{"id":824,"date":"2026-08-07T16:30:54","date_gmt":"2026-08-07T13:30:54","guid":{"rendered":"https:\/\/sigorta.nesiblog.com\/?p=824"},"modified":"2026-08-07T16:30:54","modified_gmt":"2026-08-07T13:30:54","slug":"seddk-eksper-sureci-devam-eden-hasarlarda-tahkim-uygulamasini-netlestirdi","status":"publish","type":"post","link":"https:\/\/sigorta.nesiblog.com\/?p=824","title":{"rendered":"SEDDK, eksper s\u00fcreci devam eden hasarlarda tahkim uygulamas\u0131n\u0131 netle\u015ftirdi"},"content":{"rendered":"<h4 class=\"wp-block-heading\"><strong>Sigortac\u0131l\u0131k ve \u00d6zel Emeklilik D\u00fczenleme ve Denetleme Kurumu (SEDDK), motorlu ara\u00e7 sigortalar\u0131 kapsam\u0131nda Sigorta Tahkim Komisyonu\u2019na yap\u0131lacak ba\u015fvurulara ili\u015fkin sirk\u00fcler yay\u0131mlad\u0131. Sirk\u00fclere g\u00f6re, sigorta \u015firketinin s\u00fcresi i\u00e7inde eksper atamas\u0131 yapt\u0131\u011f\u0131 ve eksper raporunun sigortac\u0131dan kaynaklanmayan nedenlerle hen\u00fcz tamamlanmad\u0131\u011f\u0131 durumlarda, bu durum ba\u015fvurunun reddedildi\u011fi veya uyu\u015fmazl\u0131k olu\u015ftu\u011fu \u015feklinde de\u011ferlendirilmeyecek.<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Sigortac\u0131l\u0131k ve \u00d6zel Emeklilik D\u00fczenleme ve Denetleme Kurumu (SEDDK), \u201cMotorlu Ara\u00e7 Sigortalar\u0131 Kapsam\u0131nda Sigorta Tahkim Komisyonuna Yap\u0131lacak Ba\u015fvurular Hakk\u0131nda Kurum Sirk\u00fcleri (2026\/02)\u201d yay\u0131mlad\u0131.<\/p>\n<p class=\"wp-block-paragraph\">5 A\u011fustos 2026 tarihli ve 1862 say\u0131l\u0131 Kurul Karar\u0131 do\u011frultusunda yay\u0131mlanan sirk\u00fclerde, kara ara\u00e7lar\u0131 kasko sigortas\u0131 ile karayollar\u0131 motorlu ara\u00e7lar zorunlu mali sorumluluk sigortas\u0131 kapsam\u0131nda Sigorta Tahkim Komisyonu\u2019na yap\u0131lacak ba\u015fvurularda uygulanacak esaslara a\u00e7\u0131kl\u0131k getirildi.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Tahkim ba\u015fvurusu i\u00e7in mevcut h\u00fck\u00fcmler hat\u0131rlat\u0131ld\u0131<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Sirk\u00fclerde, 5684 say\u0131l\u0131 Sigortac\u0131l\u0131k Kanunu\u2019nun 30\u2019uncu maddesi uyar\u0131nca Sigorta Tahkim Komisyonu\u2019na ba\u015fvurulabilmesi i\u00e7in, sigortal\u0131n\u0131n veya zarar g\u00f6renin \u00f6ncelikle ilgili sigorta kurulu\u015funa ba\u015fvuruda bulunmas\u0131, talebinin k\u0131smen ya da tamamen olumsuz sonu\u00e7land\u0131\u011f\u0131n\u0131 belgelemesi veya sigorta kurulu\u015funun ba\u015fvuru tarihinden itibaren 15 i\u015f g\u00fcn\u00fc i\u00e7inde yaz\u0131l\u0131 cevap vermemesi gerekti\u011fi hat\u0131rlat\u0131ld\u0131.<\/p>\n<p class=\"wp-block-paragraph\">Ayr\u0131ca, 2918 say\u0131l\u0131 Karayollar\u0131 Trafik Kanunu\u2019nun 97\u2019nci maddesinde de zarar g\u00f6renin dava veya tahkim yoluna ba\u015fvurmadan \u00f6nce ilgili sigorta kurulu\u015funa yaz\u0131l\u0131 ba\u015fvuruda bulunmas\u0131n\u0131n zorunlu oldu\u011fu, sigorta kurulu\u015funun ba\u015fvuruyu en ge\u00e7 15 g\u00fcn i\u00e7inde yaz\u0131l\u0131 olarak cevaplamamas\u0131 veya verilen cevab\u0131n talebi kar\u015f\u0131lamad\u0131\u011f\u0131 konusunda uyu\u015fmazl\u0131k bulunmas\u0131 halinde dava a\u00e7\u0131labilece\u011fi ya da 5684 say\u0131l\u0131 Kanun \u00e7er\u00e7evesinde tahkime ba\u015fvurulabilece\u011fi h\u00fckm\u00fcne yer verildi\u011fi belirtildi.<\/p>\n<p class=\"wp-block-paragraph\">Sirk\u00fclerde ayr\u0131ca, Sigortac\u0131l\u0131kta Tahkime \u0130li\u015fkin Y\u00f6netmelik\u2019in 16\u2019nc\u0131 maddesinin ikinci f\u0131kras\u0131 uyar\u0131nca raport\u00f6r taraf\u0131ndan yap\u0131lan \u00f6n incelemede, sigorta kurulu\u015funa gerekli ba\u015fvurunun yap\u0131l\u0131p yap\u0131lmad\u0131\u011f\u0131, talebin k\u0131smen veya tamamen olumsuz sonu\u00e7lan\u0131p sonu\u00e7lanmad\u0131\u011f\u0131 ile sigorta kurulu\u015funun 15 i\u015f g\u00fcn\u00fc i\u00e7inde cevap verip vermedi\u011finin de\u011ferlendirildi\u011fi ifade edildi.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Eksper raporunun beklenmesi tek ba\u015f\u0131na tahkim gerek\u00e7esi olmayacak<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">SEDDK, kara ara\u00e7lar\u0131 kasko sigortas\u0131 ve karayollar\u0131 motorlu ara\u00e7lar zorunlu mali sorumluluk sigortas\u0131 kapsam\u0131nda ekspertiz s\u00fcreci hen\u00fcz tamamlanmam\u0131\u015f maddi hasarlara ili\u015fkin Tahkim Komisyonu ba\u015fvurular\u0131na y\u00f6nelik uygulamaya da a\u00e7\u0131kl\u0131k getirdi.<\/p>\n<p class=\"wp-block-paragraph\">Buna g\u00f6re, sigorta kurulu\u015funun ilgili mevzuatta \u00f6ng\u00f6r\u00fclen s\u00fcre i\u00e7inde eksper atamas\u0131n\u0131 yapmas\u0131 ve eksper raporunun sigortac\u0131ya y\u00fcklenemeyecek etkenler nedeniyle hen\u00fcz tamamlanmad\u0131\u011f\u0131n\u0131n Sigorta Bilgi ve G\u00f6zetim Merkezi (SBM) sistemleri \u00fczerinden belgelendirilmesi halinde, talebin k\u0131smen veya tamamen olumsuz sonu\u00e7land\u0131\u011f\u0131 ya da verilen cevab\u0131n talebi kar\u015f\u0131lamad\u0131\u011f\u0131 y\u00f6n\u00fcnde bir uyu\u015fmazl\u0131\u011f\u0131n bulundu\u011fu kabul edilmeyecek.<\/p>\n<p class=\"wp-block-paragraph\">Bu kapsamda, eksper raporunun sigorta \u015firketinden kaynaklanmayan nedenlerle hen\u00fcz tamamlanmam\u0131\u015f olmas\u0131, tek ba\u015f\u0131na Sigorta Tahkim Komisyonu\u2019na ba\u015fvuru \u015fartlar\u0131n\u0131n olu\u015ftu\u011fu anlam\u0131na gelmeyecek.<\/p>\n<p class=\"wp-block-paragraph\">\n<div class=\"twitter-share\"><a href=\"https:\/\/twitter.com\/intent\/tweet?url=https%3A%2F%2Fsigortamedya.com.tr%2Fseddk-eksper-sureci-devam-eden-hasarlarda-tahkim-uygulamasini-netlestirdi%2F&amp;via=sigortamedya\" class=\"twitter-share-button\">Tweet<\/a><\/div>\n<\/p>","protected":false},"excerpt":{"rendered":"<p>Sigortac\u0131l\u0131k ve \u00d6zel Emeklilik D\u00fczenleme ve Denetleme Kurumu (SEDDK), motorlu ara\u00e7 sigortalar\u0131 kapsam\u0131nda Sigorta Tahkim Komisyonu\u2019na yap\u0131lacak ba\u015fvurulara ili\u015fkin sirk\u00fcler yay\u0131mlad\u0131. Sirk\u00fclere g\u00f6re, sigorta \u015firketinin s\u00fcresi i\u00e7inde eksper atamas\u0131 yapt\u0131\u011f\u0131 ve eksper raporunun sigortac\u0131dan kaynaklanmayan nedenlerle hen\u00fcz tamamlanmad\u0131\u011f\u0131 durumlarda, bu<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-824","post","type-post","status-publish","format-standard","hentry","category-genel"],"_links":{"self":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/824","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=824"}],"version-history":[{"count":0,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/824\/revisions"}],"wp:attachment":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=824"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=824"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=824"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}