{"id":1188,"date":"2026-10-30T11:32:21","date_gmt":"2026-10-30T08:32:21","guid":{"rendered":"https:\/\/sigorta.nesiblog.com\/?p=1188"},"modified":"2026-10-30T11:32:21","modified_gmt":"2026-10-30T08:32:21","slug":"kuresel-iflas-baskisi-suruyor","status":"publish","type":"post","link":"https:\/\/sigorta.nesiblog.com\/?p=1188","title":{"rendered":"K\u00fcresel iflas bask\u0131s\u0131 s\u00fcr\u00fcyor"},"content":{"rendered":"<h4 class=\"wp-block-heading\"><strong>Allianz Trade 2026 y\u0131l\u0131n\u0131n son K\u00fcresel \u0130flas Raporu\u2019nu yay\u0131nlad\u0131. Rapora g\u00f6re, Orta ve Do\u011fu Avrupa B\u00f6lgesel \u0130flas Endeksi\u2019nin kademeli olarak gerilemesi bekleniyor. Bu y\u0131l 10 \u00fclkeden 6\u2019s\u0131nda iflas art\u0131\u015f\u0131n\u0131n ya\u015fand\u0131\u011f\u0131na dikkat \u00e7ekilen rapora g\u00f6re \u00f6n\u00fcm\u00fczdeki y\u0131l 10 \u00fclkeden 7\u2019sinde iflas say\u0131lar\u0131nda d\u00fc\u015f\u00fc\u015f ya\u015fanacak. T\u00fcrkiye\u2019de ise enflasyondaki d\u00fc\u015f\u00fc\u015f e\u011filimi ve ekonomik istikrar\u0131n g\u00fc\u00e7lenmesiyle 2027\u2019de iflas adedi y\u00fczde 7 gerileyecek.<\/strong><\/h4>\n<p class=\"wp-block-paragraph\"><strong>S\u0130GORTAMEDYA \u00d6ZEL<\/strong><\/p>\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"855\" height=\"285\" src=\"https:\/\/sigortamedya.com.tr\/wp-content\/uploads\/2026\/10\/IFLAS-2-855x285.webp\" alt=\"\" class=\"wp-image-133567\" \/><\/figure>\n<p class=\"wp-block-paragraph\"><strong>Allianz Trade<\/strong> her y\u0131l haz\u0131rlad\u0131\u011f\u0131 <strong>K\u00fcresel \u0130flas Raporu<\/strong>\u2019nu yay\u0131nlad\u0131. Rapora g\u00f6re bu y\u0131l 10 \u00fclkeden 6\u2019s\u0131nda iflas say\u0131lar\u0131nda art\u0131\u015f ya\u015fand\u0131.\u00a02027 ve 2028\u2019de ise \u00fclkelerin \u00e7o\u011funlu\u011funda b\u00f6lgesel farkl\u0131l\u0131klar olsa da iflas say\u0131lar\u0131n\u0131n azalmas\u0131 bekleniyor. \u00d6n\u00fcm\u00fczdeki iki y\u0131l i\u00e7inde 10 \u00fclkeden 7\u2019sinde iflas adedinde azalma tahmin ediliyor. T\u00fcrkiye\u2019nin ise, enflasyondaki d\u00fc\u015f\u00fc\u015f e\u011filimi ve ekonomik istikrar\u0131n g\u00fc\u00e7lenmesi ile \u00f6n\u00fcm\u00fczdeki y\u0131l iflas adedinin y\u00fczde 7 d\u00fc\u015fece\u011fi vurgulan\u0131yor.\u00a0<\/p>\n<p class=\"wp-block-paragraph\">Orta ve Do\u011fu Avrupa\u2019da B\u00f6lgesel \u0130flas Endeksi\u2019nde kademeli olarak gerilemenin beklendi\u011fi vurgulanan rapora g\u00f6re, B\u00f6lgesel Endeks, yine de y\u00fczde 78 olan pandemi \u00f6ncesi ortalaman\u0131n ve y\u00fczde 84 olan K\u00fcresel Finansal Kriz (GFC) d\u00f6nemindeki seviyenin olduk\u00e7a \u00fczerinde kalacak. 2027 y\u0131l\u0131na kadar iflaslar\u0131n Rusya\u2019da y\u00fczde 14, Bulgaristan\u2019da y\u00fczde 9, Romanya\u2019da y\u00fczde 4, \u00c7ekya\u2019da y\u00fczde 3, Estonya\u2019da ise y\u00fczde 10 artmas\u0131 bekleniyor. Rusya, Bulgaristan ve Romanya\u2019da \u00f6n\u00fcm\u00fczdeki y\u0131lda iflas art\u0131\u015flar\u0131n\u0131n devam edece\u011finin belirtildi\u011fi rapora g\u00f6re, iflaslar Romanya, \u00c7ekya, Estonya ve T\u00fcrkiye\u2019de d\u00fc\u015f\u00fc\u015f e\u011filimine g\u00f6recek. \u0130flaslar\u0131n Romanya\u2019da y\u00fczde 6, \u00c7ekya\u2019da y\u00fczde 1, Estonya\u2019da y\u00fczde 3 ve T\u00fcrkiye\u2019de ise y\u00fczde 7 azalaca\u011f\u0131 vurgulan\u0131yor.\u00a0<\/p>\n<h4 class=\"wp-block-heading\"><strong>Risk alt\u0131ndaki toplam istihdam\u0131n\u00a0y\u00fczde 60\u2019\u0131 Avrupa\u2019da bulunuyor<\/strong><\/h4>\n<p class=\"wp-block-paragraph\"><strong>Allianz Trade \u0130flas Ara\u015ft\u0131rmalar\u0131 Ba\u015f Analisti Maxime Lemerle<\/strong>\u00a0genel olarak in\u015faat, perakende ve hizmet sekt\u00f6rlerinin, risklere en fazla maruz kalan sekt\u00f6rler olarak \u00f6ne \u00e7\u0131kt\u0131\u011f\u0131n\u0131 s\u00f6yledi. \u201cRisk alt\u0131ndaki toplam istihdam\u0131n yakla\u015f\u0131k y\u00fczde 60\u2019\u0131, yani 1,6 milyon ki\u015fi Avrupa\u2019da bulunuyor. Bu tabloda Fransa, Almanya ve Birle\u015fik Krall\u0131k ba\u015f\u0131 \u00e7ekiyor. Avrupa\u2019y\u0131, risk alt\u0131ndaki toplam istihdam\u0131n y\u00fczde 24\u2019\u00fcn\u00fc olu\u015fturan 650 bin ki\u015fiyle Kuzey Amerika takip ediyor. Her iki b\u00f6lge a\u00e7\u0131s\u0131ndan da bu rakamlar son 13 y\u0131l\u0131n en y\u00fcksek seviyesine i\u015faret ediyor. Asya\u2019da ise riskin etkileri hissedilmekle birlikte daha s\u0131n\u0131rl\u0131 kal\u0131yor. B\u00f6lge, 305 bin ki\u015fiyle risk alt\u0131ndaki toplam istihdam\u0131n yaln\u0131zca y\u00fczde 11\u2019ini olu\u015fturuyor.\u201d<\/p>\n<h4 class=\"wp-block-heading\"><strong>\u015eirketlerin finansman maliyetleri<\/strong> <strong>art\u0131rken k\u00e2r marjlar\u0131 daral\u0131yor<\/strong>\u00a0<\/h4>\n<p class=\"wp-block-paragraph\"><strong>Allianz Trade CEO\u2019su Aylin Somersan Coqui<\/strong>, \u201cY\u0131l\u0131n ba\u015f\u0131ndan bu yana birbiri \u00fczerine eklenen \u00e7ok say\u0131da \u015fokun etkisiyle, beklentilerin olduk\u00e7a \u00fczerinde seyreden faiz oranlar\u0131, h\u00e2li haz\u0131rda finansal a\u00e7\u0131dan k\u0131r\u0131lgan durumda olan \u015firketler \u00fczerindeki bask\u0131y\u0131 giderek art\u0131r\u0131yor. \u00dcstelik bu bask\u0131n\u0131n \u00f6n\u00fcm\u00fczdeki d\u00f6nemde de devam etmesini bekliyoruz. \u00dclkelerin y\u00fczde 60\u2019\u0131nda politika faizlerinin 2027 y\u0131l\u0131nda, \u00f6nceki 12 ila 24 ayl\u0131k d\u00f6neme k\u0131yasla daha y\u00fcksek seviyelerde kalmas\u0131 \u00f6ng\u00f6r\u00fcl\u00fcyor. Bu durum, \u015firketlerin finansman maliyetlerini art\u0131r\u0131rken k\u00e2r marjlar\u0131n\u0131 da daralt\u0131yor. Bat\u0131 Avrupa\u2019da banka kredi faizlerinde ya\u015fanacak 100 baz puanl\u0131k art\u0131\u015f\u0131n, \u015firketlerin faiz giderlerine 6 ila 10 milyar avro aras\u0131nda ek y\u00fck getirece\u011fi tahmin ediliyor. Bu geli\u015fmenin \u00f6zellikle yenilenebilir enerji, telekom\u00fcnikasyon ve elektrik enerjisi sekt\u00f6rlerinde k\u00e2r marjlar\u0131n\u0131 olumsuz etkilemesi bekleniyor. Di\u011fer yandan, enerji maliyetlerinin uzun s\u00fcre y\u00fcksek seviyelerde seyretmesi de \u00f6zellikle Avrupa\u2019n\u0131n enerji yo\u011fun sekt\u00f6rlerinde faaliyet g\u00f6steren \u015firketlerin k\u00e2rl\u0131l\u0131\u011f\u0131 \u00fczerindeki bask\u0131y\u0131 daha da art\u0131racak.\u201d<\/p>\n<p class=\"wp-block-paragraph\">\n<div class=\"twitter-share\"><a href=\"https:\/\/twitter.com\/intent\/tweet?url=https%3A%2F%2Fsigortamedya.com.tr%2Fkuresel-iflas-baskisi-suruyor%2F&amp;via=sigortamedya\" class=\"twitter-share-button\">Tweet<\/a><\/div>\n<\/p>","protected":false},"excerpt":{"rendered":"<p>Allianz Trade 2026 y\u0131l\u0131n\u0131n son K\u00fcresel \u0130flas Raporu\u2019nu yay\u0131nlad\u0131. Rapora g\u00f6re, Orta ve Do\u011fu Avrupa B\u00f6lgesel \u0130flas Endeksi\u2019nin kademeli olarak gerilemesi bekleniyor. Bu y\u0131l 10 \u00fclkeden 6\u2019s\u0131nda iflas art\u0131\u015f\u0131n\u0131n ya\u015fand\u0131\u011f\u0131na dikkat \u00e7ekilen rapora g\u00f6re \u00f6n\u00fcm\u00fczdeki y\u0131l 10 \u00fclkeden 7\u2019sinde iflas<\/p>\n","protected":false},"author":1,"featured_media":1189,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1188","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-genel"],"_links":{"self":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/1188","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1188"}],"version-history":[{"count":0,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/1188\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/media\/1189"}],"wp:attachment":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1188"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1188"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1188"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}