{"id":1140,"date":"2026-10-20T20:10:36","date_gmt":"2026-10-20T17:10:36","guid":{"rendered":"https:\/\/sigorta.nesiblog.com\/?p=1140"},"modified":"2026-10-20T20:10:36","modified_gmt":"2026-10-20T17:10:36","slug":"allianz-raporu-iklim-riskinin-ekonomik-faturasi-buyuyor","status":"publish","type":"post","link":"https:\/\/sigorta.nesiblog.com\/?p=1140","title":{"rendered":"Allianz raporu: \u0130klim riskinin ekonomik faturas\u0131 b\u00fcy\u00fcyor"},"content":{"rendered":"<h4 class=\"wp-block-heading\"><strong>Allianz Research ve Allianz Trade\u2019in ilk kez yay\u0131mlad\u0131\u011f\u0131 Allianz \u0130klim Ekonomisi Raporu 2026\u2019ya g\u00f6re, a\u015f\u0131r\u0131 hava olaylar\u0131 2025\u2019te d\u00fcnya ekonomisinde 184 milyar euroluk kayba neden oldu. G\u00fc\u00e7l\u00fc bir El Ni\u00f1o\u2019nun 2027\u2019de 395 milyar euroluk \u00fcretim kayb\u0131 yaratabilece\u011fini \u00f6ng\u00f6ren rapor, T\u00fcrkiye\u2019yi hem iklim de\u011fi\u015fiminin hem de mevcut iklim stresinin y\u00fcksek oldu\u011fu \u00fclkeler aras\u0131nda g\u00f6steriyor.<\/strong><\/h4>\n<p class=\"wp-block-paragraph\"><strong>COP31<\/strong>\u2019e do\u011fru iklim de\u011fi\u015fikli\u011finin ekonomi \u00fczerindeki etkileri g\u00fcndemdeki yerini korurken, <strong>Allianz Research ve Allianz Trade, Allianz \u0130klim Ekonomisi Raporu 2026<\/strong>\u2019y\u0131 <strong>(Allianz Climate Economics Report)<\/strong> yay\u0131mlad\u0131. \u0130lk kez bu y\u0131l haz\u0131rlanan ve her y\u0131l yay\u0131mlanmas\u0131 planlanan \u00e7al\u0131\u015fma, iklim de\u011fi\u015fikli\u011finin b\u00fcy\u00fcme ve enflasyon ba\u015fta olmak \u00fczere makroekonomik g\u00f6stergelere etkisini inceliyor.<\/p>\n<p class=\"wp-block-paragraph\">2025 verilerini de\u011ferlendiren, 2026\u2019daki geli\u015fmeleri analiz eden ve 2027\u2019ye ili\u015fkin \u00f6ng\u00f6r\u00fcler sunan rapor, iklim riskinin \u00e7evrenin yan\u0131 s\u0131ra ekonomi ve finans sistemi a\u00e7\u0131s\u0131ndan da belirleyici hale geldi\u011fine i\u015faret ediyor. \u0130klim kaynakl\u0131 afetlerin s\u0131kla\u015fmas\u0131n\u0131n ve \u015fiddetlenmesinin, \u00f6zellikle sigorta sekt\u00f6r\u00fc ve finansal piyasalar a\u00e7\u0131s\u0131ndan hasar maliyetlerini ve prim fiyatland\u0131rmas\u0131n\u0131 do\u011frudan etkileyece\u011fi belirtiliyor.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Kay\u0131plar\u0131n yaln\u0131zca y\u00fczde 38\u2019i sigortal\u0131<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Rapora g\u00f6re, a\u015f\u0131r\u0131 hava olaylar\u0131n\u0131n 2025\u2019te k\u00fcresel ekonomide neden oldu\u011fu kay\u0131p 184 milyar euroya ula\u015ft\u0131. Ekonomik kay\u0131plar, 2024\u2019e k\u0131yasla y\u00fczde 32 gerilese de 2000\u20132019 d\u00f6neminin uzun vadeli ortalamas\u0131n\u0131 y\u00fczde 20 a\u015ft\u0131.<\/p>\n<p class=\"wp-block-paragraph\">2020\u20132025 d\u00f6neminde ise y\u0131ll\u0131k ortalama ekonomik kay\u0131p 237 milyar euro olarak hesapland\u0131. B\u00f6ylece \u00f6nceki d\u00f6neme g\u00f6re y\u00fczde 54\u2019l\u00fck art\u0131\u015f kaydedildi.<\/p>\n<p class=\"wp-block-paragraph\">2025\u2019te sigortal\u0131 kay\u0131plar yakla\u015f\u0131k 69 milyar euro d\u00fczeyinde ger\u00e7ekle\u015fti. Toplam ekonomik kayb\u0131n yaln\u0131zca y\u00fczde 38\u2019inin sigorta kapsam\u0131nda kar\u015f\u0131lanmas\u0131, yakla\u015f\u0131k 115 milyar euroluk sigorta koruma a\u00e7\u0131\u011f\u0131n\u0131 ortaya koydu.<\/p>\n<h4 class=\"wp-block-heading\"><strong>El Ni\u00f1o b\u00fcy\u00fcmeyi ve fiyatlar\u0131 etkileyebilir<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Allianz Research\u2019\u00fcn 144 ekonomiyi kapsayan modellemesi, g\u00fc\u00e7l\u00fc bir El Ni\u00f1o\u2019nun 2027\u2019de net ekonomik \u00e7\u0131kt\u0131 \u00fczerinde 395 milyar euroluk kayba neden olabilece\u011fini g\u00f6steriyor. Bu tutar, incelenen ekonomilerin \u00f6ng\u00f6r\u00fclen gayrisafi yurt i\u00e7i has\u0131las\u0131n\u0131n (GSYH) y\u00fczde 0,24\u2019\u00fcne kar\u015f\u0131l\u0131k geliyor.<\/p>\n<p class=\"wp-block-paragraph\">\u00c7in, ABD ve Hindistan\u2019\u0131n kay\u0131plar\u0131n yakla\u015f\u0131k y\u00fczde 60\u2019\u0131n\u0131 \u00fcstlenmesi beklenirken, El Ni\u00f1o\u2019nun fiyatlar \u00fczerinde de bask\u0131 olu\u015fturabilece\u011fi \u00f6ng\u00f6r\u00fcl\u00fcyor. Modellemeye g\u00f6re k\u00fcresel man\u015fet enflasyonda 0,42 puan, g\u0131da enflasyonunda ise 0,65 puan art\u0131\u015f ya\u015fanabilir.<\/p>\n<p class=\"wp-block-paragraph\">Avrupa Birli\u011fi genelinde net ekonomik \u00e7\u0131kt\u0131 kayb\u0131n\u0131n yakla\u015f\u0131k 21 milyar euroya ula\u015fabilece\u011fi, man\u015fet enflasyonun da 0,31 puan y\u00fckselebilece\u011fi tahmin ediliyor. Bu \u00f6ng\u00f6r\u00fcler, ger\u00e7ekle\u015fmi\u015f kay\u0131plar\u0131 de\u011fil, El Ni\u00f1o senaryosunun olas\u0131 ekonomik etkilerini ifade ediyor.\u00a0\u00a0<\/p>\n<h4 class=\"wp-block-heading\"><strong>Afet \u00f6ncesi haz\u0131rl\u0131k fark yarat\u0131yor<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Raporda, 2025\u20132026 d\u00f6neminde ya\u015fanan geli\u015fmelerin \u00fclkelerin iklim de\u011fi\u015fikli\u011fine uyum ve dayan\u0131kl\u0131l\u0131k d\u00fczeyleri aras\u0131ndaki farklar\u0131 g\u00f6r\u00fcn\u00fcr k\u0131ld\u0131\u011f\u0131 belirtiliyor.<\/p>\n<p class=\"wp-block-paragraph\">\u00d6nleme sistemleri kuran, finansman mekanizmalar\u0131n\u0131 afet ya\u015fanmadan planlayan ve m\u00fcdahale s\u00fcre\u00e7lerini a\u00e7\u0131k bi\u00e7imde tan\u0131mlayan \u00fclkelerin, a\u011f\u0131rl\u0131kl\u0131 olarak afet sonras\u0131ndaki yard\u0131mlara dayanan \u00fclkelere k\u0131yasla daha g\u00fc\u00e7l\u00fc konumda oldu\u011fu vurgulan\u0131yor.<\/p>\n<p class=\"wp-block-paragraph\">Allianz Research, bu \u00e7er\u00e7evede iklim politikalar\u0131n\u0131n oda\u011f\u0131n\u0131n afet sonras\u0131nda zarar\u0131 kar\u015f\u0131lamaktan, afet \u00f6ncesinde dayan\u0131kl\u0131l\u0131\u011f\u0131 art\u0131rmaya y\u00f6nelmesi gerekti\u011fine dikkat \u00e7ekiyor. \u00d6nleyici ad\u0131mlar\u0131n ekonomik kay\u0131plar\u0131n s\u0131n\u0131rland\u0131r\u0131lmas\u0131 a\u00e7\u0131s\u0131ndan da kritik oldu\u011fu ifade ediliyor.<\/p>\n<h4 class=\"wp-block-heading\"><strong>T\u00fcrkiye iki g\u00f6stergede de y\u00fcksek risk grubunda<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">\u00dclke bazl\u0131 de\u011ferlendirmelerde T\u00fcrkiye de \u00f6ne \u00e7\u0131k\u0131yor. Allianz Research, iklim risklerini \u201cClimate Change Score\u201d ve \u201cClimate Stress Score\u201d adl\u0131 iki g\u00f6sterge \u00fczerinden inceliyor. Bu g\u00f6stergeler, iklim ko\u015fullar\u0131n\u0131n tarihsel normlardan ne \u00f6l\u00e7\u00fcde uzakla\u015ft\u0131\u011f\u0131n\u0131 ve mevcut iklim stresinin d\u00fczeyini ayr\u0131 ayr\u0131 de\u011ferlendiriyor.<\/p>\n<p class=\"wp-block-paragraph\">T\u00fcrkiye; Nijerya, Filipinler, Malezya, Brezilya, Fildi\u015fi Sahili ve Fas ile birlikte her iki g\u00f6stergede de y\u00fcksek seviyede bulunan \u00fclkeler aras\u0131nda yer al\u0131yor. Bu de\u011ferlendirme, T\u00fcrkiye\u2019de hem iklim ko\u015fullar\u0131n\u0131n tarihsel de\u011ferlerden belirgin bi\u00e7imde ayr\u0131\u015ft\u0131\u011f\u0131na hem de mevcut iklim stresinin y\u00fcksek oldu\u011funa i\u015faret ediyor.<\/p>\n<p class=\"wp-block-paragraph\">Rapordaki 52 \u00fclkeyi kapsayan kar\u015f\u0131la\u015ft\u0131rmada T\u00fcrkiye, 2025 y\u0131l\u0131nda a\u015f\u0131r\u0131 hava olaylar\u0131ndan kaynaklanan ekonomik kay\u0131plar\u0131n y\u00fcksek oldu\u011fu \u00fclkeler aras\u0131nda ilk yedide bulunuyor.<\/p>\n<h4 class=\"wp-block-heading\"><strong>ClimRad ile iklimin ekonomik etkisi \u00f6l\u00e7\u00fcl\u00fcyor<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Raporun analizleri, Allianz Research ile Earthian AI\u2019\u0131n birlikte geli\u015ftirdi\u011fi ClimRad (Climate Data Radar) platformuna dayan\u0131yor.<\/p>\n<p class=\"wp-block-paragraph\">\u0130klim g\u00f6stergelerini, do\u011fal afetlerden kaynaklanan kay\u0131plar\u0131 ve ekonomik modellemeyi bir araya getiren platform; s\u0131cakl\u0131k de\u011fi\u015fimleri, s\u0131cakl\u0131k stresi ve kurakl\u0131\u011f\u0131n ekonomik b\u00fcy\u00fcme \u00fczerindeki etkilerini inceliyor. S\u0131cakl\u0131k de\u011fi\u015fimlerinin man\u015fet enflasyona ve g\u0131da enflasyonuna nas\u0131l yans\u0131d\u0131\u011f\u0131 da ClimRad \u00fczerinden analiz ediliyor. B\u00f6ylece iklim riskleri, ekonomik sonu\u00e7lar\u0131yla birlikte de\u011ferlendiriliyor.<\/p>\n<p class=\"wp-block-paragraph\">Raporun tamam\u0131na https:\/\/www.allianz-trade.com\/en_global\/news-insights\/economic-insights\/Allianz-Climate-Economics-Report-2026.html \u00fczerinden ula\u015fabilirsiniz.<\/p>\n<p class=\"wp-block-paragraph\">\n<div class=\"twitter-share\"><a href=\"https:\/\/twitter.com\/intent\/tweet?url=https%3A%2F%2Fsigortamedya.com.tr%2Fallianz-raporu-iklim-riskinin-ekonomik-faturasi-buyuyor%2F&amp;via=sigortamedya\" class=\"twitter-share-button\">Tweet<\/a><\/div>\n<\/p>","protected":false},"excerpt":{"rendered":"<p>Allianz Research ve Allianz Trade\u2019in ilk kez yay\u0131mlad\u0131\u011f\u0131 Allianz \u0130klim Ekonomisi Raporu 2026\u2019ya g\u00f6re, a\u015f\u0131r\u0131 hava olaylar\u0131 2025\u2019te d\u00fcnya ekonomisinde 184 milyar euroluk kayba neden oldu. G\u00fc\u00e7l\u00fc bir El Ni\u00f1o\u2019nun 2027\u2019de 395 milyar euroluk \u00fcretim kayb\u0131 yaratabilece\u011fini \u00f6ng\u00f6ren rapor, T\u00fcrkiye\u2019yi<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1140","post","type-post","status-publish","format-standard","hentry","category-genel"],"_links":{"self":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/1140","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1140"}],"version-history":[{"count":0,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/1140\/revisions"}],"wp:attachment":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1140"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1140"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1140"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}