{"id":1225,"date":"2026-11-08T20:20:39","date_gmt":"2026-11-08T17:20:39","guid":{"rendered":"https:\/\/sigorta.nesiblog.com\/?p=1225"},"modified":"2026-11-08T20:20:39","modified_gmt":"2026-11-08T17:20:39","slug":"sigortaciligi-karar-alma-sureclerinin-merkezine-yerlestirmeliyiz","status":"publish","type":"post","link":"https:\/\/sigorta.nesiblog.com\/?p=1225","title":{"rendered":"\u201cSigortac\u0131l\u0131\u011f\u0131 karar alma s\u00fcre\u00e7lerinin merkezine yerle\u015ftirmeliyiz\u201d"},"content":{"rendered":"

T\u00fcrkiye Sigorta Birli\u011fi ve Maher Holding Sigorta Grubu Ba\u015fkan\u0131 Ahmet Ya\u015far, COP31 dolay\u0131s\u0131yla yapt\u0131\u011f\u0131 a\u00e7\u0131klamada, iklim risklerinin ekonomik kararlar\u0131n ve kalk\u0131nma politikalar\u0131n\u0131n merkezinde yer almas\u0131 gerekti\u011fini vurgulad\u0131. Quick Sigorta Genel M\u00fcd\u00fcr\u00fc Ey\u00fcp \u00d6zsoy ise Marmara\u2019daki sellerin ard\u0131ndan sekt\u00f6r genelinde bildirilen hasar\u0131n 13,86 milyar TL\u2019ye ula\u015ft\u0131\u011f\u0131n\u0131 a\u00e7\u0131klad\u0131.<\/strong><\/h4>\n
\"\"<\/figure>\n

Antalya\u2019da 9\u201320 Kas\u0131m tarihlerinde d\u00fczenlenen COP31<\/strong>, iklim risklerinin ekonomik ve toplumsal sonu\u00e7lar\u0131n\u0131 g\u00fcndeme ta\u015f\u0131yor. T\u00fcrkiye Sigorta Birli\u011fi ve Maher Holding Sigorta Grubu Ba\u015fkan\u0131 Ahmet Ya\u015far<\/strong>, konferans dolay\u0131s\u0131yla yapt\u0131\u011f\u0131 de\u011ferlendirmede, iklim krizinin \u00e7evresel boyutunun yan\u0131nda ekonomik ve toplumsal bir g\u00fcvenlik meselesi oldu\u011funa dikkat \u00e7ekti.<\/p>\n

Son d\u00f6nemdeki sellerin, kurakl\u0131\u011f\u0131n ve a\u015f\u0131r\u0131 hava olaylar\u0131n\u0131n iklim krizinin bug\u00fcn\u00fcn meselesi oldu\u011funu g\u00f6sterdi\u011fini belirten Ya\u015far, \u201cBir sel yaln\u0131zca evleri ve ara\u00e7lar\u0131 de\u011fil, \u00fcretimi, ticareti ve istihdam\u0131 da etkiliyor. Kurakl\u0131k, tar\u0131msal \u00fcretimden g\u0131da fiyatlar\u0131na kadar geni\u015f bir alanda sonu\u00e7lar do\u011furuyor. \u0130klim risklerini art\u0131k ekonomik kararlar\u0131m\u0131z\u0131n, yat\u0131r\u0131mlar\u0131m\u0131z\u0131n ve kalk\u0131nma politikalar\u0131m\u0131z\u0131n merkezine yerle\u015ftirmek zorunday\u0131z\u201d dedi.<\/p>\n

\u201cDe\u011fi\u015fen ko\u015fullara uyum sa\u011flamak zorunday\u0131z\u201d<\/strong><\/h4>\n

Dayan\u0131kl\u0131l\u0131k anlay\u0131\u015f\u0131n\u0131n de\u011fi\u015fen risklerle birlikte yeniden ele al\u0131nmas\u0131 gerekti\u011fini vurgulayan Ya\u015far, afet sonras\u0131nda yeniden aya\u011fa kalkman\u0131n \u00f6tesinde, yeni ko\u015fullara haz\u0131rlanman\u0131n \u00f6nemini anlatt\u0131.<\/p>\n

\u201cDayan\u0131kl\u0131l\u0131\u011f\u0131 uzun y\u0131llar bir felaketin ard\u0131ndan yeniden aya\u011fa kalkabilmek olarak tan\u0131mlad\u0131k. Oysa bug\u00fcn mesele yaln\u0131zca eski halimize d\u00f6nebilmek de\u011fil\u201d diyen Ya\u015far, \u015f\u00f6yle devam etti: \u201cDe\u011fi\u015fen ko\u015fullara uyum sa\u011flamak, yeni riskleri y\u00f6netmek ve hayat\u0131n s\u00fcreklili\u011fini korumak zorunday\u0131z. Bir sonraki afete ayn\u0131 k\u0131r\u0131lganl\u0131klarla yakalan\u0131yorsak, ya\u015fad\u0131klar\u0131m\u0131zdan yeterince ders \u00e7\u0131karmam\u0131\u015f\u0131z demektir.\u201d<\/p>\n

Sigortac\u0131l\u0131\u011f\u0131n bu d\u00f6n\u00fc\u015f\u00fcm\u00fcn vazge\u00e7ilmez yap\u0131 ta\u015flar\u0131ndan biri oldu\u011funu belirten Ya\u015far, politika yap\u0131c\u0131lara ve karar al\u0131c\u0131lara sigortay\u0131 kararlar\u0131n ba\u015flang\u0131c\u0131ndan itibaren de\u011ferlendirmeleri \u00e7a\u011fr\u0131s\u0131nda bulundu:
\u201cSigortac\u0131l\u0131k bu d\u00f6n\u00fc\u015f\u00fcm\u00fcn se\u00e7eneklerinden biri de\u011fil, olmazsa olmaz yap\u0131 ta\u015f\u0131d\u0131r. Sigortay\u0131 yaln\u0131zca hasar sonras\u0131nda devreye giren bir tazminat mekanizmas\u0131 olarak g\u00f6ren anlay\u0131\u015f\u0131 de\u011fi\u015ftirmek zorunday\u0131z. Buradan t\u00fcm politika yap\u0131c\u0131lar\u0131na ve karar al\u0131c\u0131lara \u00e7a\u011fr\u0131da bulunuyorum: Sigortac\u0131l\u0131\u011f\u0131 al\u0131nan kararlar\u0131n sonu\u00e7lar\u0131n\u0131 g\u00fcvence alt\u0131na alan bir mekanizma olarak de\u011fil, o kararlar\u0131n daha en ba\u015f\u0131ndan ayr\u0131lmaz bir par\u00e7as\u0131 olarak de\u011ferlendirin. \u00c7\u00fcnk\u00fc sigortan\u0131n olmad\u0131\u011f\u0131 yerde riskin maliyeti ortadan kalkm\u0131yor; vatanda\u015f\u0131n, i\u015fletmenin ve nihayetinde kamunun \u00fczerinde kal\u0131yor. \u0130klim krizine kar\u015f\u0131 dayan\u0131kl\u0131 bir ekonomi, g\u00fc\u00e7l\u00fc bir sigorta sistemi olmadan in\u015fa edilemez.\u201d<\/p>\n

\"\"<\/figure>\n

Marmara sellerinde bildirilen hasar 13,86 milyar TL<\/strong><\/h4>\n

Quick Sigorta Genel M\u00fcd\u00fcr\u00fc Ey\u00fcp \u00d6zsoy<\/strong>, ekim ay\u0131nda Marmara B\u00f6lgesi\u2019nde meydana gelen sellerin sigorta bilan\u00e7osuna ili\u015fkin g\u00fcncel rakamlar\u0131 payla\u015ft\u0131. Sekt\u00f6r genelinde a\u00e7\u0131lan hasar dosyas\u0131 say\u0131s\u0131n\u0131n 12.440\u2019a, toplam bildirilen hasar tutar\u0131n\u0131n 13,86 milyar TL\u2019ye ula\u015ft\u0131\u011f\u0131n\u0131 a\u00e7\u0131klayan \u00d6zsoy, sigortal\u0131lara bug\u00fcne kadar yakla\u015f\u0131k 1,09 milyar TL tazminat \u00f6dendi\u011fini bildirdi.<\/p>\n

Hasar tespit ve \u00f6deme i\u015flemlerinin s\u00fcrd\u00fc\u011f\u00fcn\u00fc belirten \u00d6zsoy, \u201cAncak bu rakamlar yaln\u0131zca sigorta g\u00fcvencesi alt\u0131ndaki zararlar\u0131 g\u00f6steriyor. Sigortas\u0131z kay\u0131plar\u0131 da d\u00fc\u015f\u00fcnd\u00fc\u011f\u00fcm\u00fczde afetin ekonomik boyutunun \u00e7ok daha b\u00fcy\u00fck oldu\u011funu g\u00f6r\u00fcyoruz\u201d dedi.<\/p>\n

Sellerin T\u00fcrkiye\u2019deki sigorta koruma a\u00e7\u0131\u011f\u0131n\u0131 yeniden g\u00f6r\u00fcn\u00fcr k\u0131ld\u0131\u011f\u0131na i\u015faret eden \u00d6zsoy, ara\u00e7lar\u0131n yakla\u015f\u0131k d\u00f6rtte birinin kasko g\u00fcvencesi alt\u0131nda bulundu\u011funu vurgulayarak \u201c\u00dclkemizde yakla\u015f\u0131k her d\u00f6rt ara\u00e7tan yaln\u0131zca biri kasko g\u00fcvencesine sahip. \u00dcstelik elektrikli ara\u00e7lar\u0131n yayg\u0131nla\u015fmas\u0131yla yeni risklerle de kar\u015f\u0131la\u015f\u0131yoruz. Suya maruz kalan batarya ve elektronik sistemlerde hasarlar zaman i\u00e7inde ortaya \u00e7\u0131kabiliyor. Bu nedenle h\u0131zl\u0131 hasar tespiti, uzman ekspertiz ve do\u011fru teminat yap\u0131s\u0131 her zamankinden daha \u00f6nemli hale geliyor\u201d diye konu\u015ftu.<\/p>\n

\u201cRiski en ba\u015f\u0131ndan d\u00fc\u015f\u00fcnmeliyiz\u201d<\/strong><\/h4>\n

Ahmet Ya\u015far, iklim krizine kar\u015f\u0131 haz\u0131rl\u0131\u011f\u0131n \u015fehir planlamas\u0131ndan altyap\u0131 yat\u0131r\u0131mlar\u0131na, sanayiden tar\u0131ma kadar b\u00fct\u00fcn ekonomik kararlar\u0131 kapsamas\u0131 gerekti\u011fini belirtti. Risk y\u00f6netimi ve sigortac\u0131l\u0131k perspektifinin bu s\u00fcre\u00e7lerin ba\u015f\u0131ndan itibaren dikkate al\u0131nmas\u0131n\u0131 isteyen Ya\u015far, \u015f\u00f6yle konu\u015ftu:
\u201cSigortac\u0131l\u0131\u011f\u0131 kararlar\u0131n sonucuna de\u011fil, karar alma s\u00fcre\u00e7lerinin merkezine yerle\u015ftirmeliyiz. Yeni bir \u015fehir planlarken, altyap\u0131 yat\u0131r\u0131m\u0131 yaparken, sanayi tesisi kurarken veya tar\u0131msal \u00fcretimi desteklerken riskin nas\u0131l y\u00f6netilece\u011fi ve nas\u0131l g\u00fcvence alt\u0131na al\u0131naca\u011f\u0131 en ba\u015f\u0131ndan d\u00fc\u015f\u00fcn\u00fclmeli. Sigortac\u0131l\u0131\u011f\u0131n ba\u015far\u0131s\u0131n\u0131 da yaln\u0131zca \u00f6dedi\u011fi tazminatla de\u011fil, korunmas\u0131na katk\u0131 sa\u011flad\u0131\u011f\u0131 ekonomik ve toplumsal de\u011ferle \u00f6l\u00e7meliyiz. Veri, teknoloji, risk analizi ve \u00f6nleyici \u00e7\u00f6z\u00fcmlerle bu sorumlulu\u011fu daha ileri ta\u015f\u0131yabiliriz.\u201d<\/p>\n

\"\"<\/figure>\n

Insurance House ile uluslararas\u0131 i\u015f birli\u011fi hedefi<\/strong><\/h4>\n

T\u00fcrkiye Sigorta Birli\u011fi\u2019nin COP31 kapsam\u0131nda olu\u015fturdu\u011fu Insurance House<\/strong> giri\u015fimini desteklediklerini a\u00e7\u0131klayan Ya\u015far, 11\u201312 Kas\u0131m\u2019da d\u00fczenlenecek COP31 K\u00fcresel Sigorta ve Dayan\u0131kl\u0131l\u0131k Zirvesi<\/strong> ile 13\u201314 Kas\u0131m\u2019da UNEP FI<\/strong> taraf\u0131ndan d\u00fczenlenecek COP31 K\u00fcresel S\u00fcrd\u00fcr\u00fclebilir Sigorta Zirvesi<\/strong>\u2019nin uluslararas\u0131 i\u015f birlikleri i\u00e7in \u00f6nemli f\u0131rsatlar sundu\u011funu dile getirdi.
\u0130klim finansman\u0131n\u0131n emisyon azalt\u0131m\u0131n\u0131n yan\u0131nda uyum \u00e7al\u0131\u015fmalar\u0131n\u0131 da kapsamas\u0131 gerekti\u011fini vurgulayan Ya\u015far, \u201c\u0130klim finansman\u0131n\u0131 yaln\u0131zca karbon emisyonlar\u0131n\u0131n azalt\u0131lmas\u0131yla s\u0131n\u0131rl\u0131 d\u00fc\u015f\u00fcnemeyiz. \u015eehirlerimizi, altyap\u0131m\u0131z\u0131 ve \u00fcretimimizi de\u011fi\u015fen iklim ko\u015fullar\u0131na haz\u0131rlamak da ciddi kaynaklar gerektiriyor. Sigorta ve reas\u00fcrans\u0131n bu s\u00fcre\u00e7teki rol\u00fc, ekonomik dayan\u0131kl\u0131l\u0131\u011f\u0131n temelinde yer al\u0131yor. T\u00fcrkiye Sigorta Birli\u011fi\u2019nin Insurance House giri\u015fiminin bu anlay\u0131\u015f\u0131n uluslararas\u0131 d\u00fczeyde g\u00fc\u00e7lenmesine katk\u0131 sa\u011flayaca\u011f\u0131na inan\u0131yoruz\u201d de\u011ferlendirmesinde bulundu.<\/p>\n

T\u00fcrkiye\u2019nin COP31 ev sahipli\u011fine desteklerini de ifade eden Ya\u015far, s\u00f6zlerini \u015f\u00f6yle tamamlad\u0131:
\u201cGelece\u011fi koruma sorumlulu\u011funu payla\u015f\u0131yoruz. Gelece\u011fe g\u00fcvenle bakmak istiyorsak, yar\u0131n\u0131n ko\u015fullar\u0131na bug\u00fcnden haz\u0131rlanmal\u0131y\u0131z. Bunun yolu da sigortac\u0131l\u0131\u011f\u0131 ekonomik ve toplumsal dayan\u0131kl\u0131l\u0131\u011f\u0131n vazge\u00e7ilmez yap\u0131 ta\u015f\u0131 olarak kabul etmekten ge\u00e7iyor. \u0130klim krizinde ayakta kalmaktan daha fazlas\u0131na ihtiyac\u0131m\u0131z var. G\u00fc\u00e7l\u00fc bir sigorta sistemi olmadan bunu ba\u015faramay\u0131z.\u201d<\/p>\n

\n

Tweet<\/a><\/div>\n<\/p>","protected":false},"excerpt":{"rendered":"

T\u00fcrkiye Sigorta Birli\u011fi ve Maher Holding Sigorta Grubu Ba\u015fkan\u0131 Ahmet Ya\u015far, COP31 dolay\u0131s\u0131yla yapt\u0131\u011f\u0131 a\u00e7\u0131klamada, iklim risklerinin ekonomik kararlar\u0131n ve kalk\u0131nma politikalar\u0131n\u0131n merkezinde yer almas\u0131 gerekti\u011fini vurgulad\u0131. Quick Sigorta Genel M\u00fcd\u00fcr\u00fc Ey\u00fcp \u00d6zsoy ise Marmara\u2019daki sellerin ard\u0131ndan sekt\u00f6r genelinde bildirilen<\/p>\n","protected":false},"author":1,"featured_media":1226,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1225","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-genel"],"_links":{"self":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/1225","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1225"}],"version-history":[{"count":0,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/1225\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/media\/1226"}],"wp:attachment":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1225"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1225"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1225"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}