{"id":1160,"date":"2026-10-23T17:14:09","date_gmt":"2026-10-23T14:14:09","guid":{"rendered":"https:\/\/sigorta.nesiblog.com\/?p=1160"},"modified":"2026-10-23T17:14:09","modified_gmt":"2026-10-23T14:14:09","slug":"ray-sigortadan-oto-risklerine-butuncul-guvence","status":"publish","type":"post","link":"https:\/\/sigorta.nesiblog.com\/?p=1160","title":{"rendered":"Ray Sigorta\u2019dan oto risklerine b\u00fct\u00fcnc\u00fcl g\u00fcvence"},"content":{"rendered":"<h4 class=\"wp-block-heading\"><strong>Ray Sigorta, KaskoBLACK, Limitsiz\u0130MM ve Trafik Tamamlay\u0131c\u0131 Sorumluluk Sigortas\u0131 ile ara\u00e7 hasarlar\u0131ndan \u00fc\u00e7\u00fcnc\u00fc ki\u015filere verilen zararlara ve kaza sonras\u0131 ek giderlere uzanan risklere \u00e7\u00f6z\u00fcm sunuyor. Birbirini tamamlayan \u00fcr\u00fcnlerle teminat a\u00e7\u0131klar\u0131n\u0131 kapatmay\u0131 hedefleyen \u015firket, oto sigortalar\u0131nda g\u00fcvence ve hizmet deneyimiyle farkl\u0131la\u015fmay\u0131 ama\u00e7l\u0131yor.<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Ara\u00e7 de\u011ferleri, yedek par\u00e7a fiyatlar\u0131 ve onar\u0131m giderlerindeki art\u0131\u015f, trafik kazalar\u0131n\u0131n mali y\u00fck\u00fcn\u00fc b\u00fcy\u00fct\u00fcyor. Zorunlu trafik sigortas\u0131 ile standart kasko poli\u00e7elerinin sa\u011flad\u0131\u011f\u0131 koruma, baz\u0131 hasar senaryolar\u0131nda yetersiz kalabiliyor. \u00d6zellikle trafik sigortas\u0131n\u0131n yasal limitlerini a\u015fan \u00fc\u00e7\u00fcnc\u00fc ki\u015fi zararlar\u0131, kusurlu ara\u00e7 sahipleri i\u00e7in beklenmedik maliyetler do\u011furabiliyor.<\/p>\n<p class=\"wp-block-paragraph\"><strong>Ray Sigorta<\/strong>, son d\u00f6nemde sundu\u011fu <strong>KaskoBLACK<\/strong>, <strong>Limitsiz\u0130MM<\/strong> ve <strong>Trafik Tamamlay\u0131c\u0131 Sorumluluk Sigortas\u0131<\/strong> \u00fcr\u00fcnlerini bu ihtiya\u00e7lara yan\u0131t verecek bi\u00e7imde konumland\u0131r\u0131yor.<\/p>\n<p class=\"wp-block-paragraph\">\u015eirket, ara\u00e7 sahiplerinin kendi ara\u00e7lar\u0131ndaki hasarlar\u0131, kar\u015f\u0131 tarafa verdikleri zararlar\u0131 ve kazadan sonra ortaya \u00e7\u0131kan ek maliyetleri birbirini tamamlayan g\u00fcvencelerle kar\u015f\u0131lamay\u0131 hedefliyor.<\/p>\n<h4 class=\"wp-block-heading\"><strong>KaskoBLACK\u2019te \u00fc\u00e7 y\u0131l yeni de\u011fer g\u00fcvencesi<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Premium segment i\u00e7in geli\u015ftirilen KaskoBLACK, marka ayr\u0131m\u0131 olmadan 0\u20133 ya\u015f ara\u00e7lara ilk \u00fc\u00e7 y\u0131l boyunca \u201cYeni De\u011fer Klozu\u201d sunuyor. Tam hasar durumunda arac\u0131n kaza tarihindeki g\u00fcncel s\u0131f\u0131r kilometre bedeli kar\u015f\u0131lan\u0131yor.<\/p>\n<p class=\"wp-block-paragraph\">\u00dcr\u00fcn, onar\u0131m tamamlanana kadar g\u00fcn s\u0131n\u0131r\u0131 olmaks\u0131z\u0131n arac\u0131n segmentine uygun ikame ara\u00e7 sa\u011fl\u0131yor. \u0130htiyari Mali Mesuliyet (\u0130MM), anahtar kayb\u0131 ve yanl\u0131\u015f akaryak\u0131t dolumu gibi teminatlar\u0131 da i\u00e7eren KaskoBLACK, muafiyetsiz yap\u0131s\u0131yla kasko genel \u015fartlar\u0131ndaki temel istisnalar d\u0131\u015f\u0131nda kalan zararlar\u0131 kar\u015f\u0131l\u0131yor.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Limitsiz\u0130MM ba\u011f\u0131ms\u0131z poli\u00e7e olarak da al\u0131nabiliyor<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Limitsiz\u0130MM, zorunlu trafik sigortas\u0131n\u0131n limitlerini a\u015fan maddi ve bedensel \u00fc\u00e7\u00fcnc\u00fc ki\u015fi zararlar\u0131 i\u00e7in g\u00fcvence sa\u011fl\u0131yor. Belirli \u00fcst limitlerle sunulan \u0130MM teminat\u0131n\u0131 s\u0131n\u0131rs\u0131z hale getiren \u00fcr\u00fcn, kasko poli\u00e7esine eklenebildi\u011fi gibi ba\u011f\u0131ms\u0131z bir poli\u00e7e olarak da tercih edilebiliyor.<\/p>\n<p class=\"wp-block-paragraph\">Bu yap\u0131yla, y\u00fckselen onar\u0131m ve tazminat tutarlar\u0131 kar\u015f\u0131s\u0131nda \u0130MM teminat\u0131n\u0131n yetersiz kalmas\u0131 riskine \u00e7\u00f6z\u00fcm sunuluyor.<\/p>\n<h4 class=\"wp-block-heading\"><strong>\u00c7ekici, ikame ara\u00e7 ve kazan\u00e7 kayb\u0131 ayn\u0131 \u00fcr\u00fcnde<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Ray Sigorta\u2019n\u0131n sekt\u00f6rde ilk kez b\u00fct\u00fcnc\u00fcl bir yakla\u015f\u0131mla sundu\u011funu belirtti\u011fi Trafik Tamamlay\u0131c\u0131 Sorumluluk Sigortas\u0131, sigortal\u0131n\u0131n kusurlu oldu\u011fu kazalarda \u0130MM kapsam\u0131ndaki tazminat y\u00fck\u00fcml\u00fcl\u00fcklerini a\u015fan ek maliyetlere odaklan\u0131yor.<\/p>\n<p class=\"wp-block-paragraph\">\u00dcr\u00fcn; kar\u015f\u0131 taraf\u0131n arac\u0131 i\u00e7in \u00e7ekici hizmetini, kar\u015f\u0131 tarafa ikame ara\u00e7 sa\u011flanmas\u0131n\u0131 ve zarar g\u00f6ren arac\u0131n ticari faaliyette kullan\u0131lmas\u0131 halinde olu\u015fan kazan\u00e7 kayb\u0131n\u0131 poli\u00e7e limit ve \u015fartlar\u0131 \u00e7er\u00e7evesinde kar\u015f\u0131l\u0131yor. B\u00f6ylece kusurlu ara\u00e7 sahibinin zorunlu trafik sigortas\u0131 ve \u0130MM d\u0131\u015f\u0131nda kalan mali sorumluluklar\u0131 i\u00e7in de g\u00fcvence sunuluyor.<\/p>\n<h4 class=\"wp-block-heading\"><strong>\u201cBirbirini tamamlayan bir b\u00fct\u00fcn olarak tasarlad\u0131k\u201d<\/strong><\/h4>\n<p class=\"wp-block-paragraph\"><strong>Ray Sigorta CEO\u2019su Koray Erdo\u011fan<\/strong>, oto bran\u015f\u0131ndaki yo\u011fun rekabette \u00fcr\u00fcn farkl\u0131la\u015ft\u0131rmas\u0131n\u0131n s\u00fcrd\u00fcr\u00fclebilir ba\u015far\u0131 a\u00e7\u0131s\u0131ndan belirleyici oldu\u011funu s\u00f6yledi. Ayn\u0131 \u00fcr\u00fcnlerin sunuldu\u011fu bir pazarda rekabetin fiyata indirgendi\u011fini belirten Erdo\u011fan, \u201cKaskoBLACK, Limitsiz\u0130MM ve Trafik Tamamlay\u0131c\u0131 Sorumluluk Sigortas\u0131\u2019n\u0131 tek tek de\u011fil, birbirini tamamlayan bir b\u00fct\u00fcn olarak tasarlad\u0131k. Kendi arac\u0131n\u0131z\u0131n hasar\u0131, kar\u015f\u0131 tarafa verdi\u011finiz zarar, kaza sonras\u0131nda ortaya \u00e7\u0131kan ek giderler\u2026 Bug\u00fcn bu ba\u015fl\u0131klar\u0131n hepsinde bir \u00e7\u00f6z\u00fcm\u00fcm\u00fcz var. \u015eu anda oto taraf\u0131ndaki teminat a\u00e7\u0131klar\u0131n\u0131 360 derece kapatan tek sigorta \u015firketi Ray Sigorta\u201d<br \/>de\u011ferlendirmesinde bulundu.<\/p>\n<p class=\"wp-block-paragraph\">M\u00fc\u015fterilerin trafikte g\u00fcvencelerinde eksik olup olmad\u0131\u011f\u0131n\u0131 d\u00fc\u015f\u00fcnmesini istemediklerini ifade eden Erdo\u011fan, \u015firketin \u201cFarkl\u0131 bir sigorta\u201d yakla\u015f\u0131m\u0131n\u0131 fiyat yerine sunulan g\u00fcvence ve deneyimle ayr\u0131\u015fmak olarak tan\u0131mlad\u0131.<\/p>\n<p class=\"wp-block-paragraph\">Erdo\u011fan, \u201cM\u00fc\u015fterilerimizin ve i\u015f ortaklar\u0131m\u0131z\u0131n sigorta s\u00f6z konusu oldu\u011funda \u2018Ray Sigorta bize yeter\u2019 diyebilece\u011fi noktaya ula\u015fmak i\u00e7in \u00e7al\u0131\u015f\u0131yoruz\u201d dedi.<\/p>\n<p class=\"wp-block-paragraph\">\n<div class=\"twitter-share\"><a href=\"https:\/\/twitter.com\/intent\/tweet?url=https%3A%2F%2Fsigortamedya.com.tr%2Fray-sigortadan-oto-risklerine-butuncul-guvence%2F&amp;via=sigortamedya\" class=\"twitter-share-button\">Tweet<\/a><\/div>\n<\/p>","protected":false},"excerpt":{"rendered":"<p>Ray Sigorta, KaskoBLACK, Limitsiz\u0130MM ve Trafik Tamamlay\u0131c\u0131 Sorumluluk Sigortas\u0131 ile ara\u00e7 hasarlar\u0131ndan \u00fc\u00e7\u00fcnc\u00fc ki\u015filere verilen zararlara ve kaza sonras\u0131 ek giderlere uzanan risklere \u00e7\u00f6z\u00fcm sunuyor. Birbirini tamamlayan \u00fcr\u00fcnlerle teminat a\u00e7\u0131klar\u0131n\u0131 kapatmay\u0131 hedefleyen \u015firket, oto sigortalar\u0131nda g\u00fcvence ve hizmet deneyimiyle farkl\u0131la\u015fmay\u0131<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1160","post","type-post","status-publish","format-standard","hentry","category-genel"],"_links":{"self":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/1160","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1160"}],"version-history":[{"count":0,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/1160\/revisions"}],"wp:attachment":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1160"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1160"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1160"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}