{"id":812,"date":"2026-08-05T20:07:24","date_gmt":"2026-08-05T17:07:24","guid":{"rendered":"https:\/\/sigorta.nesiblog.com\/?p=812"},"modified":"2026-08-05T20:07:24","modified_gmt":"2026-08-05T17:07:24","slug":"tsb-2025-sektor-raporunu-acikladi","status":"publish","type":"post","link":"https:\/\/sigorta.nesiblog.com\/?p=812","title":{"rendered":"TSB, 2025 Sekt\u00f6r Raporu\u2019nu a\u00e7\u0131klad\u0131"},"content":{"rendered":"<h4 class=\"wp-block-heading\"><strong>T\u00fcrkiye Sigorta Birli\u011fi(TSB), 2025 Sekt\u00f6r Raporu\u2019nu a\u00e7\u0131klad\u0131. Sigorta sekt\u00f6r\u00fc 2025 y\u0131l\u0131nda 182 milyar TL net k\u00e2r elde etti.<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">\u200bT\u00fcrkiye Sigorta Birli\u011fi (TSB), sigorta ve bireysel emeklilik sekt\u00f6r\u00fcn\u00fcn 2025 y\u0131l\u0131 performans\u0131n\u0131 ortaya koyan 2025 Sekt\u00f6r Raporu verilerini payla\u015ft\u0131. Rapora g\u00f6re sekt\u00f6r, enflasyonun \u00fczerinde sergiledi\u011fi g\u00fc\u00e7l\u00fc performansla bir yandan b\u00fcy\u00fcmesini s\u00fcrd\u00fcr\u00fcrken di\u011fer yandan \u00fclke ekonomisine sa\u011flad\u0131\u011f\u0131 g\u00fcvenceyi ve finansal deste\u011fi art\u0131rmaya devam etti.<\/p>\n<h4 class=\"wp-block-heading\">\u200b<strong>Prim \u00fcretiminde y\u00fczde 46\u2019l\u0131k art\u0131\u015f\u00a0<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">\u200b2025 y\u0131l\u0131n\u0131 rekor g\u00f6stergelerle geride b\u0131rakan sekt\u00f6r\u00fcn toplam prim \u00fcretimi, bir \u00f6nceki y\u0131la g\u00f6re %46 art\u0131\u015f g\u00f6stererek 1,2 trilyon TL seviyesine ula\u015ft\u0131. Mali yap\u0131s\u0131n\u0131 her ge\u00e7en g\u00fcn\u00a0sa\u011flamla\u015ft\u0131ran sigortac\u0131l\u0131k ve emeklilik sekt\u00f6r\u00fcn\u00fcn toplam aktif b\u00fcy\u00fckl\u00fc\u011f\u00fc 3,8 trilyon TL\u2019ye y\u00fckselirken, net k\u00e2r\u0131 ise 182 milyar TL s\u0131n\u0131r\u0131n\u0131 a\u015ft\u0131.<\/p>\n<h4 class=\"wp-block-heading\">\u200b<strong>1,3 Katrilyon TL teminat<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">\u200bSigorta sekt\u00f6r\u00fc sadece riskleri g\u00fcvence alt\u0131na almakla kalmay\u0131p s\u00fcrd\u00fcr\u00fclebilir ekonomik b\u00fcy\u00fcmeyi de desteklemeyi s\u00fcrd\u00fcrd\u00fc. Y\u0131l boyunca vatanda\u015flar\u0131n ve i\u015fletmelerin ma\u011fduriyetlerini gidermek ad\u0131na 498,5 milyar TL hasar \u00f6demesi ger\u00e7ekle\u015ftiren sekt\u00f6r, \u00fclke genelinde sa\u011flad\u0131\u011f\u0131 1,3 katrilyon TL\u2019lik dev teminat hacmi ve 3,2 trilyon TL\u2019lik fon b\u00fcy\u00fckl\u00fc\u011f\u00fcyle ekonominin ana \u00e7arklar\u0131ndan biri oldu\u011funu kan\u0131tlad\u0131.<\/p>\n<h4 class=\"wp-block-heading\">\u200b<strong>BES\u2019te kat\u0131l\u0131mc\u0131 say\u0131s\u0131 10 milyonu a\u015ft\u0131<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">\u200bUzun vadeli tasarruflar\u0131n g\u00fcvenli adresi olmaya devam eden Bireysel Emeklilik Sistemi (BES) ve\u00a0Otomatik Kat\u0131l\u0131m Sistemi (OKS) toplam\u0131nda fon b\u00fcy\u00fckl\u00fc\u011f\u00fc 2,2 trilyon TL\u2019ye ula\u015ft\u0131. Yaln\u0131zca BES taraf\u0131nda devlet katk\u0131s\u0131 d\u00e2hil fon b\u00fcy\u00fckl\u00fc\u011f\u00fc 2 trilyon TL olurken, sisteme kay\u0131tl\u0131 kat\u0131l\u0131mc\u0131 say\u0131s\u0131 10,2 milyon ki\u015fiye y\u00fckseldi. \u00d6zellikle 18 ya\u015f alt\u0131 BES kat\u0131l\u0131mc\u0131 say\u0131s\u0131n\u0131n 1,6 milyon seviyesini a\u015fmas\u0131, toplumda erken ya\u015fta tasarruf bilincinin yerle\u015fti\u011fini g\u00f6steren en dikkat \u00e7ekici verilerden biri oldu.<\/p>\n<h4 class=\"wp-block-heading\">\u200b<strong>Penetrasyon oran\u0131 y\u00fckseli\u015fte<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">\u200bSigortac\u0131l\u0131\u011f\u0131n milli gelire oran\u0131n\u0131 ifade eden penetrasyon seviyesi, 2025 y\u0131l\u0131 sonunda y\u00fczde 2,62\u2019ye y\u00fckseldi. Toplumsal sigorta bilincini art\u0131rmaya d\u00f6n\u00fck \u00e7al\u0131\u015fmalar h\u0131z kazan\u0131rken, sekt\u00f6r\u00fcn 2030 y\u0131l\u0131 i\u00e7in hedefledi\u011fi y\u00fczde 4,7 penetrasyon oran\u0131 do\u011frultusunda kararl\u0131l\u0131kla ilerlendi\u011fi vurguland\u0131.<\/p>\n<h4 class=\"wp-block-heading\">\u200b<strong>2026\u2019da odak ye\u015fil d\u00f6n\u00fc\u015f\u00fcm ve dijitalle\u015fme<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">\u200bSekt\u00f6r\u00fcn gelece\u011fe d\u00f6n\u00fck vizyonuna da yer verilen raporda, 2026 y\u0131l\u0131 \u00f6ncelikleri belirlendi. \u00d6n\u00fcm\u00fczdeki d\u00f6nemde sekt\u00f6r\u00fcn yeni b\u00fcy\u00fcme motorlar\u0131; yapay zek\u00e2 destekli sigortac\u0131l\u0131k \u00e7\u00f6z\u00fcmleri, dijitalle\u015fme, iklim risklerinin y\u00f6netimi, paramatrik sigortalar, yat\u0131r\u0131m fonlu hayat \u00fcr\u00fcnleri ve ye\u015fil d\u00f6n\u00fc\u015f\u00fcm odakl\u0131 poli\u00e7eler olacak.<\/p>\n<p class=\"wp-block-paragraph\">sa\u011flamla\u015ft\u0131ran sigortac\u0131l\u0131k ve emeklilik sekt\u00f6r\u00fcn\u00fcn toplam aktif b\u00fcy\u00fckl\u00fc\u011f\u00fc 3,8 trilyon TL\u2019ye y\u00fckselirken, net k\u00e2r\u0131 ise 182 milyar TL s\u0131n\u0131r\u0131n\u0131 a\u015ft\u0131.<\/p>\n<p class=\"wp-block-paragraph\">\u200b<strong>1,3 Katrilyon TL teminat<\/strong><\/p>\n<p class=\"wp-block-paragraph\">\u200bSigorta sekt\u00f6r\u00fc sadece riskleri g\u00fcvence alt\u0131na almakla kalmay\u0131p s\u00fcrd\u00fcr\u00fclebilir ekonomik b\u00fcy\u00fcmeyi de desteklemeyi s\u00fcrd\u00fcrd\u00fc. Y\u0131l boyunca vatanda\u015flar\u0131n ve i\u015fletmelerin ma\u011fduriyetlerini gidermek ad\u0131na 498,5 milyar TL hasar \u00f6demesi ger\u00e7ekle\u015ftiren sekt\u00f6r, \u00fclke genelinde sa\u011flad\u0131\u011f\u0131 1,3 katrilyon TL\u2019lik dev teminat hacmi ve 3,2 trilyon TL\u2019lik fon b\u00fcy\u00fckl\u00fc\u011f\u00fcyle ekonominin ana \u00e7arklar\u0131ndan biri oldu\u011funu kan\u0131tlad\u0131.<\/p>\n<p class=\"wp-block-paragraph\">\u200b<strong>BES\u2019te kat\u0131l\u0131mc\u0131 say\u0131s\u0131 10 milyonu a\u015ft\u0131<\/strong><\/p>\n<p class=\"wp-block-paragraph\">\u200bUzun vadeli tasarruflar\u0131n g\u00fcvenli adresi olmaya devam eden Bireysel Emeklilik Sistemi (BES) ve\u00a0<\/p>\n<p class=\"wp-block-paragraph\">Otomatik Kat\u0131l\u0131m Sistemi (OKS) toplam\u0131nda fon b\u00fcy\u00fckl\u00fc\u011f\u00fc 2,2 trilyon TL\u2019ye ula\u015ft\u0131. Yaln\u0131zca BES taraf\u0131nda devlet katk\u0131s\u0131 d\u00e2hil fon b\u00fcy\u00fckl\u00fc\u011f\u00fc 2 trilyon TL olurken, sisteme kay\u0131tl\u0131 kat\u0131l\u0131mc\u0131 say\u0131s\u0131 10,2 milyon ki\u015fiye y\u00fckseldi. \u00d6zellikle 18 ya\u015f alt\u0131 BES kat\u0131l\u0131mc\u0131 say\u0131s\u0131n\u0131n 1,6 milyon seviyesini a\u015fmas\u0131, toplumda erken ya\u015fta tasarruf bilincinin yerle\u015fti\u011fini g\u00f6steren en dikkat \u00e7ekici verilerden biri oldu.<\/p>\n<p class=\"wp-block-paragraph\">\u200b<strong>Penetrasyon oran\u0131 y\u00fckseli\u015fte<\/strong><\/p>\n<p class=\"wp-block-paragraph\">\u200bSigortac\u0131l\u0131\u011f\u0131n milli gelire oran\u0131n\u0131 ifade eden penetrasyon seviyesi, 2025 y\u0131l\u0131 sonunda y\u00fczde 2,62\u2019ye y\u00fckseldi. Toplumsal sigorta bilincini art\u0131rmaya d\u00f6n\u00fck \u00e7al\u0131\u015fmalar h\u0131z kazan\u0131rken, sekt\u00f6r\u00fcn 2030 y\u0131l\u0131 i\u00e7in hedefledi\u011fi y\u00fczde 4,7 penetrasyon oran\u0131 do\u011frultusunda kararl\u0131l\u0131kla ilerlendi\u011fi vurguland\u0131.<\/p>\n<p class=\"wp-block-paragraph\">\u200b<strong>2026\u2019da odak ye\u015fil d\u00f6n\u00fc\u015f\u00fcm ve dijitalle\u015fme<\/strong><\/p>\n<p class=\"wp-block-paragraph\">\u200bSekt\u00f6r\u00fcn gelece\u011fe d\u00f6n\u00fck vizyonuna da yer verilen raporda, 2026 y\u0131l\u0131 \u00f6ncelikleri belirlendi. \u00d6n\u00fcm\u00fczdeki d\u00f6nemde sekt\u00f6r\u00fcn yeni b\u00fcy\u00fcme motorlar\u0131; yapay zek\u00e2 destekli sigortac\u0131l\u0131k \u00e7\u00f6z\u00fcmleri, dijitalle\u015fme, iklim risklerinin y\u00f6netimi, paramatrik sigortalar, yat\u0131r\u0131m fonlu hayat \u00fcr\u00fcnleri ve ye\u015fil d\u00f6n\u00fc\u015f\u00fcm odakl\u0131 poli\u00e7eler olacak.<\/p>\n<p class=\"wp-block-paragraph\">\n<div class=\"twitter-share\"><a href=\"https:\/\/twitter.com\/intent\/tweet?url=https%3A%2F%2Fsigortamedya.com.tr%2Ftsb-2025-sektor-raporunu-acikladi%2F&amp;via=sigortamedya\" class=\"twitter-share-button\">Tweet<\/a><\/div>\n<\/p>","protected":false},"excerpt":{"rendered":"<p>T\u00fcrkiye Sigorta Birli\u011fi(TSB), 2025 Sekt\u00f6r Raporu\u2019nu a\u00e7\u0131klad\u0131. Sigorta sekt\u00f6r\u00fc 2025 y\u0131l\u0131nda 182 milyar TL net k\u00e2r elde etti. \u200bT\u00fcrkiye Sigorta Birli\u011fi (TSB), sigorta ve bireysel emeklilik sekt\u00f6r\u00fcn\u00fcn 2025 y\u0131l\u0131 performans\u0131n\u0131 ortaya koyan 2025 Sekt\u00f6r Raporu verilerini payla\u015ft\u0131. Rapora g\u00f6re sekt\u00f6r,<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-812","post","type-post","status-publish","format-standard","hentry","category-genel"],"_links":{"self":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/812","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=812"}],"version-history":[{"count":0,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/812\/revisions"}],"wp:attachment":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=812"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=812"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=812"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}