{"id":1236,"date":"2026-11-10T20:10:05","date_gmt":"2026-11-10T17:10:05","guid":{"rendered":"https:\/\/sigorta.nesiblog.com\/?p=1236"},"modified":"2026-11-10T20:10:05","modified_gmt":"2026-11-10T17:10:05","slug":"sektorun-mali-yapisinin-guclenmesine-yonelik-onemli-adimlar-attik","status":"publish","type":"post","link":"https:\/\/sigorta.nesiblog.com\/?p=1236","title":{"rendered":"\u2018Sekt\u00f6r\u00fcn mali yap\u0131s\u0131n\u0131n g\u00fc\u00e7lenmesine y\u00f6nelik \u00f6nemli ad\u0131mlar att\u0131k\u2019"},"content":{"rendered":"<h4 class=\"wp-block-heading\"><strong>2026\u2019da sigorta sekt\u00f6r\u00fcnde \u00e7ok \u00f6nemli d\u00fczenlemelere imza atan SEDDK\u2019da, ald\u0131\u011f\u0131m\u0131z bilgilere g\u00f6re, \u00f6n\u00fcm\u00fczdeki d\u00f6nem de dur durak yok; reformlara devam. SEDDK Ba\u015fkan\u0131 Davut Mente\u015f, SEDDK olarak sekt\u00f6r\u00fcn geli\u015fmesi, mali yap\u0131s\u0131n\u0131n g\u00fc\u00e7lenmesi ve sigortal\u0131 haklar\u0131n\u0131n korumas\u0131na y\u00f6nelik \u00f6nemli ad\u0131mlar att\u0131klar\u0131n\u0131 vurguluyor.<\/strong><\/h4>\n<p class=\"wp-block-paragraph\"><strong>S\u0130GORTAMEDYA-\u00d6ZEL<\/strong><\/p>\n<p class=\"wp-block-paragraph\">T\u00fcrkiye sigorta sekt\u00f6r\u00fc payda\u015flar\u0131 aras\u0131nda k\u0131sa bir anket yapsak ve \u015fu soruyu sorsak: \u201cSizce, sekt\u00f6rde \u015fu s\u0131ralar en \u00e7ok hangi kurum ve ki\u015fi konu\u015fuluyor?\u201d Bu soruya eminiz ki ankete kat\u0131lanlar\u0131n \u00e7o\u011fu, <strong>\u201cSEDDK ve Davut Mente\u015f\u201d<\/strong> diye yan\u0131t verecektir. Ger\u00e7ekten de <strong>Davut Mente\u015f Ba\u015fkanl\u0131\u011f\u0131ndaki Sigortac\u0131l\u0131k ve \u00d6zel Emeklilik D\u00fczenleme ve Denetleme Kurumu, (SEDDK)<\/strong> son aylarda \u00e7ok \u00f6nemli d\u00fczenlemelere imza att\u0131. \u00d6zel sa\u011fl\u0131k sigortalar\u0131 ile ilgili d\u00fczenlemenin ard\u0131ndan trafik sigortas\u0131nda hasar istismarc\u0131lar\u0131na yinelik at\u0131lan ad\u0131mlar ve Alo 193 Ortak Hasar \u0130hbar Merkezi\u2019nin hizmete a\u00e7\u0131lmas\u0131 vb. uygulamalar sigortac\u0131lar aras\u0131nda da b\u00fcy\u00fck takdir toplad\u0131. Ald\u0131\u011f\u0131m\u0131z bilgilere g\u00f6re de \u201cSEDDK\u2019da dur durak yok; reformlara ve hizmete devam.\u201d Biz de bu ay Hayat\u0131m\u0131z Sigortal\u0131 Dergisi\u2019nin kapa\u011f\u0131nda SEDDK Ba\u015fkan\u0131 Davut Mente\u015f\u2019e yer verdik. Kendisinin yo\u011funlu\u011fundan dolay\u0131 y\u00fcz y\u00fcze r\u00f6portaj yapamad\u0131k. Bu kez, Davut Mente\u015f\u2019in kat\u0131ld\u0131\u011f\u0131 ve Sigortamedya\u2019n\u0131n da yer ald\u0131\u011f\u0131 bas\u0131n toplant\u0131s\u0131 ve etkinliklerdeki Mente\u015f\u2019in g\u00f6r\u00fc\u015flerine s\u0131ca\u011f\u0131 s\u0131ca\u011f\u0131na yer verdik. Mente\u015f, \u00f6ncelikle SEDDK olarak sekt\u00f6r\u00fcn geli\u015fmesi, mali yap\u0131s\u0131n\u0131n g\u00fc\u00e7lenmesi ve sigortal\u0131 haklar\u0131n\u0131n korunmas\u0131na y\u00f6nelik ad\u0131mlar att\u0131klar\u0131n\u0131 vurguluyor.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Sigorta \u015firketlerinin sermaye<\/strong> <strong>yeterlilik oran\u0131 artt\u0131<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Sekt\u00f6r\u00fcn y\u0131llar i\u00e7inde mali dayan\u0131kl\u0131l\u0131\u011f\u0131ndaki geli\u015fime dikkat \u00e7eken Mente\u015f, \u201cSermaye yeterlilik rasyosu (SYR) en d\u00fc\u015f\u00fck 10 \u015firketin 2022 y\u0131l\u0131nda y\u00fczde 34 seviyesinde olan oran\u0131, Haziran 2026 itibar\u0131yla y\u00fczde 106\u2019ya ula\u015ft\u0131. Bu \u015firketler d\u0131\u015f\u0131ndaki sekt\u00f6r grubunda ise oran y\u00fczde 210 d\u00fczeyinde bulunuyor. Benzer \u015fekilde \u00fcretim\/sermaye \u00e7arpan\u0131 en y\u00fcksek 10 \u015firkette 2022 y\u0131l\u0131nda 10 kat seviyesinde olan s\u00f6z konusu g\u00f6sterge, 2026 y\u0131l\u0131nda 5 kata gerilerken, sekt\u00f6r\u00fcn geri kalan\u0131nda ayn\u0131 d\u00f6nemde 3 kattan 2 kata d\u00fc\u015ft\u00fc. \u00dcretim sermaye \u00e7arpan\u0131ndaki gerilemeyle birlikte bu g\u00f6stergeler, sekt\u00f6r\u00fcn sermaye yap\u0131s\u0131ndaki geli\u015fimi ortaya koyuyor\u201d de\u011ferlendirmesinde bulunuyor.<\/p>\n<h4 class=\"wp-block-heading\"><strong>\u00a0Cayd\u0131r\u0131c\u0131 m\u00fcdahalede bulunuyoruz;<\/strong> <strong>\u00e7\u00fcnk\u00fc; vatanda\u015f\u0131n paras\u0131 s\u00f6z konusu<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">SEDDK\u2019ya son zamanlarda y\u00f6neltilen ele\u015ftirilerden bir tanesi de sigorta \u015firketlerine uygulanan tedbirlerin \u2018sert\u2019 oldu\u011fu y\u00f6n\u00fcnde. Bu ele\u015ftirilere yan\u0131t olarak Mente\u015f, mevzuata ayk\u0131r\u0131l\u0131klar kar\u015f\u0131s\u0131nda cayd\u0131r\u0131c\u0131 ve \u00f6nleyici m\u00fcdahalelerde bulunmak zorunda olduklar\u0131n\u0131 vurgulayarak, bu t\u00fcr ayk\u0131r\u0131l\u0131klar\u0131n denetim veya g\u00f6zetim \u00e7al\u0131\u015fmalar\u0131 s\u0131ras\u0131nda tespit edilebildi\u011fini belirtiyor. Son d\u00f6nemdeki m\u00fcdahalelerin, zamanlamas\u0131n\u0131n tesad\u00fcfi oldu\u011funu ifade eden Mente\u015f, tedbir uygulanan \u015firket say\u0131s\u0131n\u0131n belirleyici olmad\u0131\u011f\u0131n\u0131, mevzuata ayk\u0131r\u0131 i\u015flem yapan her \u015firket i\u00e7in gere\u011fini yapmak durumunda olduklar\u0131n\u0131 vurguluyor. \u00d6l\u00e7\u00fcl\u00fcl\u00fck ilkesinden taviz vermeden cayd\u0131r\u0131c\u0131l\u0131k sa\u011flamalar\u0131 gerekti\u011fini belirten Mente\u015f, \u201cCayd\u0131r\u0131c\u0131 m\u00fcdahalede bulunuyoruz. \u00c7\u00fcnk\u00fc, vatanda\u015f\u0131n paras\u0131 s\u00f6z konusu\u201d diyor. Mente\u015f, yeni bir ayk\u0131r\u0131l\u0131k tespit edildi\u011finde ayn\u0131 i\u015flemleri yine uygulayacaklar\u0131n\u0131 kaydediyor.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Trafikte 3\u2019\u00fcnc\u00fc ko\u015fulun da olu\u015fmas\u0131\u00a0ile serbest tarifeye ge\u00e7i\u015f de\u011ferlendirilebilir<\/strong>.\u00a0<\/h4>\n<p class=\"wp-block-paragraph\">Sekt\u00f6rde trafik sigortas\u0131nda serbest tarifeye ge\u00e7i\u015f, d\u00f6rt g\u00f6zle bekleniyor. Bu konuda da de\u011ferlendirmelerde bulunan Mente\u015f,\u00a0 \u015firketlerin bir\u00e7ok basamakta indirim uygulad\u0131\u011f\u0131n\u0131 ve rekabetin fiyatlara yans\u0131d\u0131\u011f\u0131 d\u00fc\u015f\u00fcncesinde. Serbest tarifeye ge\u00e7i\u015f i\u00e7in \u2018pazar\u0131n \u015firketler aras\u0131nda daha dengeli da\u011f\u0131lmas\u0131\u2019, \u2018indirimlerin olu\u015fmas\u0131\u2019 ve \u2018genel enflasyonun tek haneli seviyelere yakla\u015fmas\u0131\u2019 gibi 3 ko\u015fulun \u00e7ok \u00f6nemli oldu\u011funa dikkat \u00e7eken Mente\u015f, 3 y\u0131l \u00f6nce ilk 10 \u015firketin yakla\u015f\u0131k y\u00fczde 80 olan pazar pay\u0131n\u0131n y\u00fczde 60\u2019\u0131n alt\u0131na gerilemek \u00fczere oldu\u011funu s\u00f6yl\u00fcyor. \u0130lk 2 ko\u015fulda ilerleme sa\u011fland\u0131\u011f\u0131n\u0131 ifade eden Mente\u015f, 3\u2019\u00fcnc\u00fc ko\u015fulun da olu\u015fmas\u0131yla serbest tarifeye veya kontroll\u00fc bir serbest tarife modeline ge\u00e7i\u015fin de\u011ferlendirilebilece\u011fini belirtiyor.<\/p>\n<h4 class=\"wp-block-heading\"><strong>\u2018Emanet varl\u0131k\u2019 ta\u015f\u0131yan sigorta \u015firketlerinde<\/strong> <strong>mali g\u00fc\u00e7 ve itibar temel ko\u015fulumuz<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">SEDDK Ba\u015fkan\u0131 Davut Mente\u015f\u2019e son g\u00fcnlerde s\u0131k\u00e7a sorulan sorulardan bir tanesi de sigorta sekt\u00f6r\u00fcne yeni yat\u0131r\u0131m yapacak yat\u0131r\u0131mc\u0131lar ve \u015firket devri ba\u015fvurular\u0131n\u0131n kurum taraf\u0131ndan nas\u0131l de\u011ferlendirildi\u011fi ile ilgili. Mente\u015f, \u00f6ncelikle sigorta \u015firketlerinin hasar \u00f6deme taahh\u00fcd\u00fcyle vatanda\u015flardan para toplad\u0131\u011f\u0131n\u0131 ve \u2018emanet varl\u0131k\u2019 ta\u015f\u0131d\u0131\u011f\u0131n\u0131 belirtiyor; mali g\u00fc\u00e7 ve itibar\u0131n ise temel ko\u015fullar oldu\u011funa dikkat \u00e7ekiyor. Ba\u015fvuru sahiplerinin di\u011fer faaliyetlerinden sigorta sekt\u00f6r\u00fcne ta\u015f\u0131nabilecek ba\u011flant\u0131l\u0131 riskleri de de\u011ferlendirdiklerini ifade eden Mente\u015f, yeni yat\u0131r\u0131mc\u0131n\u0131n sekt\u00f6r\u00fcn b\u00fcy\u00fcmesine, geli\u015fmesine ve rekabetine sa\u011flayaca\u011f\u0131 katk\u0131n\u0131n da dikkate al\u0131nd\u0131\u011f\u0131n\u0131, hatta ba\u015fvuru sahibinin ticari ge\u00e7mi\u015fi ve itibar\u0131 konusunda yakla\u015f\u0131k 15 kurumdan bilgi ald\u0131klar\u0131n\u0131 aktar\u0131yor. S\u0131k\u0131la\u015ft\u0131rma program\u0131 kapsam\u0131nda giri\u015f sermayesini 15 kat\u0131na \u00e7\u0131kard\u0131klar\u0131n\u0131 ve g\u00fcncellenen tutar\u0131n yakla\u015f\u0131k 6 milyar TL\u2019ye de ula\u015ft\u0131\u011f\u0131n\u0131 ifade eden Mente\u015f, mali yap\u0131 veya mevzuata uyum bak\u0131m\u0131ndan d\u00fczelmeyece\u011fini d\u00fc\u015f\u00fcnd\u00fckleri 6 \u015firketin faaliyetlerini durdurduklar\u0131n\u0131 hat\u0131rlat\u0131yor. Mente\u015f, bu s\u00fcre\u00e7te sigortal\u0131lar\u0131n haklar\u0131n\u0131 mevcut varl\u0131klar ve \u00f6z kaynaklarla kar\u015f\u0131lamaya odakland\u0131klar\u0131n\u0131 belirtiyor.<\/p>\n<h4 class=\"wp-block-heading\"><strong>BES\u2019teki geli\u015fmeleri yak\u0131ndan izliyoruz,<\/strong> <strong>emeklilik fonlar\u0131 kat\u0131 kurallara tabi<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">SEDDK Ba\u015fkan\u0131 Davut Mente\u015f, son g\u00fcnlerin ba\u015fl\u0131ca g\u00fcndem konular\u0131ndan Bireysel Emeklilik Sistemi\u2019ndeki (BES) geli\u015fmeleri de yak\u0131ndan izlediklerini s\u00f6yl\u00fcyor. Emeklilik yat\u0131r\u0131m fonlar\u0131n\u0131n kat\u0131 yat\u0131r\u0131m kurallar\u0131na tabi oldu\u011funu \u00f6zellikle vurgulayan Mente\u015f, Emeklilik G\u00f6zetim Merkezi (EGM) ve Sermaye Piyasas\u0131 Kurulu\u2019nun (SPK) g\u00f6zetim mekanizmalar\u0131na dikkat \u00e7ekiyor. Otomatik Kat\u0131l\u0131m Sistemi\u2019nde (OKS) kat\u0131l\u0131mc\u0131lar\u0131n yat\u0131r\u0131m se\u00e7eneklerini geni\u015fletmeye y\u00f6nelik \u00e7al\u0131\u015fmay\u0131 da anlatan Mente\u015f, g\u00f6n\u00fcll\u00fc BES fonlar\u0131nda bulunan imk\u00e2nlar\u0131 otomatik kat\u0131l\u0131m taraf\u0131na ta\u015f\u0131may\u0131 ama\u00e7lad\u0131klar\u0131n\u0131 belirtiyor. Tamamlay\u0131c\u0131 Emeklilik Sistemi (TES) tart\u0131\u015fmalar\u0131 kapsam\u0131nda i\u015fveren katk\u0131s\u0131 ve \u00e7\u0131k\u0131\u015f kurallar\u0131n\u0131n yeniden de\u011ferlendirilmesine de\u011finen Mente\u015f, kat\u0131l\u0131mc\u0131lar\u0131n sistemde kalmas\u0131nda \u00fcr\u00fcn\u00fcn niteli\u011finin belirleyici olmas\u0131 gerekti\u011fini, yat\u0131r\u0131m arac\u0131n\u0131n, vatanda\u015f\u0131 ikna etmesi halinde kat\u0131l\u0131mc\u0131lar\u0131n sistemden \u00e7\u0131kmay\u0131 tercih etmeyece\u011fini ifade ediyor.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Sa\u011fl\u0131k sigortas\u0131nda \u00e7\u00f6z\u00fcm prim art\u0131\u015f\u0131<\/strong> <strong>de\u011fil; hasar\u0131 da azaltmak gerekiyor<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Sa\u011fl\u0131k sigortalar\u0131nda yap\u0131lan d\u00fczenlemelerin talep ve tazminat \u00fczerindeki etkilerini yak\u0131ndan takip ettiklerini belirten Mente\u015f, genel olarak iyile\u015fme g\u00f6rd\u00fcklerini; \u00f6m\u00fcr boyu yenileme garantisinin kazan\u0131lmas\u0131na ili\u015fkin ko\u015fullar\u0131n sigortal\u0131lar\u0131n kullan\u0131m davran\u0131\u015flar\u0131na ve hasar\/prim oran\u0131na yans\u0131d\u0131\u011f\u0131n\u0131 ifade ediyor. Sa\u011fl\u0131k sekt\u00f6r\u00fcndeki maliyet art\u0131\u015flar\u0131n\u0131n sigortac\u0131l\u0131\u011fa g\u00fc\u00e7l\u00fc bi\u00e7imde yans\u0131d\u0131\u011f\u0131n\u0131 belirten Mente\u015f, \u015firketlerin poli\u00e7e ba\u015f\u0131nda fiyat belirleyip, 1 y\u0131l boyunca ya\u015fanabilecek geli\u015fmeleri kar\u015f\u0131lamak zorunda oldu\u011funu hat\u0131rlatt\u0131. Tazminat\/prim oranlar\u0131n\u0131n \u015firketleri zorlayabilecek s\u0131n\u0131rda bulundu\u011funu ifade eden Mente\u015f, \u00e7\u00f6z\u00fcm\u00fcn s\u00fcrekli prim art\u0131\u015f\u0131 olamayaca\u011f\u0131n\u0131 vurgulayarak, \u201cGereksiz sa\u011fl\u0131k hizmeti kullan\u0131m\u0131n\u0131 azaltmam\u0131z gerekiyor\u201d diye konu\u015fuyor.. Primlerin y\u00fckselmesinin \u00fcr\u00fcn\u00fcn sat\u0131n al\u0131nabilirli\u011fini de zorlad\u0131\u011f\u0131n\u0131 belirten Mente\u015f, Sa\u011fl\u0131k Bakanl\u0131\u011f\u0131 ve hastanelerle birlikte tedarik taraf\u0131ndaki maliyetleri de\u011ferlendirdiklerini aktar\u0131yor. Mente\u015f, Bu konuda sekt\u00f6r\u00fcn ilgili taraflar\u0131n\u0131 bulu\u015fturan \u00e7al\u0131\u015fmalar\u0131n tekrarlanmas\u0131n\u0131 istediklerini s\u00f6yl\u00fcyor.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Yetkisiz acentelere y\u00f6nelik\u00a0yak\u0131nda a\u011f\u0131r tedbirlerimiz olacak<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Mevzuata ayk\u0131r\u0131 ekran payla\u015f\u0131m\u0131 ve \u015fube yap\u0131lanmalar\u0131 hakk\u0131nda da bilgiler veren SEDDK Ba\u015fkan\u0131 Davut Mente\u015f, s\u00f6z konusu yap\u0131lanmalar\u0131n Sigorta Bilgi ve G\u00f6zetim Merkezi (SBM) verileri \u00fczerinden takip edildi\u011fini s\u00f6yl\u00fcyor. SBM verileri \u00fczerinden beyan edilen \u015fube say\u0131s\u0131yla, fiilen i\u015flem yap\u0131lan noktalar\u0131 kar\u015f\u0131la\u015ft\u0131rd\u0131klar\u0131n\u0131 belirten Mente\u015f, \u201c\u201910 tane \u015fubem var\u2019 diye beyan edip 2 bin tane noktadan talep toplayan, bu taleplerin komisyonlar\u0131n\u0131 da kay\u0131t d\u0131\u015f\u0131 y\u00f6ntemlerle da\u011f\u0131tanlara dair delil topluyoruz\u201d diyor. SBM\u2019nin de denetimlerde kendilerine \u00f6nemli bir imk\u00e2n sundu\u011funu belirten Mente\u015f, \u201c20 bin acenteyi tek tek inceleyecek halimiz yok. Yayg\u0131n denetim y\u00f6ntemiyle elimizde \u00e7ok g\u00fc\u00e7l\u00fc ve de\u011ferli bir ara\u00e7 var: Sigorta Bilgi ve G\u00f6zetim Merkezi\u201d diye konu\u015fuyor. Merkezdeki kay\u0131tlar\u0131n i\u015flem yap\u0131lan noktalar\u0131n takibine imk\u00e2n verdi\u011fini vurgulayan Mente\u015f, veri altyap\u0131s\u0131n\u0131n kapsam\u0131n\u0131 \u201cNefes al\u0131rsan\u0131z; oraya yaz\u0131yor\u201d s\u00f6zleriyle a\u00e7\u0131kl\u0131yor. Denetimlerin, beyan edilen \u015fubeler d\u0131\u015f\u0131nda talep toplanan noktalar\u0131 ve bu i\u015flemlere ili\u015fkin komisyonlar\u0131n da\u011f\u0131t\u0131m y\u00f6ntemlerini kapsad\u0131\u011f\u0131n\u0131 ifade eden Mente\u015f, delil toplama \u00e7al\u0131\u015fmalar\u0131n\u0131n s\u00fcrd\u00fc\u011f\u00fcn\u00fc s\u00f6yl\u00fcyor. Yetkisiz acentelere y\u00f6nelik yak\u0131nda a\u011f\u0131r tedbirlerinin de olaca\u011f\u0131n\u0131 ifade eden Mente\u015f, toplanan deliller belirli bir olgunlu\u011fa ula\u015ft\u0131\u011f\u0131nda, ilgili yap\u0131lardan a\u00e7\u0131klama istenmesini de i\u00e7eren sonraki a\u015famaya ge\u00e7ilece\u011fini belirtiyor.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Davut Mente\u015f\u2019in ajandas\u0131nda ne var?<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Peki, \u201cSEDDK ve Davut Mente\u015f\u2019in ajandas\u0131nda hangi d\u00fczenlemeler var?\u201d \u015eimdi de Mente\u015f\u2019in a\u011fz\u0131ndan okuyucular\u0131m\u0131zla bunlar\u0131 payla\u015fal\u0131m: Kat\u0131l\u0131m sigortac\u0131l\u0131\u011f\u0131, b\u00fct\u00fcnle\u015fik sigortalar, sermaye yeterlili\u011fi ve zorunlu afet sigortas\u0131na ili\u015fkin ba\u015fl\u0131klarda \u00e7al\u0131\u015fmalar y\u00fcr\u00fctt\u00fcklerini vurgulayan Mente\u015f, \u00f6n\u00fcm\u00fczdeki d\u00f6nemin g\u00fcndeminde devlet destekli ticari alacak sigortas\u0131, BES d\u00fczenlemeleri, oto ve oto d\u0131\u015f\u0131 hasar y\u00f6netmelikleri, genel \u015fart revizyonlar\u0131, tar\u0131m sigortalar\u0131 ve uzun s\u00fcreli bak\u0131m sigortas\u0131n\u0131n da bulundu\u011funu s\u00f6yl\u00fcyor. Sigortac\u0131l\u0131k sekt\u00f6r\u00fcnde bilgi teknolojileri ve bilgi sistemlerinin g\u00fcvenli\u011fine ili\u015fkin mevzuat \u00e7al\u0131\u015fmalar\u0131 ile \u015firketlerin mali durumlar\u0131n\u0131n ve finansal risklerinin teknoloji destekli sistemler arac\u0131l\u0131\u011f\u0131yla s\u00fcrekli izlenmesine y\u00f6nelik d\u00fczenlemeler de Kurumun \u00f6ncelikleri aras\u0131nda yer al\u0131yor. Trafik hasar istismarlar\u0131yla m\u00fccadele, <strong>Alo 193 Ortak Hasar \u0130hbar Merkezi<\/strong>, <strong>asistans firmalar\u0131, \u00f6zel sa\u011fl\u0131k ve kefalet sigortalar\u0131 ile e-Devlet \u00fczerinden hasar i\u015flemleri <\/strong>ise SEDDK\u2019n\u0131n tamamlad\u0131\u011f\u0131 \u00e7al\u0131\u015fmalar aras\u0131nda yer al\u0131yor.<\/p>\n<div class=\"twitter-share\"><a href=\"https:\/\/twitter.com\/intent\/tweet?url=https%3A%2F%2Fsigortamedya.com.tr%2Fsektorun-mali-yapisinin-guclenmesine-yonelik-onemli-adimlar-attik%2F&amp;via=sigortamedya\" class=\"twitter-share-button\">Tweet<\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>2026\u2019da sigorta sekt\u00f6r\u00fcnde \u00e7ok \u00f6nemli d\u00fczenlemelere imza atan SEDDK\u2019da, ald\u0131\u011f\u0131m\u0131z bilgilere g\u00f6re, \u00f6n\u00fcm\u00fczdeki d\u00f6nem de dur durak yok; reformlara devam. SEDDK Ba\u015fkan\u0131 Davut Mente\u015f, SEDDK olarak sekt\u00f6r\u00fcn geli\u015fmesi, mali yap\u0131s\u0131n\u0131n g\u00fc\u00e7lenmesi ve sigortal\u0131 haklar\u0131n\u0131n korumas\u0131na y\u00f6nelik \u00f6nemli ad\u0131mlar att\u0131klar\u0131n\u0131 vurguluyor.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1236","post","type-post","status-publish","format-standard","hentry","category-genel"],"_links":{"self":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/1236","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1236"}],"version-history":[{"count":0,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/1236\/revisions"}],"wp:attachment":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1236"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1236"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1236"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}