{"id":1119,"date":"2026-10-15T20:00:13","date_gmt":"2026-10-15T17:00:13","guid":{"rendered":"https:\/\/sigorta.nesiblog.com\/?p=1119"},"modified":"2026-10-15T20:00:13","modified_gmt":"2026-10-15T17:00:13","slug":"sel-istanbulu-vurdu-sigorta-sektorunden-yaninizdayiz-mesaji","status":"publish","type":"post","link":"https:\/\/sigorta.nesiblog.com\/?p=1119","title":{"rendered":"Sel \u0130stanbul\u2019u vurdu, sigorta sekt\u00f6r\u00fcnden \u201cyan\u0131n\u0131zday\u0131z\u201d mesaj\u0131"},"content":{"rendered":"<h4 class=\"wp-block-heading\"><strong>\u0130stanbul\u2019da \u015fiddetli ya\u011f\u0131\u015f, ev ve i\u015f yerlerinde su bask\u0131nlar\u0131na yol a\u00e7t\u0131, ara\u00e7lara zarar verdi ve ula\u015f\u0131m\u0131 aksatt\u0131. Beykoz\u2019da metrekareye 255,8 kilogram ya\u011f\u0131\u015f \u00f6l\u00e7\u00fcl\u00fcrken, hasar tespit \u00e7al\u0131\u015fmalar\u0131 ba\u015flad\u0131. T\u00fcrkiye Sigorta Birli\u011fi, afetten etkilenen vatanda\u015flara \u201cyan\u0131n\u0131zday\u0131z\u201d mesaj\u0131 verdi.<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">\u0130stanbul ve Antalya ba\u015fta olmak \u00fczere \u00e7e\u015fitli b\u00f6lgelerde etkili olan kuvvetli ya\u011f\u0131\u015flar, sel ve su bask\u0131nlar\u0131n\u0131 beraberinde getirdi. \u0130stanbul\u2019da 14 Ekim\u2019de etkisini art\u0131ran sa\u011fanak nedeniyle dereler ta\u015ft\u0131, yollar ve alt ge\u00e7itler suyla doldu. Ev ve i\u015f yerlerini su basarken, ara\u00e7lar yollarda ve otoparklarda mahsur kald\u0131.<\/p>\n<p class=\"wp-block-paragraph\">Ya\u011f\u0131\u015f s\u0131ras\u0131nda ya\u015fanan iki ayr\u0131 olayda iki ki\u015fi hayat\u0131n\u0131 kaybetti. Fatih\u2019te su birikintisine bast\u0131\u011f\u0131nda elektrik ak\u0131m\u0131na kap\u0131lan 14 ya\u015f\u0131ndaki \u00e7ocuk ile Sar\u0131yer\u2019de sel sular\u0131n\u0131n bulundu\u011fu yolda d\u00fc\u015ferek ba\u015f\u0131n\u0131 kald\u0131r\u0131ma \u00e7arpan 34 ya\u015f\u0131ndaki ki\u015fi, kald\u0131r\u0131ld\u0131klar\u0131 hastanelerde kurtar\u0131lamad\u0131.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Beykoz\u2019da metrekareye 255,8 kilogram ya\u011f\u0131\u015f<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">\u0130stanbul B\u00fcy\u00fck\u015fehir Belediyesi Afet \u0130\u015fleri Dairesi Ba\u015fkanl\u0131\u011f\u0131 AKOM\u2019un verilerine g\u00f6re Beykoz\u2019da metrekareye 255,8 kilogram ya\u011f\u0131\u015f d\u00fc\u015ft\u00fc. Ey\u00fcpsultan\u2019da 195,9 kilogram, Sar\u0131yer\u2019de ise 195,6 kilogram ya\u011f\u0131\u015f \u00f6l\u00e7\u00fcld\u00fc. Kentin baz\u0131 b\u00f6lgelerinde 1985\u2019ten bu yana kaydedilen en y\u00fcksek ya\u011f\u0131\u015f miktarlar\u0131ndan birine ula\u015f\u0131ld\u0131.<\/p>\n<p class=\"wp-block-paragraph\">Olumsuz hava ko\u015fullar\u0131 nedeniyle \u0130stanbul genelindeki resmi ve \u00f6zel e\u011fitim kurumlar\u0131nda 15 Ekim\u2019de y\u00fcz y\u00fcze e\u011fitime bir g\u00fcn ara verildi. Motosiklet ve benzeri iki tekerlekli ara\u00e7lar\u0131n trafi\u011fe \u00e7\u0131k\u0131\u015f\u0131 da 14 Ekim saat 21.00\u2019den itibaren ikinci bir talimata kadar yasakland\u0131.<\/p>\n<h4 class=\"wp-block-heading\"><strong>\u0130lk a\u00e7\u0131klamada 2.518 ihbar<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">\u0130stanbul Valili\u011finin a\u00e7\u0131klad\u0131\u011f\u0131 verilere g\u00f6re, 14 Ekim saat 06.00\u201320.00 aras\u0131nda <strong>AFAD ve 112 Acil \u00c7a\u011fr\u0131 Merkezi<\/strong>\u2019ne toplam 2.518 ihbar ula\u015ft\u0131. Kay\u0131tlarda 1.277 su bask\u0131n\u0131, 15 heyelan, 47 mahsur kalma, 13 a\u011fa\u00e7 devrilmesi ve iki \u00e7at\u0131 u\u00e7mas\u0131 bildirimi yer ald\u0131. Ayr\u0131ca 76 ara\u00e7, 808 konut ve 280 i\u015f yerine ili\u015fkin ihbar kaydedildi. Bu say\u0131lar, kesinle\u015fmi\u015f hasar bilan\u00e7osunu de\u011fil, belirtilen saat aral\u0131\u011f\u0131nda al\u0131nan bildirimleri yans\u0131t\u0131yor.<\/p>\n<p class=\"wp-block-paragraph\"><strong>\u00c7evre, \u015eehircilik ve \u0130klim De\u011fi\u015fikli\u011fi Bakan\u0131 Murat Kurum<\/strong>, ya\u011f\u0131\u015f\u0131n azald\u0131\u011f\u0131 noktalarda hasar tespit \u00e7al\u0131\u015fmalar\u0131n\u0131n ba\u015flad\u0131\u011f\u0131n\u0131 bildirdi. \u0130l M\u00fcd\u00fcrl\u00fc\u011f\u00fc ekipleri, Valilik koordinasyonunda saha incelemelerine ba\u015flad\u0131.<\/p>\n<h4 class=\"wp-block-heading\"><strong>2023 selinde 1.754 ev ve i\u015f yeri etkilenmi\u015fti<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">\u0130stanbul\u2019da yak\u0131n ge\u00e7mi\u015fte geni\u015f \u00e7apl\u0131 zarara yol a\u00e7an sellerden biri, 5 Eyl\u00fcl 2023\u2019te ya\u015fanm\u0131\u015ft\u0131. Arnavutk\u00f6y, Ba\u015fak\u015fehir ve K\u00fc\u00e7\u00fck\u00e7ekmece\u2019de etkili olan sa\u011fanak, konutlara, i\u015f yerlerine ve ara\u00e7lara zarar vermi\u015fti. O d\u00f6nemde a\u00e7\u0131klanan ilk tespitlerde 1.754 ev ve i\u015f yerinin zarar g\u00f6rd\u00fc\u011f\u00fc bildirilmi\u015fti.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Afetlere kar\u015f\u0131 sigortal\u0131 olmak \u00f6nem ta\u015f\u0131yor<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Kentin yeniden sel ve su bask\u0131nlar\u0131yla kar\u015f\u0131 kar\u015f\u0131ya kalmas\u0131, afet sonras\u0131nda olu\u015fan maddi kay\u0131plar\u0131n nas\u0131l kar\u015f\u0131lanaca\u011f\u0131 sorusunu da g\u00fcndeme ta\u015f\u0131d\u0131. Konutlar\u0131n onar\u0131lmas\u0131, i\u015f yerlerinin yeniden faaliyete ge\u00e7mesi ve ara\u00e7lardaki hasarlar\u0131n giderilmesinde sigorta, poli\u00e7enin kapsam\u0131 do\u011frultusunda vatanda\u015flar\u0131n ve i\u015fletmelerin \u00fczerindeki ekonomik y\u00fck\u00fc hafifletebiliyor.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Poli\u00e7enin kapsam\u0131 belirleyici<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Konut ve i\u015f yerlerini g\u00fcvence alt\u0131na alan yang\u0131n sigortalar\u0131nda sel ve su bask\u0131n\u0131 riskleri, ek s\u00f6zle\u015fmeyle kapsama dahil edilebiliyor. Bu nedenle poli\u00e7enin bulunmas\u0131n\u0131n yan\u0131nda, sel ve su bask\u0131n\u0131 teminat\u0131n\u0131 i\u00e7erip i\u00e7ermedi\u011fi de \u00f6nem ta\u015f\u0131yor.<\/p>\n<p class=\"wp-block-paragraph\">Ara\u00e7larda da sel zararlar\u0131n\u0131n kar\u015f\u0131lanabilmesi i\u00e7in kasko poli\u00e7esinin bu teminat\u0131 i\u00e7ermesi gerekiyor. Kara Ara\u00e7lar\u0131 Kasko Sigortas\u0131 Genel \u015eartlar\u0131, sel ve su bask\u0131n\u0131 zararlar\u0131n\u0131 ek s\u00f6zle\u015fmeyle teminat kapsam\u0131na al\u0131nabilecek riskler aras\u0131nda say\u0131yor. Hasar\u0131n kar\u015f\u0131lanmas\u0131nda poli\u00e7edeki teminatlar, limitler ve varsa muafiyetler belirleyici oluyor.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Hasar bildiriminde be\u015f i\u015f g\u00fcn\u00fc<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Kaskosunda sel ve su bask\u0131n\u0131 teminat\u0131 bulunan ara\u00e7 sahiplerinin, hasar\u0131 \u00f6\u011frendikleri tarihten itibaren en ge\u00e7 be\u015f i\u015f g\u00fcn\u00fc i\u00e7inde sigorta \u015firketine bildirimde bulunmas\u0131 gerekiyor. Bu s\u00fcre, Kasko Genel \u015eartlar\u0131\u2019n\u0131n B.1.1 maddesinde d\u00fczenleniyor.<\/p>\n<p class=\"wp-block-paragraph\">Kaskosu veya sel teminat\u0131 bulunmayan ara\u00e7 sahipleri a\u00e7\u0131s\u0131ndan ise zarar\u0131n altyap\u0131 yetersizli\u011fi ya da kamu hizmetindeki bir aksakl\u0131ktan kaynaklanmas\u0131 durumunda, ilgili idareden tazminat talep edilmesi g\u00fcndeme gelebiliyor. Ancak bu yol, zarar\u0131n otomatik olarak kar\u015f\u0131lanaca\u011f\u0131 anlam\u0131na gelmiyor. \u0130darenin sorumlulu\u011funun ve y\u00fcr\u00fctt\u00fc\u011f\u00fc hizmet ile zarar aras\u0131ndaki neden-sonu\u00e7 ili\u015fkisinin somut olay \u00fczerinden de\u011ferlendirilmesi gerekiyor.<\/p>\n<h4 class=\"wp-block-heading\"><strong>TSB: \u201cAfetten etkilenen t\u00fcm vatanda\u015flar\u0131m\u0131z\u0131n yan\u0131nday\u0131z\u201d<\/strong><\/h4>\n<p class=\"wp-block-paragraph\"><strong>T\u00fcrkiye Sigorta Birli\u011fi<\/strong>, sel ve su bask\u0131nlar\u0131ndan etkilenen vatanda\u015flara ge\u00e7mi\u015f olsun dileklerini iletti. \u00d6nceli\u011fin vatanda\u015flar\u0131n can g\u00fcvenli\u011finin sa\u011flanmas\u0131 ve hayat\u0131n en k\u0131sa s\u00fcrede normale d\u00f6nmesi oldu\u011funu vurgulayan Birlik, sigorta sekt\u00f6r\u00fcn\u00fcn ekonomik kay\u0131plar\u0131n telafisindeki sorumlulu\u011funa dikkat \u00e7ekti.<\/p>\n<p class=\"wp-block-paragraph\">TSB, a\u00e7\u0131klamas\u0131nda \u015fu ifadeleri kulland\u0131:<br \/>\u201cSigorta sekt\u00f6r\u00fc olarak, afetlerin yol a\u00e7t\u0131\u011f\u0131 ekonomik kay\u0131plar\u0131n telafisinde ve toplumsal dayan\u0131kl\u0131l\u0131\u011f\u0131n g\u00fc\u00e7lendirilmesinde \u00fcstlendi\u011fimiz sorumlulu\u011fun bilinciyle, bu zorlu s\u00fcre\u00e7te afetten etkilenen t\u00fcm vatanda\u015flar\u0131m\u0131z\u0131n yan\u0131nday\u0131z.\u201d<\/p>\n<h4 class=\"wp-block-heading\"><strong>HDI Sigorta\u2019dan hasar ihbarlar\u0131na destek<\/strong><\/h4>\n<p class=\"wp-block-paragraph\"><strong>HDI Sigorta,<\/strong> sel ve su bask\u0131nlar\u0131n\u0131n ard\u0131ndan sigortal\u0131lar\u0131n hasar bildirimleri ve destek talepleri i\u00e7in ekiplerinin kesintisiz \u00e7al\u0131\u015ft\u0131\u011f\u0131n\u0131 belirtti. \u015eirket, ihbarlar\u0131n h\u0131zla de\u011ferlendirilmesine ve ihtiya\u00e7 duyulan deste\u011fin sunulmas\u0131na odakland\u0131\u011f\u0131n\u0131 vurgulad\u0131.<br \/>Sigortal\u0131lar, sel ve su bask\u0131n\u0131 kaynakl\u0131 hasarlar\u0131n\u0131 bildirmek ve destek almak i\u00e7in <strong>0850 222 8 434<\/strong> numaral\u0131 <strong>HDI Kolay Hat<\/strong>\u2019a ula\u015fabiliyor. Hasar ihbarlar\u0131, \u015firketin internet sitesindeki Hasar \u0130hbar sayfas\u0131ndan da yap\u0131labiliyor.<\/p>\n<div class=\"twitter-share\"><a href=\"https:\/\/twitter.com\/intent\/tweet?url=https%3A%2F%2Fsigortamedya.com.tr%2Fsel-istanbulu-vurdu-sigorta-sektorunden-yaninizdayiz-mesaji%2F&amp;via=sigortamedya\" class=\"twitter-share-button\">Tweet<\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>\u0130stanbul\u2019da \u015fiddetli ya\u011f\u0131\u015f, ev ve i\u015f yerlerinde su bask\u0131nlar\u0131na yol a\u00e7t\u0131, ara\u00e7lara zarar verdi ve ula\u015f\u0131m\u0131 aksatt\u0131. Beykoz\u2019da metrekareye 255,8 kilogram ya\u011f\u0131\u015f \u00f6l\u00e7\u00fcl\u00fcrken, hasar tespit \u00e7al\u0131\u015fmalar\u0131 ba\u015flad\u0131. T\u00fcrkiye Sigorta Birli\u011fi, afetten etkilenen vatanda\u015flara \u201cyan\u0131n\u0131zday\u0131z\u201d mesaj\u0131 verdi. \u0130stanbul ve Antalya ba\u015fta<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1119","post","type-post","status-publish","format-standard","hentry","category-genel"],"_links":{"self":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/1119","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1119"}],"version-history":[{"count":0,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/1119\/revisions"}],"wp:attachment":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1119"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1119"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1119"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}