{"id":787,"date":"2026-07-29T08:52:06","date_gmt":"2026-07-29T05:52:06","guid":{"rendered":"https:\/\/sigorta.nesiblog.com\/?p=787"},"modified":"2026-07-29T08:52:06","modified_gmt":"2026-07-29T05:52:06","slug":"sigorta-farkindaliginin-en-cok-arttigi-brans-saglik","status":"publish","type":"post","link":"https:\/\/sigorta.nesiblog.com\/?p=787","title":{"rendered":"Sigorta fark\u0131ndal\u0131\u011f\u0131n\u0131n en \u00e7ok artt\u0131\u011f\u0131 bran\u015f sa\u011fl\u0131k"},"content":{"rendered":"<h4 class=\"wp-block-heading\"><strong>\u201cT\u00fcrk sigorta sekt\u00f6r\u00fcn\u00fcn risklerin artt\u0131\u011f\u0131 bu d\u00f6nemde sigortal\u0131lar\u0131m\u0131za ya da sigortal\u0131 adaylar\u0131m\u0131za sigortal\u0131 olmak i\u00e7in iyi bir f\u0131rsat tan\u0131d\u0131\u011f\u0131 bir d\u00f6nemin i\u00e7erisindeyiz\u201d diyen TSB Ba\u015fkan\u0131 Ahmet Ya\u015far, sigorta fark\u0131ndal\u0131\u011f\u0131n\u0131n en \u00e7ok artt\u0131\u011f\u0131 bran\u015flar\u0131n ba\u015f\u0131nda sa\u011fl\u0131k sigortalar\u0131n\u0131n geldi\u011fini a\u00e7\u0131klad\u0131.<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">T\u00fcrkiye Sigorta Birli\u011fi (TSB) verilerine g\u00f6re, sigorta sekt\u00f6r\u00fc, 2026 y\u0131l\u0131n\u0131n ilk yar\u0131s\u0131nda 743 milyar 851,9 milyon lira prim \u00fcretti. Ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6neminde 576 milyar 846,5 milyon lira olan \u00fcretim nominal olarak y\u00fczde 29 artt\u0131.<\/p>\n<p class=\"wp-block-paragraph\">Bu d\u00f6nemdeki toplam prim \u00fcretiminin y\u00fczde 84,6\u2019s\u0131n\u0131 hayat d\u0131\u015f\u0131, y\u00fczde 15,4\u2019\u00fcn\u00fc ise hayat grubu olu\u015fturdu. Hayat grubu y\u00fczde 46,2, hayat d\u0131\u015f\u0131 ise y\u00fczde 26,2 b\u00fcy\u00fcd\u00fc. Y\u0131l\u0131n ilk 6 ayl\u0131k performans\u0131yla gelecek d\u00f6nem hedeflerine ili\u015fkin de\u011ferlendirmelerde bulunan TSB Ba\u015fkan\u0131 Ya\u015far, bu y\u0131l haziran ay\u0131 itibar\u0131yla sigorta sekt\u00f6r\u00fcn\u00fcn yakla\u015f\u0131k 744 milyar liral\u0131k prim \u00fcretimi ger\u00e7ekle\u015ftirdi\u011fini belirterek, bunun 629 milyar liras\u0131n\u0131n hayat d\u0131\u015f\u0131 sigortalardan, geri kalan k\u0131sm\u0131n\u0131n ise hayat sigortalar\u0131ndan elde edildi\u011fini kaydetti.<\/p>\n<p class=\"wp-block-paragraph\">Sigorta \u015firketlerinin baz\u0131 bran\u015flardaki rekabetine de\u011finerek, \u201cAsl\u0131nda T\u00fcrk sigorta sekt\u00f6r\u00fcn\u00fcn risklerin artt\u0131\u011f\u0131 bu d\u00f6nemde sigortal\u0131lar\u0131m\u0131za ya da sigortal\u0131 adaylar\u0131m\u0131za sigortal\u0131 olmak i\u00e7in iyi bir f\u0131rsat tan\u0131d\u0131\u011f\u0131 bir d\u00f6nemin i\u00e7erisindeyiz\u201d de\u011ferlendirmesinde bulunan Ya\u015far, sigorta fark\u0131ndal\u0131\u011f\u0131n\u0131n en \u00e7ok artt\u0131\u011f\u0131 bran\u015flar\u0131n ba\u015f\u0131nda sa\u011fl\u0131k sigortalar\u0131n\u0131n geldi\u011fini a\u00e7\u0131klad\u0131.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Sa\u011fl\u0131k sigortas\u0131na ihtiya\u00e7 artacak<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Ya\u015far, sigorta fark\u0131ndal\u0131\u011f\u0131n\u0131n en \u00e7ok artt\u0131\u011f\u0131 bran\u015flar\u0131n ba\u015f\u0131nda sa\u011fl\u0131k sigortalar\u0131n\u0131n geldi\u011fini dile getirerek, \u015funlar\u0131 kaydetti: \u201c\u00d6zellikle tamamlay\u0131c\u0131 sa\u011fl\u0131k alan\u0131nda vatanda\u015flar\u0131m\u0131z\u0131n talepleri, ihtiya\u00e7lar\u0131, sa\u011fl\u0131k sigortalar\u0131n\u0131n giderek daha \u00e7ok b\u00fcy\u00fcyen bir bran\u015f olmas\u0131n\u0131 ortaya koyuyor. Vatanda\u015flar\u0131m\u0131z, sa\u011fl\u0131k sigortalar\u0131 alan\u0131nda sisteme ne kadar erken girerlerse ve sistemde ne kadar kal\u0131c\u0131 olurlarsa s\u00fcrd\u00fcr\u00fclebilirli\u011fi o kadar sa\u011flayabileceklerini \u00f6\u011frenmi\u015f oldular, fark\u0131ndal\u0131klar\u0131 artm\u0131\u015f oldu. G\u00f6rece kampanya poli\u00e7eleri diyebilece\u011fimiz birtak\u0131m poli\u00e7elerin ge\u00e7ti\u011fimiz d\u00f6nemlerde piyasaya sunulmu\u015f olmas\u0131 ve onun devaml\u0131l\u0131\u011f\u0131n\u0131n gelmesi adetsel olarak birtak\u0131m k\u00fc\u00e7\u00fclmeleri bize g\u00f6sterse de bunun asl\u0131nda nitelikli sa\u011fl\u0131k poli\u00e7eleri a\u00e7\u0131s\u0131ndan, hem \u00f6zel sa\u011fl\u0131k sigortalar\u0131 hem tamamlay\u0131c\u0131 sa\u011fl\u0131k sigortalar\u0131 a\u00e7\u0131s\u0131ndan de\u011ferlendirdi\u011fimizde, artan bir trend i\u00e7erisinde oldu\u011funu g\u00f6r\u00fcyoruz. Vatanda\u015flar\u0131m\u0131z\u0131n sa\u011fl\u0131k sigortas\u0131na olan ilgisi art\u0131yor. \u00c7\u00fcnk\u00fc bir yandan n\u00fcfusumuz ya\u015f al\u0131yor. Dolay\u0131s\u0131yla bizim daha \u00e7ok sa\u011fl\u0131k sigortalar\u0131na ihtiyac\u0131m\u0131z\u0131 art\u0131r\u0131yor ki \u00f6n\u00fcm\u00fczdeki d\u00f6nemde ayn\u0131 zamanda ya\u015fl\u0131 bak\u0131m sigortalar\u0131na olan ihtiyac\u0131m\u0131z da art\u0131racak. Bunlar da bizim b\u00fcy\u00fcme alanlar\u0131m\u0131z\u0131n i\u00e7erisinde olan bran\u015flar.\u201d<\/p>\n<p class=\"wp-block-paragraph\">Trafik ve kasko sigortalar\u0131nda di\u011fer bran\u015flara g\u00f6re reel b\u00fcy\u00fcmenin ise daha d\u00fc\u015f\u00fck kald\u0131\u011f\u0131n\u0131 ifade eden Ya\u015far, \u201cBunda tabii hem \u015fu andaki enflasyonist ortam\u0131n etkisi hem de kredilerdeki daralman\u0131n etkisi var. Dolay\u0131s\u0131yla yeni ara\u00e7 al\u0131m sat\u0131m\u0131nda g\u00f6rece d\u00f6nemsel olarak bir daralma var. Bunlar bu bran\u015flardaki daralmaya sebep oluyor\u201d diye konu\u015ftu.<\/p>\n<p class=\"wp-block-paragraph\">Ya\u015far, SEDDK ile bir yandan yeni sigorta \u00fcr\u00fcnleri, t\u00fcrleri, alanlar\u0131 olu\u015ftururken bir yandan da d\u00fczenlemelerdeki mevzuattaki eksikliklerinin giderilmesi konusunda yak\u0131n \u00e7al\u0131\u015fma i\u00e7inde olduklar\u0131n\u0131 s\u00f6yledi.<\/p>\n<p class=\"wp-block-paragraph\">Art\u0131k b\u00fct\u00fcnle\u015fik sigorta ad\u0131n\u0131 verdikleri \u201cg\u00f6m\u00fcl\u00fc sigortac\u0131l\u0131k\u201d diye bilinen sigorta alanlar\u0131nda birtak\u0131m geli\u015ftirmeler olaca\u011f\u0131n\u0131 ifade eden Ya\u015far, \u201cBug\u00fcne kadar mevzuat\u0131n el verdi\u011fi alanlarda 6 milyon sigortal\u0131m\u0131z\u0131n ilk defa sigortayla tan\u0131\u015ft\u0131\u011f\u0131n\u0131 ve elektronik cihaz sigortalar\u0131nda, cep telefonu sigortalar\u0131nda, beyaz e\u015fya sigortalar\u0131nda \u2018g\u00f6m\u00fcl\u00fc sigortac\u0131l\u0131k\u2019 uygulamalar\u0131yla sigorta sistemiyle tan\u0131\u015ft\u0131\u011f\u0131n\u0131 g\u00f6r\u00fcyoruz. Bu uygulamalar\u0131n daha da derinle\u015fmesini ve bir\u00e7ok hizmet ve mal\u0131n bu manada sigortalanabilir olmas\u0131n\u0131 sa\u011flamaya \u00e7al\u0131\u015faca\u011f\u0131z\u201d ifadelerini kulland\u0131. (AA)<\/p>\n<h4 class=\"wp-block-heading\"><strong>\u201cT\u00fcrk sigorta sekt\u00f6r\u00fc<\/strong> <strong>3,5 trilyon liral\u0131k<\/strong> <strong>fon b\u00fcy\u00fckl\u00fc\u011f\u00fcne sahip\u201d<\/strong><\/h4>\n<p class=\"wp-block-paragraph\"><strong>TSB Ba\u015fkan\u0131 Ya\u015far<\/strong>, Bireysel Emeklilik Sistemi\u2019nde (BES) devlet katk\u0131s\u0131n\u0131n d\u00fc\u015f\u00fcr\u00fcld\u00fc\u011f\u00fcn\u00fc an\u0131msatarak, \u201cBireysel emeklilik sigortalar\u0131nda y\u0131lba\u015f\u0131nda devlet katk\u0131s\u0131nda 10 puanl\u0131k azalma s\u00f6z konusu oldu. Y\u00fczde 30\u2019dan y\u00fczde 20\u2019ye d\u00fc\u015ft\u00fc. Fakat burada bizim bekledi\u011fimiz gibi \u00f6zellikle bireysel emeklilik sigortalar\u0131n\u0131 satan sigorta \u015firketlerimizin, \u00f6zel emeklilik sigorta \u015firketlerimizin performanslar\u0131yla yeni sat\u0131\u015flarla burada bir poli\u00e7e kayb\u0131na yani toplam hacim kayb\u0131na rastlamad\u0131k. Bu sevindirici\u201d diye konu\u015ftu.<\/p>\n<p class=\"wp-block-paragraph\">BES\u2019te kat\u0131l\u0131mc\u0131 say\u0131s\u0131 ve s\u00f6zle\u015fme say\u0131s\u0131n\u0131n artt\u0131\u011f\u0131na dikkati \u00e7eken Ya\u015far, \u201cBES\u2019te 2,5 trilyon lira civar\u0131nda bir fonumuz var. Otomatik Kat\u0131l\u0131m Sistemi\u2019nde her ne kadar hen\u00fcz 100 milyar liral\u0131k bir fon olsa da kat\u0131l\u0131mc\u0131 say\u0131s\u0131nda art\u0131\u015flar ya\u015f\u0131yoruz ve bu alandaki \u00f6zellikle \u00f6n\u00fcm\u00fczdeki d\u00f6nemde Tamamlay\u0131c\u0131 Emeklilik Sistemine giden yoldaki \u00e7al\u0131\u015fmalar\u0131m\u0131z\u0131 da bir yandan s\u00fcrd\u00fcr\u00fcyoruz\u201d \u015feklinde konu\u015ftu.<br \/>Finansal piyasalar\u0131n derinle\u015fmesi ve dayan\u0131kl\u0131l\u0131\u011f\u0131n artmas\u0131, manip\u00fclasyonlar\u0131n azalmas\u0131 a\u00e7\u0131s\u0131ndan bireysel emeklilik fonlar\u0131n\u0131n ve sigorta fonlar\u0131n\u0131n \u00e7ok b\u00fcy\u00fck \u00f6nemi oldu\u011funu aktaran Ya\u015far, sigorta fonlar\u0131n\u0131n uzun d\u00f6nemli, uzun kaynakl\u0131 fonlar oldu\u011funu ve bu fonlar\u0131n b\u00fcy\u00fcyor olmas\u0131n\u0131n sadece sigorta sekt\u00f6r\u00fc a\u00e7\u0131s\u0131ndan de\u011fil ekonomik a\u00e7\u0131dan da \u00f6nemli oldu\u011funu ifade etti.<\/p>\n<p class=\"wp-block-paragraph\">Ya\u015far, BES fonlar\u0131n\u0131n 2,5 trilyon lira ve sigorta \u015firketlerinin di\u011fer fonlar\u0131n\u0131n yakla\u015f\u0131k 1 trilyon lira oldu\u011funu dile getirerek, \u201cT\u00fcrk sigorta sekt\u00f6r\u00fc, sigorta \u015firketlerimizin di\u011fer fonlar\u0131yla birlikte toplam 3,5 trilyon liral\u0131k bir fon b\u00fcy\u00fckl\u00fc\u011f\u00fcne sahip. Bu haliyle bile T\u00fcrkiye\u2019nin en b\u00fcy\u00fck kurumsal yat\u0131r\u0131mc\u0131s\u0131 durumunda\u201d a\u00e7\u0131klamas\u0131n\u0131 yapt\u0131.<\/p>\n<h4 class=\"wp-block-heading\"><strong>\u201cTopyek\u00fcn sigortac\u0131l\u0131\u011f\u0131 b\u00fcy\u00fctmek<\/strong> <strong>ad\u0131na da \u00e7al\u0131\u015fmalar var\u201d<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Ya\u015far, hayat ve hayat d\u0131\u015f\u0131 alan\u0131nda kat\u0131l\u0131m sigortac\u0131l\u0131\u011f\u0131n\u0131n konvansiyonel sigortac\u0131l\u0131\u011fa g\u00f6re daha h\u0131zl\u0131 b\u00fcy\u00fcd\u00fc\u011f\u00fcne i\u015faret ederek, bu alanda faaliyet g\u00f6steren \u015firketlerin b\u00fcy\u00fcme oranlar\u0131n\u0131n daha y\u00fcksek oldu\u011funu g\u00f6rd\u00fcklerini belirtti.<\/p>\n<p class=\"wp-block-paragraph\">BES taraf\u0131nda da vatanda\u015flar\u0131n oransal olarak y\u00fczde 30\u2019lardan daha y\u00fcksek bir miktarda kat\u0131l\u0131m fonlar\u0131n\u0131 tercih ettiklerini bildiren Ya\u015far, \u201cBu rakamlar kat\u0131l\u0131m sigortac\u0131l\u0131\u011f\u0131 a\u00e7\u0131s\u0131ndan umut verici. Bu alanda Sigortac\u0131l\u0131k ve \u00d6zel Emeklilik D\u00fczenleme ve Denetleme Kurumu (SEDDK) birtak\u0131m yeni geli\u015ftirmeler ve d\u00fczenlemeler i\u00e7inde. Sekt\u00f6rle isti\u015fare etti\u011fi alanlar var. \u00d6zellikle kat\u0131l\u0131m sigortalar\u0131na eri\u015fimi, ula\u015f\u0131m\u0131 h\u0131zland\u0131rmak, kolayla\u015ft\u0131rmak ve vatanda\u015flar\u0131m\u0131z\u0131n bu alandaki fark\u0131ndal\u0131\u011f\u0131n\u0131 art\u0131rarak, tercihlerini \u00e7o\u011faltarak topyek\u00fcn sigortac\u0131l\u0131\u011f\u0131 b\u00fcy\u00fctmek ad\u0131na da \u00e7al\u0131\u015fmalar var\u201d de\u011ferlendirmelerinde bulundu.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Sekt\u00f6r i\u00e7in \u00f6nemli \u00e7\u00f6z\u00fcmler devreye girdi<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Ya\u015far, SEDDK\u2019nin, trafik sigortalar\u0131ndaki de\u011fer kayb\u0131 kaynakl\u0131 uyu\u015fmazl\u0131klar\u0131n asgari seviyeye indirilmesi ve tazminat s\u00fcre\u00e7lerinin etkin, adil ve h\u0131zl\u0131 \u015fekilde y\u00f6netilmesi amac\u0131yla haz\u0131rlanan eylem plan\u0131 kapsam\u0131ndaki yap\u0131sal reformlar\u0131n\u0131 hat\u0131rlatarak, yap\u0131lan d\u00fczenlemelerin sekt\u00f6r i\u00e7in h\u0131zl\u0131 ve \u00f6nemli \u00e7\u00f6z\u00fcmler oldu\u011fundan bahsetti.<\/p>\n<p class=\"wp-block-paragraph\">Ufak trafik kazas\u0131 oldu\u011funda bile hemen kendilerini telefonla arayan ya da kaza yerine gelerek kendisinden vekaletname almaya \u00e7al\u0131\u015fan birtak\u0131m yap\u0131larla kar\u015f\u0131 kar\u015f\u0131ya olundu\u011funu aktaran Ya\u015far, \u201cBunlar\u0131n uzun y\u0131llard\u0131r organize bir \u015fekilde hareket ettikleri art\u0131k gayet a\u015fikar bir \u015fekilde ortada. Dolay\u0131s\u0131yla bu yap\u0131larla m\u00fccadele a\u00e7\u0131s\u0131ndan hem Ki\u015fisel Verileri Koruma Kurulumuzun ald\u0131\u011f\u0131 ilke karar\u0131 hem de SEDDK\u2019nin bu konuda yapt\u0131\u011f\u0131 yeni d\u00fczenlemeler art\u0131k bu \u00f6rg\u00fctlerle m\u00fccadeleyi ve hukuki yollarla, savc\u0131l\u0131k a\u015famalar\u0131yla bunlarla m\u00fccadelenin \u00f6n\u00fcn\u00fc a\u00e7m\u0131\u015f durumda\u201d diye konu\u015ftu.<\/p>\n<h4 class=\"wp-block-heading\"><strong>\u201cSigorta yoluyla \u00f6nce diren\u00e7li<\/strong> <strong>\u015fehirlere ula\u015fmam\u0131z laz\u0131m\u201d<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Ya\u015far, T\u00fcrkiye\u2019nin bulundu\u011fu jeopolitik konum ve d\u00fcnyadaki iklim de\u011fi\u015fikli\u011fine de de\u011finerek, koruma a\u00e7\u0131klar\u0131n\u0131n h\u0131zla kapat\u0131lmas\u0131 gerekti\u011fini, zorunlu deprem sigortas\u0131nda y\u00fczde 58\u2019ler civar\u0131nda bir sigortal\u0131l\u0131k oran\u0131 oldu\u011funu s\u00f6yledi.<\/p>\n<p class=\"wp-block-paragraph\">6 \u015eubat 2023\u2019teki Kahramanmara\u015f merkezli depremleri an\u0131msatan Ya\u015far, \u201cAntakya\u2019da g\u00f6rd\u00fck, depremden birka\u00e7 hafta sonra h\u0131zla y\u00fckselen sigortal\u0131l\u0131k oranlar\u0131 tekrar 2 ay ge\u00e7meden s\u00f6n\u00fcmlenmeye ba\u015flad\u0131 ve a\u015fa\u011f\u0131ya d\u00fc\u015ft\u00fc. Yani vatanda\u015flar\u0131m\u0131z maalesef bu ger\u00e7e\u011fi g\u00f6rmezden geliyor. Sigortal\u0131l\u0131k oran\u0131n\u0131 art\u0131rmam\u0131z laz\u0131m. Hepimizin refah\u0131, \u00fclkemizin refah\u0131 ve s\u00fcrd\u00fcr\u00fclebilirlik a\u00e7\u0131s\u0131ndan, en medeni enstr\u00fcman olan sigorta yoluyla \u00f6nce diren\u00e7li \u015fehirlere ula\u015fmam\u0131z laz\u0131m. Kentsel d\u00f6n\u00fc\u015f\u00fcme ihtiyac\u0131m\u0131z var. Kentsel d\u00f6n\u00fc\u015f\u00fcm\u00fcn ger\u00e7ekle\u015febilmesi i\u00e7in de bina tamamlama sigortas\u0131na ihtiyac\u0131m\u0131z var\u201d ifadelerini kulland\u0131.<\/p>\n<p class=\"wp-block-paragraph\">Ya\u015far, sadece deprem sigortas\u0131n\u0131n de\u011fil ayn\u0131 zamanda T\u00fcrkiye\u2019de ya\u015fanabilecek do\u011fal afetler i\u00e7in de koruma a\u00e7\u0131\u011f\u0131n\u0131 kapatacak Zorunlu Afet Sigortas\u0131na (ZAS) y\u00f6nelik \u00e7al\u0131\u015fmalar\u0131 da tamamlad\u0131klar\u0131n\u0131 vurgulad\u0131.<\/p>\n<p class=\"wp-block-paragraph\">Ahmet Ya\u015far, \u201cBir an \u00f6nce ZAS\u2019\u0131n yasala\u015fmas\u0131n\u0131 ve \u00fclkemizin koruma a\u00e7\u0131klar\u0131n\u0131n kapanmas\u0131na \u00f6nemli bir i\u015flev sa\u011flamas\u0131n\u0131 ve COP31\u2019e giderken de bu i\u015fin hayata ge\u00e7mi\u015f olmas\u0131n\u0131 istiyoruz ve bekliyoruz\u201d dedi.<\/p>\n<h4 class=\"wp-block-heading\"><strong>\u201c2030 y\u0131l\u0131 hedeflerinde<\/strong> <strong>50 milyar dolarl\u0131k prim<\/strong> <strong>hacmine ula\u015fma hedefimiz var\u201d<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">TSB Ba\u015fkan\u0131 Ya\u015far, primsel olarak reel b\u00fcy\u00fcmeyi ger\u00e7ekle\u015ftiremeseler de \u00f6n g\u00f6stergelerin adetsel b\u00fcy\u00fcmelerin ba\u015flad\u0131\u011f\u0131n\u0131 g\u00f6sterdi\u011fine dikkati \u00e7ekerek, bu b\u00fcy\u00fcmenin devam edece\u011fini beklediklerini dile getirdi.<\/p>\n<p class=\"wp-block-paragraph\">2025\u2019te 1,2 trilyon liral\u0131k prim \u00fcretimi ger\u00e7ekle\u015ftirdiklerini, 31 milyar dolarl\u0131k bir \u00fcretim hacmine ula\u015ft\u0131klar\u0131n\u0131 hat\u0131rlatarak, \u201cBu y\u0131l\u0131 1,7 trilyon lira, 1,8 trilyon lira yani 2 trilyon liraya yakla\u015fan bir prim \u00fcretimi hacmiyle kapataca\u011f\u0131m\u0131z\u0131 d\u00fc\u015f\u00fcn\u00fcyoruz. Birli\u011fimizin ortaya koydu\u011fu 2030 y\u0131l\u0131 hedeflerinde 50 milyar dolarl\u0131k bir prim hacmine ula\u015fma hedefimiz var. Dolay\u0131s\u0131yla dolar baz\u0131nda da bu sene b\u00fcy\u00fcmeyi ger\u00e7ekle\u015ftirece\u011fimize inan\u0131yorum. 2025 y\u0131l\u0131n\u0131 y\u00fczde 2,68 penetrasyon oran\u0131yla kapatm\u0131\u015ft\u0131k. Bu y\u0131l as\u0131l hedefimiz olan y\u00fczde 5\u2019lere biraz daha yakla\u015faca\u011f\u0131m\u0131za inan\u0131yorum\u201d diye konu\u015ftu.<\/p>\n<p class=\"wp-block-paragraph\">\n<div class=\"twitter-share\"><a href=\"https:\/\/twitter.com\/intent\/tweet?url=https%3A%2F%2Fsigortamedya.com.tr%2Fsigorta-farkindaliginin-en-cok-arttigi-brans-saglik%2F&amp;via=sigortamedya\" class=\"twitter-share-button\">Tweet<\/a><\/div>\n<\/p>","protected":false},"excerpt":{"rendered":"<p>\u201cT\u00fcrk sigorta sekt\u00f6r\u00fcn\u00fcn risklerin artt\u0131\u011f\u0131 bu d\u00f6nemde sigortal\u0131lar\u0131m\u0131za ya da sigortal\u0131 adaylar\u0131m\u0131za sigortal\u0131 olmak i\u00e7in iyi bir f\u0131rsat tan\u0131d\u0131\u011f\u0131 bir d\u00f6nemin i\u00e7erisindeyiz\u201d diyen TSB Ba\u015fkan\u0131 Ahmet Ya\u015far, sigorta fark\u0131ndal\u0131\u011f\u0131n\u0131n en \u00e7ok artt\u0131\u011f\u0131 bran\u015flar\u0131n ba\u015f\u0131nda sa\u011fl\u0131k sigortalar\u0131n\u0131n geldi\u011fini a\u00e7\u0131klad\u0131. T\u00fcrkiye Sigorta<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-787","post","type-post","status-publish","format-standard","hentry","category-genel"],"_links":{"self":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/787","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=787"}],"version-history":[{"count":0,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/787\/revisions"}],"wp:attachment":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=787"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=787"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=787"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}