{"id":686,"date":"2026-07-02T11:33:35","date_gmt":"2026-07-02T08:33:35","guid":{"rendered":"https:\/\/sigorta.nesiblog.com\/?p=686"},"modified":"2026-07-02T11:33:35","modified_gmt":"2026-07-02T08:33:35","slug":"hasari-buyuten-degil-yoneten-bir-sistem-kuruyoruz","status":"publish","type":"post","link":"https:\/\/sigorta.nesiblog.com\/?p=686","title":{"rendered":"\u201cHasar\u0131 b\u00fcy\u00fcten de\u011fil, y\u00f6neten bir sistem kuruyoruz\u201d"},"content":{"rendered":"

T\u00fcrkiye Sigorta Birli\u011fi Ba\u015fkan\u0131 Ahmet Ya\u015far, SEDDK\u2019n\u0131n y\u00fcr\u00fcrl\u00fc\u011fe ald\u0131\u011f\u0131 yeni d\u00fczenlemelerin trafik sigortas\u0131nda hasar s\u00fcre\u00e7lerini sadele\u015ftirirken, vatanda\u015f\u0131n ma\u011fduriyetinden haks\u0131z kazan\u00e7 sa\u011flayan yetkisiz ve organize hasar takip yap\u0131lanmalar\u0131na kar\u015f\u0131 devletin kararl\u0131 m\u00fccadelesini ortaya koydu\u011funu belirtti. Ya\u015far, yeni sistemle hak sahiplerinin arac\u0131ya ihtiya\u00e7 duymadan tazminat s\u00fcre\u00e7lerini daha h\u0131zl\u0131, \u015feffaf ve g\u00fcvenli \u015fekilde y\u00fcr\u00fctebilece\u011fini vurgulad\u0131.<\/strong><\/h4>\n

T\u00fcrkiye Sigorta Birli\u011fi (TSB) Ba\u015fkan\u0131 Ahmet Ya\u015far, Sigortac\u0131l\u0131k ve \u00d6zel Emeklilik D\u00fczenleme ve Denetleme Kurumu (SEDDK) taraf\u0131ndan hayata ge\u00e7irilen son d\u00fczenlemelerin yaln\u0131zca trafik sigortalar\u0131nda hasar s\u00fcre\u00e7lerini iyile\u015ftiren teknik de\u011fi\u015fiklikler olmad\u0131\u011f\u0131n\u0131; vatanda\u015f\u0131n\u00a0ma\u011fduriyetinden rant sa\u011flayan organize illegal hasar takip yap\u0131lanmalar\u0131na kar\u015f\u0131 y\u00fcr\u00fct\u00fclen m\u00fccadelede tarihi bir d\u00f6n\u00fcm noktas\u0131 oldu\u011funu s\u00f6yledi.<\/p>\n

Ya\u015far, 29 Haziran 2026 tarihinde yay\u0131mlanan SEDDK Genelgesi ile yetkisiz hasar arac\u0131l\u0131\u011f\u0131 faaliyetlerine y\u00f6nelik \u00f6nemli hukuki ve idari tedbirlerin hayata ge\u00e7irildi\u011fini, 1 Temmuz itibar\u0131yla y\u00fcr\u00fcrl\u00fc\u011fe giren Trafik Sigortas\u0131 Genel \u015eartlar\u0131 de\u011fi\u015fiklikleriyle de hasar y\u00f6netiminde vatanda\u015f odakl\u0131 yeni bir d\u00f6neme girildi\u011fini belirterek, yap\u0131lan reformlar\u0131n birbirini tamamlayan g\u00fc\u00e7l\u00fc bir d\u00f6n\u00fc\u015f\u00fcm olu\u015fturdu\u011funu ifade etti.<\/p>\n

\u201cBu d\u00fczenlemeler yaln\u0131zca hasar s\u00fcre\u00e7lerini de\u011fi\u015ftirmemi\u015f; vatanda\u015f\u0131n ma\u011fduriyetinden beslenen organize illegal hasar takip yap\u0131lanmalar\u0131na kar\u015f\u0131 devletimizin kararl\u0131 iradesini de a\u00e7\u0131k bi\u00e7imde ortaya koymu\u015ftur.\u201d<\/p>\n

Bu\u00a0m\u00fccadele vatanda\u015f\u0131n hakk\u0131n\u0131 koruma m\u00fccadelesidir\u00a0<\/strong><\/h4>\n

\u201cY\u0131llard\u0131r trafik kazas\u0131 ma\u011fdurlar\u0131n\u0131n bilgi eksikli\u011finden yararlanan, kendisini farkl\u0131 unvanlarla tan\u0131tan, vatanda\u015flar\u0131m\u0131z\u0131 gereksiz uyu\u015fmazl\u0131klara s\u00fcr\u00fckleyen, y\u00fcksek komisyonlarla ma\u011fduriyeti derinle\u015ftiren ve \u00e7o\u011fu zaman ki\u015fisel verilere hukuka ayk\u0131r\u0131 yollarla eri\u015ferek organize faaliyet y\u00fcr\u00fcten yap\u0131lar, yaln\u0131zca sigorta sekt\u00f6r\u00fcne de\u011fil, do\u011frudan vatanda\u015f\u0131m\u0131za zarar vermektedir.<\/p>\n

Ki\u015fisel Verileri Koruma Kurumu\u2019nun konuya ili\u015fkin ilke karar\u0131 da, ki\u015fisel verilerin hukuka ayk\u0131r\u0131 \u015fekilde kullan\u0131lmas\u0131 suretiyle y\u00fcr\u00fct\u00fclen bu faaliyetlerin yaln\u0131zca sigortac\u0131l\u0131k a\u00e7\u0131s\u0131ndan de\u011fil, vatanda\u015flar\u0131m\u0131z\u0131n temel hak ve \u00f6zg\u00fcrl\u00fckleri bak\u0131m\u0131ndan da ciddi ihlaller olu\u015fturdu\u011funu a\u00e7\u0131k\u00e7a ortaya koymu\u015ftur.<\/p>\n

Bu m\u00fccadele; hak arama \u00f6zg\u00fcrl\u00fc\u011f\u00fcne, avukatl\u0131k mesle\u011fine ya da hukuki temsil hakk\u0131na kar\u015f\u0131\u00a0de\u011fildir. M\u00fccadelemiz; vatanda\u015f\u0131n ma\u011fduriyetini ticari kazan\u00e7 kap\u0131s\u0131na d\u00f6n\u00fc\u015ft\u00fcren, hukuka ayk\u0131r\u0131 y\u00f6ntemlerle faaliyet g\u00f6steren organize illegal yap\u0131lara kar\u015f\u0131d\u0131r.\u201d<\/p>\n

Kimse vatanda\u015f\u0131n ma\u011fduriyetini kazan\u00e7 modeline d\u00f6n\u00fc\u015ft\u00fcremez\u00a0<\/strong><\/h4>\n

Ya\u015far, yeni d\u00f6nemde hak sahiplerinin, olmas\u0131 gerekti\u011fi gibi, herhangi bir arac\u0131 yap\u0131ya ihtiya\u00e7 duymadan s\u00fcre\u00e7lerini do\u011frudan sigorta \u015firketleri \u00fczerinden y\u00fcr\u00fctebilece\u011fini vurgulayarak \u015f\u00f6yle devam etti:<\/p>\n

\u201cHi\u00e7 kimse vatanda\u015f\u0131n ma\u011fduriyetini bir gelir modeline d\u00f6n\u00fc\u015ft\u00fcremez. Hi\u00e7 kimse hukuka ayk\u0131r\u0131 yollarla elde edilen ki\u015fisel veriler \u00fczerinden organizasyon kuramaz. Hi\u00e7 kimse vatanda\u015f\u0131n tazminat hakk\u0131n\u0131 kendi ticari rant\u0131n\u0131n konusu haline getiremez.Yeni sistemle birlikte de\u011fer kayb\u0131 hasar\u00a0dosyas\u0131n\u0131n do\u011fal bir par\u00e7as\u0131 haline geliyor. Vatanda\u015f\u0131m\u0131z ikinci bir ba\u015fvuru yapmak, farkl\u0131 bir dosya a\u00e7mak ya da arac\u0131 yap\u0131lara y\u00f6nelmek zorunda kalmadan hakk\u0131na daha h\u0131zl\u0131, daha \u015feffaf ve daha g\u00fcvenli \u015fekilde ula\u015fabilecektir.\u201d<\/p>\n

Ama\u00e7 hasar\u0131 b\u00fcy\u00fcten de\u011fil, hasar\u0131 y\u00f6neten bir sistem kurmak\u00a0<\/strong><\/h4>\n

\u201cDe\u011fer kayb\u0131n\u0131n hasar dosyas\u0131n\u0131n i\u00e7inde de\u011ferlendirilmesi, hesaplamalar\u0131n standartla\u015ft\u0131r\u0131lmas\u0131, vatanda\u015f\u0131n do\u011frudan bilgilendirilmesi ve hasar s\u00fcre\u00e7lerinin sadele\u015ftirilmesi ayn\u0131 d\u00f6n\u00fc\u015f\u00fcm\u00fcn birbirini tamamlayan par\u00e7alar\u0131d\u0131r.Ama\u00e7 hasar\u0131 b\u00fcy\u00fcten de\u011fil, hasar\u0131 etkin y\u00f6neten bir sistem kurmakt\u0131r. Bu reformlar sayesinde vatanda\u015f\u0131m\u0131z korunacak, gereksiz uyu\u015fmazl\u0131klar azalacak, tahkim s\u00fcre\u00e7leri rahatlayacak ve sigorta sistemine duyulan\u00a0g\u00fcven daha da g\u00fc\u00e7lenecektir.\u201d<\/p>\n

Organize illegal yap\u0131lara a\u00e7\u0131k uyar\u0131m\u0131zd\u0131r\u00a0<\/strong><\/h4>\n

\u201cSEDDK\u2019n\u0131n ortaya koydu\u011fu kararl\u0131 irade, art\u0131k yeni bir d\u00f6nemin ba\u015flad\u0131\u011f\u0131n\u0131 g\u00f6stermektedir. SEDDK\u2019n\u0131n d\u00fczenlemeleri ile Ki\u015fisel Verileri Koruma Kurumu\u2019nun ilke karar\u0131 birlikte de\u011ferlendirildi\u011finde; vatanda\u015flar\u0131m\u0131z\u0131n ki\u015fisel verilerini hukuka ayk\u0131r\u0131 \u015fekilde kullanarak ma\u011fduriyet \u00fczerinden kazan\u00e7 sa\u011flayan organize yap\u0131lara kar\u015f\u0131 devletimizin \u00e7ok y\u00f6nl\u00fc ve kararl\u0131 m\u00fccadele iradesi a\u00e7\u0131k\u00e7a ortaya konulmu\u015ftur.Vatanda\u015f\u0131m\u0131z\u0131n ma\u011fduriyetinden rant sa\u011flayan, ki\u015fisel verileri hukuka ayk\u0131r\u0131 \u015fekilde kullanan ve sigorta sistemini istismar eden organize illegal yap\u0131lara a\u00e7\u0131k uyar\u0131m\u0131zd\u0131r: Bu d\u00f6nem sona ermi\u015ftir. Hi\u00e7bir hukuka ayk\u0131r\u0131 yap\u0131, vatanda\u015f\u0131m\u0131z\u0131n\u00a0ma\u011fduriyetini kazan\u00e7 kap\u0131s\u0131 haline getiremeyecektir.Hukukun d\u0131\u015f\u0131na \u00e7\u0131kan herkes, bundan sonra yaln\u0131zca sekt\u00f6r\u00fcn de\u011fil, ilgili kamu kurumlar\u0131n\u0131n da kararl\u0131 m\u00fccadelesiyle kar\u015f\u0131 kar\u015f\u0131ya kalacakt\u0131r.\u201d<\/p>\n

TSB olarak bu m\u00fccadelenin sonuna kadar arkas\u0131nday\u0131z\u00a0<\/strong><\/h4>\n

\u201cBu mesele yaln\u0131zca sigorta \u015firketlerinin meselesi de\u011fildir. Bu mesele; vatanda\u015f\u0131n hakk\u0131n\u0131n korunmas\u0131, hukukun \u00fcst\u00fcnl\u00fc\u011f\u00fcn\u00fcn g\u00fc\u00e7lendirilmesi ve sigorta sekt\u00f6r\u00fcne duyulan g\u00fcvenin art\u0131r\u0131lmas\u0131 meselesidir.T\u00fcrkiye Sigorta Birli\u011fi olarak, vatanda\u015f\u0131m\u0131z\u0131n hakk\u0131n\u0131 koruyan, hasar s\u00fcre\u00e7lerini sadele\u015ftiren ve sigorta sistemine duyulan g\u00fcveni g\u00fc\u00e7lendiren t\u00fcm d\u00fczenlemelerin yan\u0131nday\u0131z. Yetkisiz ve organize illegal hasar takip yap\u0131lanmalar\u0131yla m\u00fccadelede ilgili t\u00fcm kurumlar\u0131m\u0131zla i\u015f birli\u011fi\u00a0i\u00e7inde ayn\u0131 kararl\u0131l\u0131kla \u00e7al\u0131\u015fmaya devam edece\u011fiz.\u201d<\/p>\n

SEDDK\u2019ya te\u015fekk\u00fcr\u00a0<\/strong><\/h4>\n

Ahmet Ya\u015far, bu \u00f6nemli reformlar\u0131n hayata ge\u00e7irilmesinde ortaya konulan g\u00fc\u00e7l\u00fc liderlik ve vizyon dolay\u0131s\u0131yla Sigortac\u0131l\u0131k ve \u00d6zel Emeklilik D\u00fczenleme ve Denetleme Kurumu Ba\u015fkan\u0131 Say\u0131n Davut Mente\u015f ba\u015fta olmak \u00fczere, b\u00fcy\u00fck emek veren t\u00fcm SEDDK Kurul \u00fcyeleri ve kurum \u00e7al\u0131\u015fanlar\u0131na, katk\u0131 sunan kamu kurumlar\u0131na, eksperlere, sigorta \u015firketlerine ve sekt\u00f6r payda\u015flar\u0131na te\u015fekk\u00fcr etti.<\/p>\n

\u201cVatanda\u015f\u0131m\u0131z\u0131n hakk\u0131n\u0131, ki\u015fisel verilerini ve sigorta sekt\u00f6r\u00fcn\u00fcn itibar\u0131n\u0131 hedef alan hi\u00e7bir organize illegal yap\u0131lanmaya g\u00f6z yummayaca\u011f\u0131z. T\u00fcrkiye Sigorta Birli\u011fi olarak, hukukun \u00fcst\u00fcnl\u00fc\u011f\u00fc, \u015feffafl\u0131k ve vatanda\u015f odakl\u0131 sigortac\u0131l\u0131k anlay\u0131\u015f\u0131 do\u011frultusunda; SEDDK ba\u015fta olmak \u00fczere t\u00fcm kamu kurumlar\u0131m\u0131z ve\u00a0sekt\u00f6r payda\u015flar\u0131m\u0131zla i\u015f birli\u011fi i\u00e7inde bu m\u00fccadeleyi kararl\u0131l\u0131kla s\u00fcrd\u00fcrece\u011fiz. \u00c7\u00fcnk\u00fc g\u00fc\u00e7l\u00fc bir sigorta sistemi ancak g\u00fcven, hukuk ve etik de\u011ferler \u00fczerine in\u015fa edilebilir.\u201d<\/p>\n

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T\u00fcrkiye Sigorta Birli\u011fi Ba\u015fkan\u0131 Ahmet Ya\u015far, SEDDK\u2019n\u0131n y\u00fcr\u00fcrl\u00fc\u011fe ald\u0131\u011f\u0131 yeni d\u00fczenlemelerin trafik sigortas\u0131nda hasar s\u00fcre\u00e7lerini sadele\u015ftirirken, vatanda\u015f\u0131n ma\u011fduriyetinden haks\u0131z kazan\u00e7 sa\u011flayan yetkisiz ve organize hasar takip yap\u0131lanmalar\u0131na kar\u015f\u0131 devletin kararl\u0131 m\u00fccadelesini ortaya koydu\u011funu belirtti. Ya\u015far, yeni sistemle hak sahiplerinin arac\u0131ya<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-686","post","type-post","status-publish","format-standard","hentry","category-genel"],"_links":{"self":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/686","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=686"}],"version-history":[{"count":0,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/686\/revisions"}],"wp:attachment":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=686"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=686"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=686"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}