{"id":1089,"date":"2026-10-08T18:50:17","date_gmt":"2026-10-08T15:50:17","guid":{"rendered":"https:\/\/sigorta.nesiblog.com\/?p=1089"},"modified":"2026-10-08T18:50:17","modified_gmt":"2026-10-08T15:50:17","slug":"sigorta-sektorunde-buyumenin-odagi-guven-ve-dayaniklilik","status":"publish","type":"post","link":"https:\/\/sigorta.nesiblog.com\/?p=1089","title":{"rendered":"Sigorta sekt\u00f6r\u00fcnde b\u00fcy\u00fcmenin oda\u011f\u0131 g\u00fcven ve dayan\u0131kl\u0131l\u0131k"},"content":{"rendered":"

T\u00fcrkiye Sigorta Birli\u011fi\u2019nin Sigorta Haftas\u0131 kapsam\u0131nda d\u00fczenledi\u011fi 5. Uluslararas\u0131 Sigorta Zirvesi\u2019nde, koruma a\u00e7\u0131\u011f\u0131n\u0131n azalt\u0131lmas\u0131, iklim risklerinin y\u00f6netimi ve sekt\u00f6re duyulan g\u00fcvenin g\u00fc\u00e7lendirilmesi \u00f6ne \u00e7\u0131kt\u0131. A\u00e7\u0131l\u0131\u015f konu\u015fmalar\u0131nda COP31\u2019e y\u00f6nelik haz\u0131rl\u0131klar, hasar s\u00fcre\u00e7lerindeki iyile\u015fmeler, sekt\u00f6r\u00fcn mali g\u00f6r\u00fcn\u00fcm\u00fc ve yeni d\u00fczenlemeler ele al\u0131nd\u0131.<\/strong><\/h4>\n

S\u0130GORTAMEDYA \u00d6ZEL<\/strong><\/p>\n

T\u00fcrkiye Sigorta Birli\u011fi\u2019nin (TSB) Sigorta Haftas\u0131 <\/strong>kapsam\u0131nda d\u00fczenledi\u011fi 5. Uluslararas\u0131 Sigorta Zirvesi<\/strong>, 8 Ekim\u2019de \u0130stanbul Finans Merkezi Ziraat Bankas\u0131 Oditoryumu<\/strong>\u2019nda ba\u015flad\u0131. \u201cRiskten Dayan\u0131kl\u0131l\u0131\u011fa: COP31 Yolunda Sigorta\u201d<\/strong> temas\u0131yla d\u00fczenlenen zirve, T\u00fcrkiye\u2019den ve d\u00fcnyadan sigorta ve reas\u00fcrans sekt\u00f6r\u00fc temsilcilerini, kamu kurumlar\u0131n\u0131, uluslararas\u0131 kurulu\u015flar\u0131 ve akademisyenleri bir araya getirdi.<\/p>\n

Zirvenin a\u00e7\u0131l\u0131\u015f konu\u015fmalar\u0131n\u0131 \u0130stanbul Finans Merkezi (\u0130FM) Genel M\u00fcd\u00fcr\u00fc Ahmet \u0130hsan Erdem<\/strong>, T\u00fcrkiye Sigorta Birli\u011fi (TSB) Ba\u015fkan\u0131 Ahmet Ya\u015far ve Sigortac\u0131l\u0131k ve \u00d6zel Emeklilik D\u00fczenleme ve Denetleme Kurumu (SEDDK) Ba\u015fkan\u0131 Davut Mente\u015f <\/strong>yapt\u0131. Konu\u015fmalarda sigortac\u0131l\u0131\u011f\u0131n iklim dayan\u0131kl\u0131l\u0131\u011f\u0131na katk\u0131s\u0131, koruma a\u00e7\u0131\u011f\u0131n\u0131n azalt\u0131lmas\u0131, sekt\u00f6r\u00fcn mali g\u00f6r\u00fcn\u00fcm\u00fc ve d\u00fczenleme g\u00fcndemi ele al\u0131nd\u0131.<\/p>\n

\"\"<\/figure>\n

Ahmet \u0130hsan Erdem: \u201cD\u00f6n\u00fc\u015f\u00fcm i\u00e7in sigortalanabilir projeler gerekiyor\u201d<\/strong><\/h4>\n

Zirvenin ilk a\u00e7\u0131l\u0131\u015f konu\u015fmas\u0131n\u0131 yapan \u0130stanbul Finans Merkezi (\u0130FM) Genel M\u00fcd\u00fcr\u00fc Ahmet \u0130hsan Erdem<\/strong>, g\u00fc\u00e7l\u00fc bir finansal sistemin riskleri do\u011fru \u00f6l\u00e7en, y\u00f6neten ve belirsizliklere kar\u015f\u0131 dayan\u0131kl\u0131l\u0131\u011f\u0131 art\u0131ran bir sigorta piyasas\u0131na ihtiya\u00e7 duydu\u011funu vurgulad\u0131. T\u00fcrkiye\u2019nin COP31\u2019e ev sahipli\u011finin, sekt\u00f6r\u00fcn iklim dayan\u0131kl\u0131l\u0131\u011f\u0131 ve finansman\u0131 konusundaki deneyimini payla\u015fmas\u0131 i\u00e7in \u00f6nemli bir f\u0131rsat sundu\u011funu belirtti.<\/p>\n

\u0130klim de\u011fi\u015fikli\u011finin yat\u0131r\u0131mlar\u0131, altyap\u0131y\u0131, ekonomik faaliyetleri ve finansal kararlar\u0131 do\u011frudan etkiledi\u011fini s\u00f6yleyen Erdem, COP31 s\u00fcrecinde finansman, risk y\u00f6netimi ve sigortac\u0131l\u0131\u011f\u0131n birlikte ele al\u0131nmas\u0131 gerekti\u011fini ifade etti. \u201cD\u00fc\u015f\u00fck karbonlu bir ekonomiye ge\u00e7i\u015f yaln\u0131zca sermayeyle de\u011fil; finanse edilebilir, sigortalanabilir ve hayata ge\u00e7irilebilir projeler gerektiriyor\u201d diyen Erdem, g\u00fcvenilir bilgi ve etkili risk y\u00f6netiminin \u00f6nemine dikkat \u00e7ekti.<\/p>\n

\u0130FM vizyonuyla COP31 hedefleri \u00f6rt\u00fc\u015ft\u00fc<\/strong><\/h4>\n

\u0130FM<\/strong>\u2019nin bankalar\u0131, kat\u0131l\u0131m finans kurulu\u015flar\u0131n\u0131, d\u00fczenleyici kurumlar\u0131, finansal teknoloji ve sigorta \u015firketleriyle profesyonel hizmet sa\u011flay\u0131c\u0131lar\u0131n\u0131 bulu\u015fturdu\u011funu belirten Erdem, bu ekosistemin fiziki ve mevzuat altyap\u0131s\u0131yla desteklendi\u011fini s\u00f6yledi.<\/p>\n

Merkezde 22 ofis binas\u0131nda yakla\u015f\u0131k 1,3 milyon metrekarelik modern ofis alan\u0131 bulundu\u011funu aktaran Erdem; ak\u0131ll\u0131 bina sistemleri, LEED sertifikal\u0131 yap\u0131lar, enerji verimlili\u011fi, ye\u015fil alanlar ve sorumlu su ve at\u0131k y\u00f6netimine i\u015faret etti. Enerji ve s\u00fcrd\u00fcr\u00fclebilirlik giri\u015fiminin ye\u015fil finans, enerji ve s\u00fcrd\u00fcr\u00fclebilirlik alanlar\u0131na odakland\u0131\u011f\u0131n\u0131 belirtti.<\/p>\n

T\u00fcrkiye Varl\u0131k Fonu<\/strong>\u2019nun stratejik liderli\u011finde hayata ge\u00e7irilen \u0130FM\u2019nin uluslararas\u0131 finans merkezi olma vizyonunun COP31 hedefleriyle do\u011frudan \u00f6rt\u00fc\u015ft\u00fc\u011f\u00fcn\u00fc kaydetti.<\/p>\n

Y\u00fczde 100\u2019e varan vergi indirimi<\/strong><\/h4>\n

Tek Durak Ofis<\/strong> arac\u0131l\u0131\u011f\u0131yla kat\u0131l\u0131mc\u0131 \u015firketlerin izin ve lisans s\u00fcre\u00e7lerinin tek elden takip edilebildi\u011fini s\u00f6yleyen Erdem, yabanc\u0131 personel i\u00e7in istisnai \u00e7al\u0131\u015fma izni, belirli ko\u015fullarla hukuk se\u00e7imi ve yabanc\u0131 para biriminde defter tutma imk\u00e2nlar\u0131n\u0131n bulundu\u011funu aktard\u0131.<\/p>\n

Finansal hizmet ihracat\u0131, transit ticaret ve nitelikli hizmet merkezleri alanlar\u0131nda faaliyet g\u00f6steren \u015firketlere \u00e7e\u015fitli muafiyetler ve y\u00fczde 100\u2019e varan kurumlar vergisi indirimleri sunuldu\u011funu belirten Erdem, \u0130FM\u2019de uluslararas\u0131 operasyonlar y\u00fcr\u00fcten sigorta sekt\u00f6r\u00fc temsilcilerinin de bu te\u015fviklerden yararland\u0131\u011f\u0131n\u0131 s\u00f6yledi.<\/p>\n

\u0130klim hedeflerini somut yat\u0131r\u0131mlara d\u00f6n\u00fc\u015ft\u00fcrmek i\u00e7in kurumlar aras\u0131 i\u015f birli\u011finin \u00f6nemini vurgulayan Erdem, finans, sigorta ve teknoloji kurulu\u015flar\u0131n\u0131n COP31 s\u00fcrecinde daha yak\u0131n \u00e7al\u0131\u015fmas\u0131na katk\u0131 sunmay\u0131 hedeflediklerini ifade etti.<\/p>\n

\"\"<\/figure>\n

Ahmet Ya\u015far: \u201cAs\u0131l hedefimiz T\u00fcrkiye\u2019nin koruma a\u00e7\u0131\u011f\u0131n\u0131 azaltmak\u201d<\/strong><\/h4>\n

TSB Ba\u015fkan\u0131 Ahmet Ya\u015far<\/strong>, sekt\u00f6r\u00fcn b\u00fcy\u00fcme hedefinin merkezinde T\u00fcrkiye\u2019nin koruma a\u00e7\u0131\u011f\u0131n\u0131 azaltman\u0131n bulundu\u011funu vurgulad\u0131. Sigortac\u0131l\u0131\u011f\u0131n riskleri \u00f6nceden g\u00f6ren, \u00f6l\u00e7en, azaltan, payla\u015fan ve toplumun dayan\u0131kl\u0131l\u0131\u011f\u0131n\u0131 art\u0131ran bir rol \u00fcstlenmesi gerekti\u011fini belirten Ya\u015far, \u201cHasar\u0131 \u00f6demekten riski y\u00f6netmeye, riskten dayan\u0131kl\u0131l\u0131\u011fa ge\u00e7mek zorunday\u0131z\u201d dedi.<\/p>\n

Sigorta Haftas\u0131\u2019n\u0131n 15. y\u0131l\u0131nda, \u0130stanbul Finans Merkezi\u2019nde Ziraat Bankas\u0131\u2019n\u0131n ev sahipli\u011finde sekt\u00f6r\u00fcn t\u00fcm payda\u015flar\u0131yla bulu\u015ftuklar\u0131n\u0131 belirten Ya\u015far, ortak risklere ortak ak\u0131lla \u00e7\u00f6z\u00fcm \u00fcretmenin \u00f6nemine dikkat \u00e7ekti. Bu y\u0131l\u0131n \u201cD\u00f6rt Element. Tek G\u00fcvence.\u201d<\/strong> mesaj\u0131n\u0131 hat\u0131rlatarak toprak, su, hava ve ate\u015fin hayat\u0131n ve \u00fcretimin temel unsurlar\u0131 oldu\u011funu; deprem, sel, f\u0131rt\u0131na, kurakl\u0131k ve yang\u0131n gibi riskleri de hat\u0131rlatt\u0131\u011f\u0131n\u0131 s\u00f6yledi.<\/p>\n

2030 i\u00e7in 50 milyar dolarl\u0131k prim hedefi<\/strong><\/h4>\n

Sekt\u00f6r\u00fcn 2026\u2019n\u0131n ilk sekiz ay\u0131nda yakla\u015f\u0131k 972 milyar liral\u0131k prim \u00fcretimine ula\u015ft\u0131\u011f\u0131n\u0131 a\u00e7\u0131klayan Ya\u015far, sigorta ve emeklilik sekt\u00f6r\u00fcn\u00fcn ekonomiye sa\u011flad\u0131\u011f\u0131 fonlar\u0131n 3,6 trilyon lira d\u00fczeyinde oldu\u011funu aktard\u0131.<\/p>\n

2030 i\u00e7in belirlenen 50 milyar dolarl\u0131k prim \u00fcretimi hedefinin daha fazla insan\u0131n, i\u015fletmenin ve ekonomik de\u011ferin g\u00fcvence alt\u0131na al\u0131nmas\u0131n\u0131 ifade etti\u011fini belirten Ya\u015far, ba\u015far\u0131y\u0131 de\u011ferlendirirken ilk kez sigortayla tan\u0131\u015fan ailelerin, ihtiyac\u0131na uygun teminata kavu\u015fan i\u015fletmelerin ve hasar sonras\u0131nda hakk\u0131na h\u0131zl\u0131 ula\u015fan vatanda\u015flar\u0131n da dikkate al\u0131nmas\u0131 gerekti\u011fini s\u00f6yledi.<\/p>\n

Deprem kay\u0131plar\u0131n\u0131n y\u00fczde 5\u20136\u2019s\u0131 sigortayla kar\u015f\u0131land\u0131<\/strong><\/h4>\n

Orta Vadeli Program\u2019daki (OVP) <\/strong>ekonomik g\u00fcvenlik ve dayan\u0131kl\u0131l\u0131\u011f\u0131n g\u00fc\u00e7lendirilmesi ba\u015fl\u0131\u011f\u0131n\u0131 sigortac\u0131l\u0131\u011fa yap\u0131lm\u0131\u015f bir at\u0131f olarak de\u011ferlendirdiklerini belirten Ya\u015far, riskleri azaltman\u0131n ve finansal kapasiteyi risk ger\u00e7ekle\u015fmeden haz\u0131rlaman\u0131n \u00f6nemini vurgulad\u0131.<\/p>\n

6 \u015eubat depremlerinin bu ihtiyac\u0131 a\u011f\u0131r bi\u00e7imde ortaya koydu\u011funu s\u00f6yleyen Ya\u015far, Cumhurba\u015fkan\u0131 Yard\u0131mc\u0131s\u0131\u2019n\u0131n OVP sunumunda payla\u015ft\u0131\u011f\u0131 116 milyar dolarl\u0131k tutara kar\u015f\u0131l\u0131k sigortal\u0131 hasar\u0131n yakla\u015f\u0131k 6 milyar dolar oldu\u011funu hat\u0131rlatt\u0131. Ekonomik kay\u0131plar\u0131n sigortayla kar\u015f\u0131lanma oran\u0131n\u0131n y\u00fczde 5\u20136 d\u00fczeyinde kald\u0131\u011f\u0131n\u0131 belirtti.<\/p>\n

DASK<\/strong> ve TARS\u0130M<\/strong>\u2019in \u00f6nemli deneyimler oldu\u011funu ifade eden Ya\u015far, riskin finansman\u0131yla birlikte azalt\u0131lmas\u0131n\u0131n da gerekli oldu\u011funu s\u00f6yledi. Daha g\u00fcvenli yap\u0131lar, nitelikli kentsel d\u00f6n\u00fc\u015f\u00fcm, yang\u0131n g\u00fcvenli\u011fi ve risk m\u00fchendisli\u011finin T\u00fcrkiye\u2019nin ekonomik dayan\u0131kl\u0131l\u0131\u011f\u0131n\u0131 g\u00fc\u00e7lendirece\u011fini kaydetti.<\/p>\n

\u201cResm\u00ee a\u00e7\u0131klamalar\u0131 esas almal\u0131y\u0131z\u201d<\/strong><\/h4>\n

Son g\u00fcnlerde baz\u0131 \u015firketlerle ilgili ya\u015fanan geli\u015fmelere de\u011finen Ya\u015far, bu s\u00fcre\u00e7lerin \u015firketlerin y\u00f6netimine, mali yap\u0131s\u0131na veya sigortac\u0131l\u0131k faaliyetlerine ili\u015fkin olmad\u0131\u011f\u0131n\u0131n do\u011fru anla\u015f\u0131lmas\u0131n\u0131n \u00f6nem ta\u015f\u0131d\u0131\u011f\u0131n\u0131 s\u00f6yledi.<\/p>\n

Sigortac\u0131l\u0131k ve \u00d6zel Emeklilik D\u00fczenleme ve Denetleme Kurumu\u2019nun (SEDDK)<\/strong> resm\u00ee a\u00e7\u0131klamalar\u0131n\u0131n s\u00fcre\u00e7lerin kapsam\u0131n\u0131 ortaya koydu\u011funu belirten Ya\u015far, kapsam\u0131 a\u015fan yorumlarla ba\u015fka \u015firketlere veya sekt\u00f6r\u00fcn geneline ili\u015fkin sonu\u00e7lar \u00e7\u0131kar\u0131lmas\u0131n\u0131n vatanda\u015flar\u0131n g\u00fcvenine zarar verece\u011fini vurgulad\u0131. \u015eirketlere ve da\u011f\u0131t\u0131m kanallar\u0131na, s\u00f6ylentiler veya ticari kayg\u0131lar yerine yetkili kurumlar\u0131n a\u00e7\u0131klamalar\u0131n\u0131 esas alma \u00e7a\u011fr\u0131s\u0131 yapt\u0131.<\/p>\n

\u201cBu m\u00fccadele vatanda\u015f\u0131n hakk\u0131n\u0131 koruma m\u00fccadelesidir\u201d<\/strong><\/h4>\n

SEDDK\u2019n\u0131n hasar y\u00f6netiminin standartla\u015ft\u0131r\u0131lmas\u0131, de\u011fer kayb\u0131 s\u00fcre\u00e7leri, eksperlik uygulamalar\u0131 ve do\u011fru ba\u015fvuru kanallar\u0131na y\u00f6nlendirme konusunda att\u0131\u011f\u0131 ad\u0131mlar\u0131 desteklediklerini belirten Ya\u015far, d\u00fczenleme ve tedbirlerin sekt\u00f6r\u00fcn yasa d\u0131\u015f\u0131 yap\u0131larla m\u00fccadelesini de g\u00fc\u00e7lendirdi\u011fini s\u00f6yledi.<\/p>\n

Ger\u00e7ek hasar\u0131n do\u011fru ve zaman\u0131nda kar\u015f\u0131lanmas\u0131n\u0131n sigortac\u0131l\u0131\u011f\u0131n temel g\u00f6revi oldu\u011funu vurgulayan Ya\u015far, destekledikleri m\u00fccadelenin hasar\u0131 kazan\u00e7 alan\u0131na d\u00f6n\u00fc\u015ft\u00fcren, s\u00fcrece yetkisiz kat\u0131lan, ger\u00e7ek d\u0131\u015f\u0131 talepler \u00fcreten ve haks\u0131z kazan\u00e7 pe\u015finde olan yap\u0131lara y\u00f6nelik oldu\u011funu ifade etti.<\/p>\n

\u201cBu m\u00fccadele, her \u015feyden \u00f6nce vatanda\u015f\u0131n hakk\u0131n\u0131 koruma m\u00fccadelesidir\u201d diyen Ya\u015far, TSB ve \u00fcyelerinin veri payla\u015f\u0131m\u0131, teknik \u00e7al\u0131\u015fmalar, bilgilendirme ve uygulama alanlar\u0131nda sorumluluk \u00fcstlenmeye haz\u0131r oldu\u011funu belirtti.<\/p>\n

Tahkim ba\u015fvurular\u0131 y\u00fczde 17,36 azald\u0131<\/strong><\/h4>\n

Eyl\u00fcl 2026\u2019da Sigorta Tahkim Komisyonu<\/strong>\u2019na yap\u0131lan ba\u015fvurular\u0131n ge\u00e7en y\u0131l\u0131n ayn\u0131 ay\u0131na g\u00f6re y\u00fczde 17,36 azald\u0131\u011f\u0131n\u0131 a\u00e7\u0131klayan Ya\u015far, ekim ay\u0131n\u0131n \u00f6nc\u00fc g\u00f6stergelerinin de d\u00fc\u015f\u00fc\u015f\u00fcn h\u0131zland\u0131\u011f\u0131na i\u015faret etti\u011fini s\u00f6yledi. Tek bir ayl\u0131k veriden kesin sonu\u00e7 \u00e7\u0131kar\u0131lamayaca\u011f\u0131n\u0131 belirterek bunu hasar s\u00fcre\u00e7lerinde daha sa\u011fl\u0131kl\u0131 bir yap\u0131ya ge\u00e7i\u015f a\u00e7\u0131s\u0131ndan izlenmesi gereken bir \u00f6nc\u00fc g\u00f6sterge olarak de\u011ferlendirdi.<\/p>\n

Hasar prim oranlar\u0131n\u0131n ayl\u0131k geli\u015fiminde \u00f6nceki y\u0131llara k\u0131yasla yakla\u015f\u0131k \u00fc\u00e7-d\u00f6rt ayl\u0131k bir \u00f6ne gelme g\u00f6zlemlediklerini aktaran Ya\u015far, bunun hasar s\u00fcre\u00e7lerinin h\u0131zland\u0131\u011f\u0131na ve vatanda\u015flar\u0131n tazminatlar\u0131na daha erken ula\u015fmaya ba\u015flad\u0131\u011f\u0131na i\u015faret etti\u011fini ifade etti.<\/p>\n

Ya\u015far, \u201cHedefimiz daha az hak arama de\u011fil; daha az uyu\u015fmazl\u0131k, daha h\u0131zl\u0131 \u00e7\u00f6z\u00fcm ve vatanda\u015f\u0131m\u0131z\u0131n hakk\u0131na do\u011frudan ula\u015fabilmesidir\u201d dedi.<\/p>\n

\u201cM\u0131nt\u0131kam\u0131z\u0131 temiz tutaca\u011f\u0131z\u201d yakla\u015f\u0131m\u0131na destek<\/strong><\/h4>\n

SEDDK Ba\u015fkan\u0131 Davut Mente\u015f<\/strong>\u2019in 21 Ocak\u2019taki toplant\u0131da dile getirdi\u011fi \u201cM\u0131nt\u0131kam\u0131z\u0131 temiz tutaca\u011f\u0131z\u201d<\/strong> yakla\u015f\u0131m\u0131n\u0131 \u00f6nemsediklerini s\u00f6yleyen Ya\u015far; sekt\u00f6re giri\u015flerin, sermaye yap\u0131lar\u0131n\u0131n ve fon hareketlerinin g\u00f6zetimiyle mali b\u00fcnyelerin g\u00fc\u00e7lendirilmesinin s\u00fcrd\u00fcr\u00fclebilir geli\u015fim a\u00e7\u0131s\u0131ndan \u00f6nem ta\u015f\u0131d\u0131\u011f\u0131n\u0131 belirtti.<\/p>\n

SEDDK\u2019n\u0131n 7 Ekim\u2019de payla\u015ft\u0131\u011f\u0131 S&P Global Ratings <\/strong>de\u011ferlendirmesinde sekt\u00f6r\u00fcn g\u00fc\u00e7l\u00fc \u00f6zkaynak k\u00e2rl\u0131l\u0131\u011f\u0131, reel b\u00fcy\u00fcmesi, \u00fcr\u00fcn y\u00f6netimindeki iyile\u015fmeler ve katastrofik riskleri y\u00f6netme kapasitesinin vurguland\u0131\u011f\u0131n\u0131 aktard\u0131. Sekt\u00f6r risk de\u011ferlendirmesindeki iyile\u015fmeyi \u00f6nemli bulduklar\u0131n\u0131 belirten Ya\u015far, g\u00fc\u00e7l\u00fc bilan\u00e7olar\u0131n yan\u0131nda sa\u011fl\u0131kl\u0131 i\u015fleyen s\u00fcre\u00e7lerin de gerekli oldu\u011funu s\u00f6yledi.<\/p>\n

BES\u2019in fon b\u00fcy\u00fckl\u00fc\u011f\u00fc 2,7 trilyon liraya yakla\u015ft\u0131<\/strong><\/h4>\n

Bireysel Emeklilik Sistemi\u2019nin (BES) <\/strong>fon b\u00fcy\u00fckl\u00fc\u011f\u00fcn\u00fcn 2,7 trilyon liraya yakla\u015ft\u0131\u011f\u0131n\u0131 a\u00e7\u0131klayan Ya\u015far, bu birikimin vatanda\u015flar\u0131n gelece\u011fi ve T\u00fcrkiye\u2019nin uzun vadeli tasarruf kapasitesi a\u00e7\u0131s\u0131ndan \u00f6nem ta\u015f\u0131d\u0131\u011f\u0131n\u0131 belirtti.<\/p>\n

Kat\u0131l\u0131mc\u0131lar\u0131n birikimlerinin ve haklar\u0131n\u0131n korunmas\u0131, sisteme g\u00fcvenin g\u00fc\u00e7lendirilmesi ve uzun vadeli tasarrufun te\u015fvik edilmesinin \u00f6nemini vurgulayan Ya\u015far, BES\u2019in g\u00fc\u00e7l\u00fc g\u00f6zetim mekanizmalar\u0131 ve uzun vadeli yap\u0131s\u0131yla g\u00fcvenli bir liman oldu\u011funu ifade etti. OVP\u2019de Otomatik Kat\u0131l\u0131m Sistemi\u2019nin g\u00fc\u00e7lendirilmesine y\u00f6nelik yakla\u015f\u0131m\u0131 ve \u015feffafl\u0131\u011f\u0131 art\u0131ran ad\u0131mlar\u0131 desteklediklerini s\u00f6yledi.<\/p>\n

Yapay zek\u00e2 ve veri analiti\u011finin risklerin daha iyi \u00f6l\u00e7\u00fclmesine, hasar s\u00fcre\u00e7lerinin h\u0131zland\u0131r\u0131lmas\u0131na ve suistimallerin erken tespitine imk\u00e2n sa\u011flad\u0131\u011f\u0131n\u0131 belirten Ya\u015far, teknolojinin de\u011ferinin vatanda\u015flar\u0131n hayat\u0131nda yaratt\u0131\u011f\u0131 kolayl\u0131k ve g\u00fcvenle \u00f6l\u00e7\u00fclmesi gerekti\u011fini vurgulad\u0131.<\/p>\n

Antalya\u2019da Sigorta Evi plan\u0131<\/strong><\/h4>\n

T\u00fcrkiye\u2019nin ev sahipli\u011fi yapaca\u011f\u0131 COP31\u2019i sekt\u00f6r\u00fcn risk bilgisi ve uygulama deneyimini uluslararas\u0131 \u00e7\u00f6z\u00fcm g\u00fcndemine ta\u015f\u0131yacak bir platform olarak g\u00f6rd\u00fcklerini belirten Ya\u015far, Antalya\u2019da olu\u015fturmay\u0131 planlad\u0131klar\u0131 Sigorta Evi\u2019nde sigortac\u0131lar\u0131, reas\u00fcr\u00f6rleri, kamu otoritelerini, yat\u0131r\u0131mc\u0131lar\u0131, kalk\u0131nma finansman\u0131 kurulu\u015flar\u0131n\u0131, reel sekt\u00f6r\u00fc ve akademiyi bulu\u015fturmak istediklerini s\u00f6yledi.<\/p>\n

\u0130klim finansman\u0131nda riskin, risk tart\u0131\u015fmalar\u0131nda ise sigorta ve reas\u00fcrans\u0131n birlikte ele al\u0131nmas\u0131 gerekti\u011fini vurgulayan Ya\u015far, sekt\u00f6r\u00fcn iklim risklerini y\u00f6netmek ve d\u00f6n\u00fc\u015f\u00fcm yat\u0131r\u0131mlar\u0131n\u0131 g\u00fcvence alt\u0131na almak i\u00e7in sorumluluk almaya haz\u0131r oldu\u011funu belirtti.<\/p>\n

T\u00fcrkiye\u2019nin b\u00f6lgesel sigorta ve reas\u00fcrans merkezi olma hedefinin g\u00fc\u00e7l\u00fc sermaye, teknik disiplin, nitelikli insan kayna\u011f\u0131, g\u00fcvenilir veri ve uluslararas\u0131 i\u015f birli\u011fi gerektirdi\u011fini ifade eden Ya\u015far, \u201cG\u00fcven konusunda rekabet olmaz. Vatanda\u015f\u0131n sekt\u00f6re duydu\u011fu g\u00fcven hepimizin ortak de\u011feridir\u201d dedi.<\/p>\n

\"\"<\/figure>\n

Alo 193\u2019e g\u00fcnde yakla\u015f\u0131k 300 ba\u015fvuru<\/strong><\/h4>\n

1 Eyl\u00fcl\u2019de devreye al\u0131nan Ortak Hasar \u0130hbar Merkezi Alo 193\u2019\u00fcn g\u00fcnl\u00fck yakla\u015f\u0131k 300 ba\u015fvuru ve 30 \u015fik\u00e2yet ald\u0131\u011f\u0131n\u0131 a\u00e7\u0131klayan SEDDK Ba\u015fkan\u0131 Davut Mente\u015f<\/strong>, say\u0131lar\u0131n beklentilerinin \u00fczerinde oldu\u011funu s\u00f6yledi. Vatanda\u015flar\u0131n kaza ve hasar bilgilerini do\u011frudan sigorta sistemine iletebildi\u011fi merkezin tan\u0131t\u0131m\u0131n\u0131 g\u00fc\u00e7lendireceklerini belirterek sekt\u00f6r payda\u015flar\u0131ndan destek istedi.<\/p>\n

De\u011fer kayb\u0131n\u0131n eksperler taraf\u0131ndan hesaplanmas\u0131 ve \u015firketlerce ayr\u0131ca talep beklenmeden \u00f6denmesine imk\u00e2n sa\u011fland\u0131\u011f\u0131n\u0131 hat\u0131rlatan Mente\u015f, hesaplamalarda ortak standart geli\u015ftirildi\u011fini de aktard\u0131. Bu \u00e7al\u0131\u015fma i\u00e7in Sigorta Eksperleri \u0130cra Komitesi Ba\u015fkan\u0131 ve y\u00f6netimine te\u015fekk\u00fcr etti.<\/p>\n

Kanunun ek 6\u2019nc\u0131 maddesine dayan\u0131larak haz\u0131rlanan genelgeyle hak sahipleri ve avukatlar d\u0131\u015f\u0131ndaki taraflar\u0131n hasar s\u00fcre\u00e7lerine m\u00fcdahalesinin \u00f6n\u00fcne ge\u00e7ildi\u011fini belirtti. Yasa d\u0131\u015f\u0131 yap\u0131larla m\u00fccadeledeki iradesi ve cesareti nedeniyle Hakan Do\u011fan\u2019a da te\u015fekk\u00fcr etti.<\/p>\n

Y\u0131l sonunda 1,7 trilyon lira prim beklentisi<\/strong><\/h4>\n

Sigorta ve \u00f6zel emeklilik sekt\u00f6r\u00fcn\u00fcn finans kesiminin ikinci b\u00fcy\u00fck oyuncusu oldu\u011funu belirten Mente\u015f, 2026 sonunda aktif b\u00fcy\u00fckl\u00fc\u011f\u00fcn\u00fcn y\u00fczde 41 art\u0131\u015fla 5,5 trilyon liraya, prim \u00fcretiminin y\u00fczde 38 art\u0131\u015fla 1,7 trilyon liraya ula\u015fmas\u0131n\u0131 beklediklerini a\u00e7\u0131klad\u0131. Aktiflerin yakla\u015f\u0131k 4 trilyon liras\u0131n\u0131n likit pozisyonlardan olu\u015faca\u011f\u0131n\u0131 s\u00f6yledi.<\/p>\n

\u00d6zsermayenin y\u00fczde 40 art\u0131\u015fla 659 milyar liraya, net k\u00e2r\u0131n y\u00fczde 32 art\u0131\u015fla 240 milyar liraya, BES b\u00fcy\u00fckl\u00fc\u011f\u00fcn\u00fcn y\u00fczde 24 art\u0131\u015fla 3 trilyon liraya ula\u015faca\u011f\u0131n\u0131 \u00f6ng\u00f6rd\u00fcklerini kaydeden Mente\u015f, konsolide hasar prim oran\u0131n\u0131n 2025 sonundaki y\u00fczde 70,3\u2019ten y\u00fczde 67\u2019ye, \u00f6zkaynak k\u00e2rl\u0131l\u0131\u011f\u0131n\u0131n ise y\u00fczde 48\u2019den y\u00fczde 42\u2019ye gerilemesini beklediklerini belirtti. Tahminlerde y\u00fczde 1\u20132 a\u015fa\u011f\u0131 veya yukar\u0131 y\u00f6nl\u00fc sapma olabilece\u011fini ifade etti.<\/p>\n

\u0130lk dokuz ayda br\u00fct prim \u00fcretiminin ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re y\u00fczde 26 artarak 781 milyar liradan 985 milyar liraya \u00e7\u0131kt\u0131\u011f\u0131n\u0131 aktaran Mente\u015f, trafik, kasko ve sa\u011fl\u0131k bran\u015flar\u0131ndaki toplam poli\u00e7e adedinin de 37 milyondan 39 milyona y\u00fckseldi\u011fini s\u00f6yledi. Baz\u0131 bran\u015flarda b\u00fcy\u00fcmenin yava\u015flamas\u0131n\u0131 2025\u2019teki fiyat d\u00fczeltmeleri ve baz etkisiyle a\u00e7\u0131klayarak sekt\u00f6r\u00fcn adet baz\u0131nda k\u00fc\u00e7\u00fcld\u00fc\u011f\u00fc y\u00f6n\u00fcndeki yorumlar\u0131 ele\u015ftirdi.<\/p>\n

Sermaye yeterlili\u011finde \u00fc\u00e7 y\u0131ll\u0131k d\u00f6n\u00fc\u015f\u00fcm<\/strong><\/h4>\n

Sermaye yeterlilik rasyosu en d\u00fc\u015f\u00fck 10 \u015firketin rasyosunun 2022\u2019de y\u00fczde 34 iken 2025\u2019te y\u00fczde 108\u2019e y\u00fckseldi\u011fini, Haziran 2026\u2019da y\u00fczde 106 oldu\u011funu belirten Mente\u015f, bu \u015firketler d\u0131\u015f\u0131ndaki sekt\u00f6r\u00fcn rasyosunun 2022\u2019deki y\u00fczde 174 seviyesinden Haziran 2026\u2019da y\u00fczde 210\u2019a \u00e7\u0131kt\u0131\u011f\u0131n\u0131 aktard\u0131.<\/p>\n

\u00dcretim sermaye \u00e7arpan\u0131 en y\u00fcksek 10 \u015firketin \u00e7arpan\u0131n\u0131n ise 2022\u2019de 10 seviyesinden Temmuz 2026\u2019da 5\u2019e, di\u011fer \u015firketlerde 3\u2019ten 2\u2019ye geriledi\u011fini kaydetti. Herhangi bir kanun de\u011fi\u015fikli\u011fi yap\u0131lmadan sa\u011flanan toparlanmay\u0131 mali dayan\u0131kl\u0131l\u0131k ba\u015far\u0131s\u0131 olarak de\u011ferlendiren Mente\u015f, \u00fc\u00e7 y\u0131ll\u0131k program\u0131n mevzuat, uygulama, teknoloji ve denetim ayaklar\u0131nda tavizsiz y\u00fcr\u00fct\u00fcld\u00fc\u011f\u00fcn\u00fc vurgulad\u0131.<\/p>\n

\u201cBu fiyattan bu i\u015f olmaz\u201d s\u00f6ylemine ele\u015ftiri<\/strong><\/h4>\n

Sekt\u00f6r oyuncular\u0131n\u0131n fiyatlamaya ili\u015fkin a\u00e7\u0131klamalar\u0131n\u0131 ele\u015ftiren Mente\u015f, hayat d\u0131\u015f\u0131 alanda 50, hayat ve emeklilikte 17 \u015firketin, reas\u00fcrans \u015firketleriyle birlikte yakla\u015f\u0131k 70 oyuncunun bulundu\u011funu hat\u0131rlatt\u0131. \u201cBu fiyattan bu i\u015f olmaz\u201d \u015feklindeki s\u00f6ylemleri do\u011fru bulmad\u0131\u011f\u0131n\u0131 belirterek \u00f6zellikle ruhsatl\u0131 \u015firket say\u0131s\u0131n\u0131n 25\u201340 aral\u0131\u011f\u0131nda oldu\u011fu bran\u015flarda \u00f6nemli oyuncular\u0131n fiyatlara ili\u015fkin a\u00e7\u0131klama yapmamas\u0131 gerekti\u011fini s\u00f6yledi.<\/p>\n

BES\u2019te 16 milyon tekil kat\u0131l\u0131mc\u0131<\/strong><\/h4>\n

\u0130lk dokuz ayl\u0131k verilere g\u00f6re toplam BES varl\u0131\u011f\u0131n\u0131n ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemindeki 1,838 trilyon liradan y\u00fczde 39 art\u0131\u015fla 2,56 trilyon liraya, tekil kat\u0131l\u0131mc\u0131 say\u0131s\u0131n\u0131n ise 15,6 milyondan 16 milyona y\u00fckseldi\u011fini aktaran Mente\u015f, doygunluk d\u00fczeyi dikkate al\u0131nd\u0131\u011f\u0131nda her yeni kat\u0131l\u0131mc\u0131n\u0131n kazan\u0131m oldu\u011funu s\u00f6yledi.<\/p>\n

B\u00fcy\u00fcme hedefe tam ula\u015fmasa da pozitif seyrin s\u00fcrd\u00fc\u011f\u00fcn\u00fc belirten Mente\u015f, yat\u0131r\u0131m ara\u00e7lar\u0131ndaki fiyat hareketlerinin fon toplamlar\u0131na yans\u0131d\u0131\u011f\u0131n\u0131, y\u0131l sonunda b\u00fcy\u00fckl\u00fc\u011f\u00fcn 3 trilyon liray\u0131 a\u015fmas\u0131n\u0131 beklediklerini ifade etti.<\/p>\n

Son 12 i\u015f g\u00fcn\u00fcn\u00fc \u00f6nceki 12 i\u015f g\u00fcn\u00fcyle kar\u015f\u0131la\u015ft\u0131rd\u0131klar\u0131nda kat\u0131l\u0131mc\u0131 hareketleri ve parasal giri\u015f-\u00e7\u0131k\u0131\u015flarda olumlu de\u011fi\u015fim g\u00f6rd\u00fcklerini a\u00e7\u0131klayan Mente\u015f, bunu sisteme duyulan g\u00fcvenin g\u00f6stergesi olarak de\u011ferlendirdi.<\/p>\n

Emeklilik G\u00f6zetim Merkezi<\/strong>\u2019nin geli\u015ftirdi\u011fi Fon G\u00f6zetim Platformu<\/strong>\u2019nun 1 Ocak 2026\u2019dan bu yana uygulamada oldu\u011funu belirten Mente\u015f, i\u015flemlerin kurallara uygunlu\u011funun i\u015flem baz\u0131nda, g\u00fcn sonunda da kurallar ve de\u011ferleme fiyatlar\u0131 a\u00e7\u0131s\u0131ndan kontrol edilerek SEDDK ile payla\u015f\u0131ld\u0131\u011f\u0131n\u0131 s\u00f6yledi.<\/p>\n

Yang\u0131n reas\u00fcrans\u0131 ekim sonunda izlemeye al\u0131nacak<\/strong><\/h4>\n

Sigorta Bilgi ve G\u00f6zetim Merkezi (SBM)<\/strong> b\u00fcnyesindeki uygulamayla reas\u00fcrans i\u015flemlerinin mevzuata uyumunu ve yeterli koruma sa\u011flan\u0131p sa\u011flanmad\u0131\u011f\u0131n\u0131 izlediklerini belirten Mente\u015f, kefalet sigortalar\u0131na ili\u015fkin ilk a\u015faman\u0131n ge\u00e7en y\u0131l tamamland\u0131\u011f\u0131n\u0131 hat\u0131rlatt\u0131.<\/p>\n

Yang\u0131n bran\u015f\u0131ndaki \u00e7al\u0131\u015fman\u0131n baz\u0131 \u015firketlerin m\u00fccbir sebeplerle ek s\u00fcre istemesi \u00fczerine son kez ekim sonuna uzat\u0131ld\u0131\u011f\u0131n\u0131 s\u00f6yledi. Bu tarihten itibaren t\u00fcm \u015firketlerin yang\u0131n reas\u00fcrans korumalar\u0131n\u0131n tutar ve nitelik a\u00e7\u0131s\u0131ndan izlenece\u011fini a\u00e7\u0131klad\u0131.<\/p>\n

Hasar s\u00fcre\u00e7leri ve kusur oranlar\u0131 e-Devlet\u2019e ta\u015f\u0131nd\u0131<\/strong><\/h4>\n

e-Devlet Hasar Mod\u00fcl\u00fc<\/strong>\u2019n\u00fcn ikinci a\u015famas\u0131yla vatanda\u015flar\u0131n hasar ve ekspertiz s\u00fcre\u00e7lerini, ayr\u0131ca kusur oranlar\u0131n\u0131 g\u00f6r\u00fcnt\u00fcleyebildi\u011fini belirten Mente\u015f, ilk a\u015famada y\u00fcr\u00fcrl\u00fckteki ve sona ermi\u015f \u00f6zel sigorta poli\u00e7elerine eri\u015fim sa\u011fland\u0131\u011f\u0131n\u0131 hat\u0131rlatt\u0131. Projeye \u00f6nc\u00fcl\u00fck eden \u00d6mer Karum\u2019a, SBM\u2019ye ve kurumun bilgi teknolojileri \u00e7al\u0131\u015fanlar\u0131na te\u015fekk\u00fcr etti.<\/p>\n

Asistans firmalar\u0131na ili\u015fkin y\u00f6netmeli\u011fin y\u00fcr\u00fcrl\u00fckte oldu\u011funu s\u00f6yleyen Mente\u015f, ge\u00e7i\u015f d\u00f6nemi sonunda t\u00fcm firmalar\u0131n mali, teknik ve mesleki kriterler a\u00e7\u0131s\u0131ndan SEDDK akreditasyonuna tabi olaca\u011f\u0131n\u0131 belirtti. \u00d6zel sa\u011fl\u0131k sigortas\u0131nda \u00f6m\u00fcr boyu yenileme garantisinin standartla\u015ft\u0131r\u0131ld\u0131\u011f\u0131n\u0131 ve bekleme s\u00fcrelerinde vatanda\u015f lehine iyile\u015ftirme yap\u0131ld\u0131\u011f\u0131n\u0131 hat\u0131rlatt\u0131.<\/p>\n

Kefalet sigortas\u0131n\u0131n teminat kapasitesi, teknik altyap\u0131 ve insan kayna\u011f\u0131 kriterleriyle u\u00e7tan uca d\u00fczenlendi\u011fini, kurallara uymayan veya kapasiteyi a\u015fan i\u015flemlerin SBM sistemi taraf\u0131ndan engellendi\u011fini aktard\u0131. Sekt\u00f6r payda\u015flar\u0131na kaynaklar\u0131 daha verimli kullanma ve geli\u015fimi h\u0131zland\u0131rma \u00e7a\u011fr\u0131s\u0131 yapt\u0131.<\/p>\n

B\u00fct\u00fcnle\u015fik sigortalarda 100 milyar liral\u0131k hacim beklentisi<\/strong><\/h4>\n

B\u00fct\u00fcnle\u015fik sigortalardaki yasaklar\u0131n kald\u0131r\u0131lmas\u0131na y\u00f6nelik y\u00f6netmeli\u011fin Resm\u00ee Gazete\u2019ye g\u00f6nderildi\u011fini a\u00e7\u0131klayan Mente\u015f, izin verilen \u00fc\u00e7 kategoride y\u0131ll\u0131k \u00fcretimin 6 milyonu a\u015fk\u0131n poli\u00e7e ve yakla\u015f\u0131k 20 milyar lira oldu\u011funu s\u00f6yledi. Yasaklar\u0131n kald\u0131r\u0131lmas\u0131yla \u00f6zellikle e-ticaret ve perakende platformlar\u0131nda hacmin 100 milyar liraya yakla\u015fmas\u0131n\u0131, poli\u00e7e adedinin 20 milyonu a\u015fmas\u0131n\u0131 beklediklerini belirtti.<\/p>\n

Kat\u0131l\u0131m sigortac\u0131l\u0131\u011f\u0131<\/strong> y\u00f6netmeli\u011finin de Resm\u00ee Gazete<\/strong>\u2019ye g\u00f6nderildi\u011fini aktaran Mente\u015f, tekaf\u00fcl modelinin se\u00e7enek olarak sunulaca\u011f\u0131n\u0131; kat\u0131l\u0131mc\u0131lar\u0131n uygulamalar ve sonu\u00e7lar hakk\u0131nda daha \u015feffaf bilgilendirilmesinin sa\u011flanaca\u011f\u0131n\u0131 s\u00f6yledi.<\/p>\n

Sermaye yeterlili\u011fi, varl\u0131k yeterlili\u011fi ve muallak tazminat kar\u015f\u0131l\u0131\u011f\u0131na ili\u015fkin revizyon paketinin de Resm\u00ee Gazete\u2019ye g\u00f6nderildi\u011fini belirtti. Zorunlu Afet Sigortas\u0131<\/strong> i\u00e7in 2024\u2019te tamamlanan yasal d\u00fczenleme tasla\u011f\u0131n\u0131n ilerlemesini beklediklerini ifade etti.<\/p>\n

Alacak sigortas\u0131nda 150 g\u00fcnl\u00fck \u00f6deme s\u00fcresine ele\u015ftiri<\/strong><\/h4>\n

Devlet Destekli Ticari Alacak Sigortas\u0131<\/strong>\u2019n\u0131n finans sistemine entegrasyonu i\u00e7in T\u00fcrkiye Bankalar Birli\u011fi Ba\u015fkan\u0131 ve yakla\u015f\u0131k 20 banka genel m\u00fcd\u00fcr\u00fcyle g\u00f6r\u00fc\u015ft\u00fcklerini a\u00e7\u0131klayan Mente\u015f, \u00fcr\u00fcn\u00fcn kullan\u0131m\u0131n\u0131n potansiyelinin gerisinde kald\u0131\u011f\u0131n\u0131 s\u00f6yledi.<\/p>\n

Filtrelenmi\u015f hedef kitlenin 450 bin KOB\u0130 oldu\u011funu belirten Mente\u015f, poli\u00e7e \u00fcretimiyle teminat sa\u011flanan i\u015fletme say\u0131s\u0131n\u0131n do\u011fru aktar\u0131lmas\u0131 gerekti\u011fini vurgulad\u0131. \u201c100 tane poli\u00e7e \u00fcretip 50 bin KOB\u0130\u2019ye teminat sa\u011fl\u0131yoruz\u201d \u015feklindeki a\u00e7\u0131klamalar\u0131 yan\u0131lt\u0131c\u0131 buldu\u011funu ifade etti.<\/p>\n

Mevcut \u00fcr\u00fcndeki 150 g\u00fcnl\u00fck hasar \u00f6deme s\u00fcresini ele\u015ftiren Mente\u015f, m\u00fc\u015fterisinin \u00e7eki kar\u015f\u0131l\u0131ks\u0131z kalan sigortal\u0131 KOB\u0130 i\u00e7in koruman\u0131n daha h\u0131zl\u0131 devreye girmesini sa\u011flayacak bir revizyon gerekti\u011fini s\u00f6yledi. Finans sisteminin di\u011fer unsurlar\u0131n\u0131n da baz\u0131 durumlarda s\u00fcrece kat\u0131laca\u011f\u0131 bir yap\u0131 \u00fczerinde \u00e7al\u0131\u015f\u0131lmas\u0131 gerekti\u011fini belirtti.<\/p>\n

Otomatik Kat\u0131l\u0131m Sistemi<\/strong>\u2019ndeki se\u00e7enekleri g\u00f6n\u00fcll\u00fc BES do\u011frultusunda zenginle\u015ftirecek paketi yak\u0131nda sekt\u00f6r\u00fcn g\u00f6r\u00fc\u015f\u00fcne a\u00e7acaklar\u0131n\u0131 a\u00e7\u0131klayan Mente\u015f, Oto Hasar Y\u00f6netmeli\u011fi\u2019nin tamamlanmak \u00fczere oldu\u011funu, ard\u0131ndan oto d\u0131\u015f\u0131 hasar d\u00fczenlemesine ge\u00e7ilece\u011fini aktard\u0131. Genel \u015fart revizyonlar\u0131n\u0131n 16 komite toplant\u0131s\u0131nda al\u0131nan notlarla ilerledi\u011fini; tar\u0131m sigortalar\u0131nda iklim risklerine y\u00f6nelik \u00e7al\u0131\u015fmalar\u0131n ve OVP\u2019ye giren uzun s\u00fcreli bak\u0131m sigortas\u0131na ili\u015fkin haz\u0131rl\u0131klar\u0131n s\u00fcrd\u00fc\u011f\u00fcn\u00fc s\u00f6yledi.<\/p>\n

Tweet<\/a><\/div>","protected":false},"excerpt":{"rendered":"

T\u00fcrkiye Sigorta Birli\u011fi\u2019nin Sigorta Haftas\u0131 kapsam\u0131nda d\u00fczenledi\u011fi 5. Uluslararas\u0131 Sigorta Zirvesi\u2019nde, koruma a\u00e7\u0131\u011f\u0131n\u0131n azalt\u0131lmas\u0131, iklim risklerinin y\u00f6netimi ve sekt\u00f6re duyulan g\u00fcvenin g\u00fc\u00e7lendirilmesi \u00f6ne \u00e7\u0131kt\u0131. A\u00e7\u0131l\u0131\u015f konu\u015fmalar\u0131nda COP31\u2019e y\u00f6nelik haz\u0131rl\u0131klar, hasar s\u00fcre\u00e7lerindeki iyile\u015fmeler, sekt\u00f6r\u00fcn mali g\u00f6r\u00fcn\u00fcm\u00fc ve yeni d\u00fczenlemeler ele al\u0131nd\u0131.<\/p>\n","protected":false},"author":1,"featured_media":1090,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1089","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-genel"],"_links":{"self":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/1089","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1089"}],"version-history":[{"count":0,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/1089\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/media\/1090"}],"wp:attachment":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1089"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1089"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1089"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}