{"id":594,"date":"2026-06-12T15:45:51","date_gmt":"2026-06-12T12:45:51","guid":{"rendered":"https:\/\/sigorta.nesiblog.com\/?p=594"},"modified":"2026-06-12T15:45:51","modified_gmt":"2026-06-12T12:45:51","slug":"seddkdan-zorunlu-trafik-sigortasinda-yeni-donem","status":"publish","type":"post","link":"https:\/\/sigorta.nesiblog.com\/?p=594","title":{"rendered":"SEDDK\u2019dan zorunlu trafik sigortas\u0131nda yeni d\u00f6nem"},"content":{"rendered":"<h4 class=\"wp-block-heading\"><strong>Trafik sigortas\u0131nda de\u011fer kayb\u0131 tazminat\u0131 i\u00e7in ayr\u0131ca ba\u015fvuru \u015fart\u0131 kald\u0131r\u0131ld\u0131; yeni d\u00f6nemde \u00f6demeler ilave ba\u015fvuru aranmaks\u0131z\u0131n do\u011frudan hak sahiplerine yap\u0131lacak.<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Sigortac\u0131l\u0131k sekt\u00f6r\u00fcnde vatanda\u015flar\u0131n haklar\u0131n\u0131 korumak, tazminat s\u00fcre\u00e7lerini h\u0131zland\u0131rmak ve k\u00f6t\u00fc niyetli arac\u0131lar\u0131n haks\u0131z kazan\u00e7 sa\u011flamas\u0131n\u0131 engellemek amac\u0131yla trafik sigortas\u0131nda k\u00f6kl\u00fc yap\u0131sal de\u011fi\u015fikliklere gidildi. Yeni d\u00fczenlemeyle birlikte ara\u00e7 de\u011fer kayb\u0131 tazminat\u0131 i\u00e7in art\u0131k ayr\u0131ca ba\u015fvuru yap\u0131lmas\u0131na gerek kalmayacak, \u00f6demeler maddi hasarla birlikte otomatik olarak ger\u00e7ekle\u015ftirilecek.<\/p>\n<h4 class=\"wp-block-heading\"><strong>De\u011fer kayb\u0131 tazminat\u0131 i\u00e7in ba\u015fvuru \u015fart\u0131 kald\u0131r\u0131ld\u0131<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Trafik sigortalar\u0131ndaki uyu\u015fmazl\u0131klar\u0131 azaltmay\u0131 hedefleyen be\u015f maddelik eylem plan\u0131 kapsam\u0131nda \u00f6nemli bir ad\u0131m at\u0131ld\u0131. Daha \u00f6nce\u00a0y\u00fcr\u00fcrl\u00fc\u011fe giren ak\u0131ll\u0131 eksper atamas\u0131 ve standart de\u011fer kayb\u0131 hesaplama y\u00f6ntemlerinin ard\u0131ndan, eylem plan\u0131n\u0131n \u00fc\u00e7\u00fcnc\u00fc a\u015famas\u0131 da hayata ge\u00e7irildi. Genel \u015fartlarda yap\u0131lan de\u011fi\u015fiklikle, hak sahiplerine de\u011fer kayb\u0131 tazminat\u0131 herhangi bir ilave ba\u015fvuru \u015fart\u0131 aranmaks\u0131z\u0131n, maddi hasar \u00f6demesiyle birlikte hesaplanarak do\u011frudan \u00f6denecek.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Hasar arac\u0131lar\u0131na engel ve ortak ihbar merkezi d\u00f6nemi<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Vatanda\u015flar\u0131n ma\u011fduriyetinden faydalanarak kanuna ayk\u0131r\u0131 \u015fekilde hasar arac\u0131l\u0131\u011f\u0131 y\u00fcr\u00fcten ve uyu\u015fmazl\u0131k \u00e7\u0131karan yap\u0131lara kar\u015f\u0131 sert \u00f6nlemler al\u0131n\u0131yor. Eylem plan\u0131n\u0131n d\u00f6rd\u00fcnc\u00fc maddesi uyar\u0131nca bu illegal olu\u015fumlar\u0131n faaliyetleri tamamen engellenecek. Plan\u0131n son a\u015famas\u0131nda ise kaza sonras\u0131nda vatanda\u015flar\u0131n t\u00fcm sigorta \u015firketlerine tek bir noktadan, kolay ve h\u0131zl\u0131ca ula\u015fabilmesini sa\u011flayacak \u201cOrtak Hasar \u0130hbar Merkezi (OH\u0130M)\u201d kurulacak.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Orijinal yedek par\u00e7a esas olacak<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Sigortac\u0131l\u0131k Kanunu\u2019nda yap\u0131lan de\u011fi\u015fikliklerle birlikte, hasar g\u00f6ren ara\u00e7lar\u0131n onar\u0131m\u0131nda kullan\u0131lacak yedek par\u00e7alara dair kurallar da yeniden netle\u015ftirildi. Yeni d\u00f6nemde ara\u00e7 onar\u0131mlar\u0131nda orijinal par\u00e7a kullan\u0131m\u0131 esas kabul edilecek. E\u015fde\u011fer veya yeniden kullan\u0131labilir par\u00e7a kullan\u0131m\u0131 ise ancak belirli standartlar\u0131n kar\u015f\u0131lanmas\u0131 ve hak sahibinin yaz\u0131l\u0131 r\u0131zas\u0131n\u0131n al\u0131nmas\u0131 \u015fart\u0131yla, sadece baz\u0131 istisnai durumlarda m\u00fcmk\u00fcn olabilecek.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Teminat t\u00fcrleri yarg\u0131 kararlar\u0131yla uyumlu hale getirildi<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Yap\u0131lan d\u00fczenlemeyle tazminat \u00f6demelerindeki belirsizliklerin \u00f6n\u00fcne ge\u00e7ildi. Yarg\u0131 kararlar\u0131na tam uyum sa\u011flanarak, s\u00fcrekli ve ge\u00e7ici i\u015f g\u00f6remezlik tazminatlar\u0131n\u0131n sakatlanma teminat\u0131ndan kar\u015f\u0131lanmas\u0131 kararla\u015ft\u0131r\u0131ld\u0131. Ge\u00e7ici ve s\u00fcrekli bak\u0131c\u0131 gideri tazminatlar\u0131 ise bundan sonra tedavi gideri teminat\u0131 kapsam\u0131nda\u00a0\u00f6denecek.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Tazminat s\u00fcre\u00e7lerinde e-Devlet onayl\u0131 telefon d\u00f6nemi<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Hak sahiplerinin hasar ba\u015fvurusu s\u0131ras\u0131nda sigorta \u015firketlerine sunmas\u0131 gereken belgeler g\u00fcncellendi. Buna g\u00f6re, ba\u015fvuru esnas\u0131nda hak sahibinin e-Devlet sisteminde kay\u0131tl\u0131 g\u00fcncel cep telefonu numaras\u0131n\u0131 iletmesi zorunlu hale getirildi. Bu do\u011frulanm\u0131\u015f ileti\u015fim bilgisi sayesinde, maddi hasarla birlikte hesaplanan de\u011fer kayb\u0131 tazminat\u0131 bilgisi sigorta \u015firketleri taraf\u0131ndan hak sahiplerine an\u0131nda SMS yoluyla bildirilecek. Vatanda\u015flar\u0131n ma\u011fdur olmamas\u0131 ad\u0131na piyasa uygulamalar\u0131n\u0131n anl\u0131k olarak takip edilmeye devam edilece\u011fi vurguland\u0131.<\/p>\n<div class=\"twitter-share\"><a href=\"https:\/\/twitter.com\/intent\/tweet?url=https%3A%2F%2Fsigortamedya.com.tr%2Fseddkdan-zorunlu-trafik-sigortasinda-yeni-donem%2F&amp;via=sigortamedya\" class=\"twitter-share-button\">Tweet<\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>Trafik sigortas\u0131nda de\u011fer kayb\u0131 tazminat\u0131 i\u00e7in ayr\u0131ca ba\u015fvuru \u015fart\u0131 kald\u0131r\u0131ld\u0131; yeni d\u00f6nemde \u00f6demeler ilave ba\u015fvuru aranmaks\u0131z\u0131n do\u011frudan hak sahiplerine yap\u0131lacak. Sigortac\u0131l\u0131k sekt\u00f6r\u00fcnde vatanda\u015flar\u0131n haklar\u0131n\u0131 korumak, tazminat s\u00fcre\u00e7lerini h\u0131zland\u0131rmak ve k\u00f6t\u00fc niyetli arac\u0131lar\u0131n haks\u0131z kazan\u00e7 sa\u011flamas\u0131n\u0131 engellemek amac\u0131yla trafik sigortas\u0131nda k\u00f6kl\u00fc<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-594","post","type-post","status-publish","format-standard","hentry","category-genel"],"_links":{"self":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/594","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=594"}],"version-history":[{"count":0,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/594\/revisions"}],"wp:attachment":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=594"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=594"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=594"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}