{"id":380,"date":"2025-03-10T12:58:30","date_gmt":"2025-03-10T09:58:30","guid":{"rendered":"https:\/\/sigorta.nesiblog.com\/?p=380"},"modified":"2025-03-10T12:58:30","modified_gmt":"2025-03-10T09:58:30","slug":"zorunlu-deprem-sigortasi-tarifesinde-yeni-donem-basliyor","status":"publish","type":"post","link":"https:\/\/sigorta.nesiblog.com\/?p=380","title":{"rendered":"Zorunlu Deprem Sigortas\u0131 tarifesinde yeni d\u00f6nem ba\u015fl\u0131yor"},"content":{"rendered":"\n<h4 class=\"wp-block-heading\"><strong>Zorunlu Deprem Sigortas\u0131\u2019nda yeni d\u00fczenlemelerle, primler ve deprem risk grubu \u00e7arpanlar\u0131 yeniden belirlendi. Yeni tarifeye g\u00f6re, sigorta bedelleri de artarken d\u00fczenlemelerle daha geni\u015f bir sigortal\u0131 kitlesine ula\u015fmay\u0131 hedefliyor.<\/strong><\/h4>\n\n\n\n<p>Sigortac\u0131l\u0131k ve \u00d6zel Emeklilik D\u00fczenleme ve Denetleme Kurumu (SEDDK),&nbsp;&nbsp;Zorunlu Deprem Sigortas\u0131 (ZDS) tarifesinde yapt\u0131\u011f\u0131 g\u00fcncellemeyi duyurdu. Yar\u0131n itibar\u0131yla y\u00fcr\u00fcrl\u00fc\u011fe girecek yeni d\u00fczenleme, sigorta poli\u00e7elerindeki asgari primler ve deprem risk grubu \u00e7arpanlar\u0131n\u0131 yeniden \u015fekillendiriyor.<\/p>\n\n\n\n<p>Yap\u0131lan d\u00fczenlemeye g\u00f6re, birinci risk grubundan yedinci gruba kadar olan asgari primler s\u0131ras\u0131yla 1.441 TL, 1.283 TL, 1.092 TL, 1.024 TL, 765 TL, 546 TL ve 371 TL olarak belirlenirken prim miktarlar\u0131 her bir grup i\u00e7in minimum seviyeye \u00e7ekildi.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Deprem risk grubu \u00e7arpanlar\u0131 g\u00fcncellendi<\/strong><\/h4>\n\n\n\n<p>Yeni tarifede, 2016\u2019dan bu yana de\u011fi\u015fmeyen deprem risk grubu \u00e7arpanlar\u0131nda, d\u00fcnyada ve T\u00fcrkiye\u2019de ya\u015fanan b\u00fcy\u00fck afetlerin etkisiyle k\u00fcresel reas\u00fcrans maliyetlerinde art\u0131\u015f ya\u015fand\u0131. Bu art\u0131\u015flar do\u011frultusunda \u00e7arpanlar yenilendi.<\/p>\n\n\n\n<p>Buna g\u00f6re,&nbsp;betonarme yap\u0131lar i\u00e7in oranlar I. Grup\u2019ta %2,56, II. Grup\u2019ta %2,28, III. Grup\u2019ta %1,94, IV. Grup\u2019ta %1,82, V. Grup\u2019ta %1,36, VI. Grup\u2019ta %0,97 ve VII. Grup\u2019ta %0,66 olarak belirlendi. Di\u011fer yap\u0131 tarz\u0131nda ise I. Grup\u2019ta %4,51, II. Grup\u2019ta %3,86, III. Grup\u2019ta %3,39, IV. Grup\u2019ta %3,17, V. Grup\u2019ta %2,54, VI. Grup\u2019ta %1,69 ve VII. Grup\u2019ta %0,99 oranlar\u0131 ge\u00e7erli olacak.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Sigorta bedelinde art\u0131\u015f<\/strong><\/h4>\n\n\n\n<p>Yeni d\u00fczenlemeyle, bir meskenin Zorunlu Deprem Sigortas\u0131 kapsam\u0131nda alabilece\u011fi azami teminat tutar\u0131 1 milyon 272 bin TL\u2019den 1 milyon 704 bin 162 TL\u2019ye y\u00fckseldi. Sigorta Bedeli Hesab\u0131na Esas Metrekare Bedeli ise 8.039 TL olarak g\u00fcncellendi.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Hedef daha g\u00fc\u00e7l\u00fc bir sigorta sistemi<\/strong><\/h4>\n\n\n\n<p>Zorunlu Deprem Sigortas\u0131\u2019n\u0131n daha geni\u015f bir sigortal\u0131 kitlesine ula\u015fmas\u0131 ve finansal dayan\u0131kl\u0131l\u0131\u011f\u0131n artmas\u0131 amac\u0131yla yap\u0131lan bu de\u011fi\u015fiklikler, T\u00fcrkiye\u2019nin deprem risklerine kar\u015f\u0131 daha g\u00fc\u00e7l\u00fc bir sigorta altyap\u0131s\u0131n\u0131n olu\u015fturulmas\u0131na katk\u0131 sa\u011flayacak. Do\u011fal Afet Sigortalar\u0131 Kurumu (DASK), afet risk y\u00f6netimi alan\u0131ndaki proaktif ad\u0131mlar\u0131na devam ederek sigortal\u0131lar\u0131 daha g\u00fcvenli bir finansal yap\u0131yla korumay\u0131 ama\u00e7l\u0131yor.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Zorunlu Deprem Sigortas\u0131\u2019nda yeni d\u00fczenlemelerle, primler ve deprem risk grubu \u00e7arpanlar\u0131 yeniden belirlendi. Yeni tarifeye g\u00f6re, sigorta bedelleri de artarken d\u00fczenlemelerle daha geni\u015f bir sigortal\u0131 kitlesine ula\u015fmay\u0131 hedefliyor. Sigortac\u0131l\u0131k ve \u00d6zel Emeklilik D\u00fczenleme ve Denetleme Kurumu (SEDDK),&nbsp;&nbsp;Zorunlu Deprem Sigortas\u0131 (ZDS)<\/p>\n","protected":false},"author":1,"featured_media":381,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,36],"tags":[37],"class_list":["post-380","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-genel","category-yangin-sigortasi","tag-dask"],"_links":{"self":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/380","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=380"}],"version-history":[{"count":1,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/380\/revisions"}],"predecessor-version":[{"id":382,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/380\/revisions\/382"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/media\/381"}],"wp:attachment":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=380"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=380"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=380"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}