{"id":761,"date":"2026-07-23T12:35:45","date_gmt":"2026-07-23T09:35:45","guid":{"rendered":"https:\/\/sigorta.nesiblog.com\/?p=761"},"modified":"2026-07-23T12:35:45","modified_gmt":"2026-07-23T09:35:45","slug":"seddkdan-hasar-yonetimi-ve-hasar-arastirmaciligina-izin-sarti","status":"publish","type":"post","link":"https:\/\/sigorta.nesiblog.com\/?p=761","title":{"rendered":"SEDDK\u2019dan \u201cHasar Y\u00f6netimi ve Hasar Ara\u015ft\u0131rmac\u0131l\u0131\u011f\u0131na\u201d izin \u015fart\u0131"},"content":{"rendered":"<h4 class=\"wp-block-heading\"><strong>Sigortac\u0131l\u0131k ve \u00d6zel Emeklilik D\u00fczenleme ve Denetleme Kurumu (SEDDK), Sigortac\u0131l\u0131k Destek Hizmetleri Hakk\u0131nda Y\u00f6netmelik\u2019te kapsaml\u0131 de\u011fi\u015fikliklere gitti. Resm\u00ee Gazete\u2019de yay\u0131mlanan d\u00fczenlemeyle hasar y\u00f6netim hizmeti sa\u011flay\u0131c\u0131lar\u0131, asistans \u015firketleri ve hasar ara\u015ft\u0131rmac\u0131lar\u0131 i\u00e7in izin, sermaye ve faaliyet \u015fartlar\u0131 yeniden belirlendi.<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Sigortac\u0131l\u0131k ve \u00d6zel Emeklilik D\u00fczenleme ve Denetleme Kurumu (SEDDK), sigorta sekt\u00f6r\u00fcnde destek hizmetlerine ili\u015fkin \u00f6nemli d\u00fczenlemeleri hayata ge\u00e7irdi. 23 Temmuz 2026 tarihli Resm\u00ee Gazete\u2019de yay\u0131mlanan <strong>\u201cSigortac\u0131l\u0131k Destek Hizmetleri Hakk\u0131nda Y\u00f6netmelikte De\u011fi\u015fiklik Yap\u0131lmas\u0131na Dair Y\u00f6netmelik\u201d<\/strong> ile hasar y\u00f6netimi,\u00a0asistans hizmetleri ve hasar ara\u015ft\u0131rmac\u0131l\u0131\u011f\u0131 alanlar\u0131nda faaliyet g\u00f6sterecek ki\u015fi ve kurulu\u015flar i\u00e7in yeni kurallar getirildi.<\/p>\n<p class=\"wp-block-paragraph\">Yeni d\u00fczenlemeyle, hasar ihbar\u0131n\u0131n al\u0131nmas\u0131, hasar dosyas\u0131n\u0131n a\u00e7\u0131lmas\u0131, belge toplama ve hasar talebinin de\u011ferlendirilmesi s\u00fcre\u00e7lerinin tamam\u0131n\u0131 y\u00fcr\u00fcten hasar y\u00f6netim hizmeti sa\u011flay\u0131c\u0131lar\u0131 ile yol yard\u0131m\u0131, acil yard\u0131m ve konut yard\u0131m hizmeti sunan asistans \u015firketlerinin faaliyet g\u00f6sterebilmesi i\u00e7in SEDDK\u2019dan izin alma zorunlulu\u011fu getirildi.<\/p>\n<p class=\"wp-block-paragraph\">Bu kapsamda faaliyet g\u00f6sterecek \u015firketlerin T\u00fcrkiye\u2019de kurulmu\u015f anonim \u015firket stat\u00fcs\u00fcnde olmas\u0131, yeterli teknik ve idari altyap\u0131ya sahip bulunmas\u0131 ve asgari <strong>250 milyon TL \u00f6zsermayeye<\/strong> sahip olmas\u0131 \u015fart\u0131 aranacak. Kurum, i\u015f hacmi ve faaliyet niteli\u011fine g\u00f6re bu sermaye tutar\u0131n\u0131 yar\u0131s\u0131na kadar indirebilecek veya iki kat\u0131na kadar art\u0131rabilecek.<\/p>\n<p class=\"wp-block-paragraph\">Y\u00f6netmelikle ilk kez <strong>\u201chasar ara\u015ft\u0131rmac\u0131s\u0131\u201d<\/strong> tan\u0131m\u0131\u00a0da mevzuata girdi. Sigorta tazminat taleplerine ili\u015fkin hasar\u0131n nedeni, kapsam\u0131, zarar miktar\u0131 ve olas\u0131 sigorta suistimallerini inceleyen ger\u00e7ek ve t\u00fczel ki\u015filerin faaliyet g\u00f6sterebilmesi i\u00e7in Kurumdan izin almalar\u0131 gerekecek.<\/p>\n<p class=\"wp-block-paragraph\">Hasar ara\u015ft\u0131rmac\u0131s\u0131 olarak g\u00f6rev yapacak ger\u00e7ek ki\u015filerin T\u00fcrkiye\u2019de yerle\u015fik olmas\u0131, en az iki y\u0131ll\u0131k y\u00fcksek\u00f6\u011fretim mezunu olmas\u0131, sigorta sekt\u00f6r\u00fcnde hasar alan\u0131nda en az iki y\u0131l deneyime sahip bulunmas\u0131 ve Sigortac\u0131l\u0131k E\u011fitim Merkezi (SEGEM) e\u011fitimini ba\u015far\u0131yla tamamlamas\u0131 \u015fart ko\u015fuldu. Mevcut hasar ara\u015ft\u0131rmac\u0131lar\u0131 ise belirlenen ge\u00e7i\u015f s\u00fcresi i\u00e7inde yeni d\u00fczenlemelere uyum sa\u011flayacak.<\/p>\n<p class=\"wp-block-paragraph\">D\u00fczenleme ayr\u0131ca, sigorta \u015firketleri, acenteler, brokerler ve eksperlerle destek hizmeti kurulu\u015flar\u0131 aras\u0131ndaki g\u00f6rev ve ortakl\u0131k ili\u015fkilerine y\u00f6nelik yeni s\u0131n\u0131rlamalar getiriyor. Buna g\u00f6re, sigorta \u015firketleri, acenteler, brokerler ve eksperlerin y\u00f6netiminde bulunan ki\u015filer\u00a0destek hizmeti kurulu\u015flar\u0131nda y\u00f6netici veya ortak olamayacak; sigorta arac\u0131l\u0131\u011f\u0131 faaliyeti y\u00fcr\u00fcten ki\u015fi ve kurulu\u015flar ise destek hizmeti sunamayacak.<\/p>\n<p class=\"wp-block-paragraph\">SEDDK, gerekti\u011finde destek hizmeti sa\u011flay\u0131c\u0131lar\u0131n\u0131n mesleki sorumluluk sigortas\u0131 yapt\u0131rmas\u0131n\u0131 veya ba\u015fka bir teminat g\u00f6stermesini de talep edebilecek.<\/p>\n<p class=\"wp-block-paragraph\">Y\u00f6netmelikte mevcut hizmet sa\u011flay\u0131c\u0131lar\u0131 i\u00e7in ge\u00e7i\u015f h\u00fck\u00fcmleri de yer ald\u0131. Buna g\u00f6re mevcut \u015firketler, sermaye ve kurumsal yap\u0131 \u015fartlar\u0131na kademeli olarak uyum sa\u011flayacak. Asgari \u00f6zsermaye \u015fart\u0131n\u0131n y\u00fczde 25\u2019ine 31 Aral\u0131k 2026, y\u00fczde 50\u2019sine 31 Aral\u0131k 2028, tamam\u0131na ise 31 Aral\u0131k 2030 tarihine kadar ula\u015f\u0131lmas\u0131 gerekecek.<\/p>\n<p class=\"wp-block-paragraph\">SEDDK\u2019n\u0131n yapt\u0131\u011f\u0131 de\u011fi\u015fikliklerin, sigortac\u0131l\u0131k destek hizmetlerinde kurumsalla\u015fmay\u0131 g\u00fc\u00e7lendirmesi, hizmet kalitesini art\u0131rmas\u0131 ve \u00f6zellikle hasar s\u00fcre\u00e7lerinde \u015feffafl\u0131k ile sigorta suistimalleriyle m\u00fccadeleyi desteklemesi\u00a0bekleniyor.<\/p>\n<p class=\"wp-block-paragraph\">\n<div class=\"twitter-share\"><a href=\"https:\/\/twitter.com\/intent\/tweet?url=https%3A%2F%2Fsigortamedya.com.tr%2Fseddkdan-hasar-yonetimi-ve-hasar-arastirmaciligina-izin-sarti%2F&amp;via=sigortamedya\" class=\"twitter-share-button\">Tweet<\/a><\/div>\n<\/p>","protected":false},"excerpt":{"rendered":"<p>Sigortac\u0131l\u0131k ve \u00d6zel Emeklilik D\u00fczenleme ve Denetleme Kurumu (SEDDK), Sigortac\u0131l\u0131k Destek Hizmetleri Hakk\u0131nda Y\u00f6netmelik\u2019te kapsaml\u0131 de\u011fi\u015fikliklere gitti. Resm\u00ee Gazete\u2019de yay\u0131mlanan d\u00fczenlemeyle hasar y\u00f6netim hizmeti sa\u011flay\u0131c\u0131lar\u0131, asistans \u015firketleri ve hasar ara\u015ft\u0131rmac\u0131lar\u0131 i\u00e7in izin, sermaye ve faaliyet \u015fartlar\u0131 yeniden belirlendi. Sigortac\u0131l\u0131k ve<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-761","post","type-post","status-publish","format-standard","hentry","category-genel"],"_links":{"self":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/761","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=761"}],"version-history":[{"count":0,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/761\/revisions"}],"wp:attachment":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=761"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=761"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=761"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}