesiblog.com\/?p=1088"},"modified":"2026-10-08T19:00:03","modified_gmt":"2026-10-08T16:00:03","slug":"davut-mentesten-sigortada-istismara-sert-uyari","status":"publish","type":"post","link":"https:\/\/sigorta.nesiblog.com\/?p=1088","title":{"rendered":"Davut Mente\u015f\u2019ten sigortada istismara sert uyar\u0131"},"content":{"rendered":"

SEDDK Ba\u015fkan\u0131 Davut Mente\u015f, zorunlu ve ba\u011flant\u0131l\u0131 sigortalarda vatanda\u015flar\u0131n lehine olan fiyat ve se\u00e7enekleri g\u00f6z ard\u0131 eden \u015firket ve arac\u0131lar\u0131n kar\u015f\u0131lar\u0131nda SEDDK\u2019y\u0131 bulaca\u011f\u0131n\u0131 s\u00f6yledi. Yakla\u015f\u0131k 10 \u015firkette denetim yapt\u0131klar\u0131n\u0131 a\u00e7\u0131klayan Mente\u015f, ihlallerin tekrar\u0131 halinde daha a\u011f\u0131r yapt\u0131r\u0131mlar uygulanaca\u011f\u0131n\u0131 vurgulad\u0131.<\/strong><\/h4>\n

S\u0130GORTAMEDYA \u00d6ZEL<\/strong><\/p>\n

Sigortac\u0131l\u0131k ve \u00d6zel Emeklilik D\u00fczenleme ve Denetleme Kurumu (SEDDK) Ba\u015fkan\u0131 Davut Mente\u015f<\/strong>, T\u00fcrkiye Sigorta Birli\u011fi\u2019nin Sigorta Haftas\u0131 kapsam\u0131nda 8 Ekim\u2019de \u0130stanbul Finans Merkezi\u2019nde d\u00fczenledi\u011fi 5. Uluslararas\u0131 Sigorta Zirvesi\u2019nde, zorunlu ve ba\u011flant\u0131l\u0131 sigortalardaki istismarlara ili\u015fkin a\u00e7\u0131klamalarda bulundu.<\/p>\n

Trafik sigortas\u0131n\u0131n yan\u0131 s\u0131ra kredi, al\u0131\u015fveri\u015f veya ba\u015fka bir i\u015flemle ba\u011flant\u0131l\u0131 olarak sunulan sigortalarda vatanda\u015flar\u0131n menfaatlerini korumaya odakland\u0131klar\u0131n\u0131 belirten Mente\u015f, tespit edilen ihlallere m\u00fcdahale ettiklerini ve istismarlar\u0131 \u00f6nlemek i\u00e7in d\u00fczenlemeler geli\u015ftirdiklerini s\u00f6yledi.<\/p>\n

\u201cKar\u015f\u0131s\u0131nda SEDDK\u2019y\u0131 bulur\u201d<\/strong><\/h4>\n

Zorunlu sigortalarda vatanda\u015flar\u0131n lehine olan fiyat ve se\u00e7eneklerin g\u00f6z ard\u0131 edilmesine izin vermeyeceklerini vurgulayan Mente\u015f, \u201cVatanda\u015f\u0131n lehine uygulamalar\u0131 g\u00f6z ard\u0131 eden arac\u0131 olabilir, sigortac\u0131 olabilir; kar\u015f\u0131s\u0131nda SEDDK\u2019y\u0131 bulur\u201d dedi.<\/p>\n

Bu y\u0131l trafik sigortas\u0131 uygulamalar\u0131ndaki yan teminatlar ve ayr\u0131 poli\u00e7elerle verilen teminatlara ili\u015fkin yakla\u015f\u0131k 10 \u015firket nezdinde yayg\u0131n denetim ger\u00e7ekle\u015ftirdiklerini a\u00e7\u0131klayan Mente\u015f, bu \u00e7al\u0131\u015fman\u0131n ilk olmad\u0131\u011f\u0131n\u0131 ve son da olmayaca\u011f\u0131n\u0131 belirtti. \u0130hlallerin tekrar\u0131 halinde hem uygulay\u0131c\u0131lara hem de arac\u0131lara daha a\u011f\u0131r cezalar ve yapt\u0131r\u0131mlarla m\u00fcdahale edeceklerini s\u00f6yledi.<\/p>\n

D\u00fc\u015f\u00fck hasar, y\u00fcksek komisyon<\/strong><\/h4>\n

\u0130stismar\u0131n \u00f6nemli g\u00f6stergeleri aras\u0131nda ger\u00e7ekle\u015fen hasar prim oranlar\u0131 ile y\u00fcksek arac\u0131l\u0131k komisyonlar\u0131n\u0131 sayan Mente\u015f, baz\u0131 sigorta \u00fcr\u00fcnlerinde hasar prim oran\u0131n\u0131n y\u00fczde 2\u20133 d\u00fczeyinde kalmas\u0131na kar\u015f\u0131l\u0131k y\u00fczde 50\u2019ye yakla\u015fan, hatta y\u00fczde 60\u201370\u2019e ula\u015fan arac\u0131l\u0131k komisyonlar\u0131 \u00f6dendi\u011fine dikkat \u00e7ekti.<\/p>\n

Arac\u0131n\u0131n sigortac\u0131dan daha fazla kazand\u0131\u011f\u0131 uygulamalardan s\u00f6z ettiklerini belirten Mente\u015f, bu durumu a\u00e7\u0131k bir istismar ve piyasa bozucu davran\u0131\u015f olarak de\u011ferlendirdi. Vatanda\u015flar\u0131n haklar\u0131n\u0131 ve menfaatlerini korumakla g\u00f6revli bir kurumun bu tablo kar\u015f\u0131s\u0131nda seyirci kalamayaca\u011f\u0131n\u0131 vurgulayarak gerekli yapt\u0131r\u0131mlar\u0131 uygulamaya devam edeceklerini ifade etti.<\/p>\n

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Tweet<\/a><\/div>\n<\/p>","protected":false},"excerpt":{"rendered":"

SEDDK Ba\u015fkan\u0131 Davut Mente\u015f, zorunlu ve ba\u011flant\u0131l\u0131 sigortalarda vatanda\u015flar\u0131n lehine olan fiyat ve se\u00e7enekleri g\u00f6z ard\u0131 eden \u015firket ve arac\u0131lar\u0131n kar\u015f\u0131lar\u0131nda SEDDK\u2019y\u0131 bulaca\u011f\u0131n\u0131 s\u00f6yledi. Yakla\u015f\u0131k 10 \u015firkette denetim yapt\u0131klar\u0131n\u0131 a\u00e7\u0131klayan Mente\u015f, ihlallerin tekrar\u0131 halinde daha a\u011f\u0131r yapt\u0131r\u0131mlar uygulanaca\u011f\u0131n\u0131 vurgulad\u0131. S\u0130GORTAMEDYA<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1088","post","type-post","status-publish","format-standard","hentry","category-genel"],"_links":{"self":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/1088","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1088"}],"version-history":[{"count":0,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/1088\/revisions"}],"wp:attachment":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1088"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1088"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1088"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}