{"id":874,"date":"2026-08-20T20:10:05","date_gmt":"2026-08-20T17:10:05","guid":{"rendered":"https:\/\/sigorta.nesiblog.com\/?p=874"},"modified":"2026-08-20T20:10:05","modified_gmt":"2026-08-20T17:10:05","slug":"sigorta-sektorunde-7-aylik-prim-uretimi-8592-milyar-tlye-ulasti","status":"publish","type":"post","link":"https:\/\/sigorta.nesiblog.com\/?p=874","title":{"rendered":"Sigorta sekt\u00f6r\u00fcnde 7 ayl\u0131k prim \u00fcretimi 859,2 milyar TL\u2019ye ula\u015ft\u0131"},"content":{"rendered":"<h4 class=\"wp-block-heading\"><strong>T\u00fcrkiye Sigorta Birli\u011fi\u2019nin (TSB) Ocak-Temmuz 2026 verilerine g\u00f6re sigorta sekt\u00f6r\u00fcn\u00fcn toplam prim \u00fcretimi ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re nominal y\u00fczde 28,4 artarak 859,2 milyar TL\u2019ye ula\u015ft\u0131. Hayat d\u0131\u015f\u0131 sigortalarda 723,8 milyar TL, hayat sigortalar\u0131nda ise 135,4 milyar TL prim \u00fcretildi. Bran\u015flar aras\u0131nda 198,4 milyar TL ile kara ara\u00e7lar\u0131 sorumluluk ilk s\u0131rada yer ald\u0131.<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">T\u00fcrkiye Sigorta Birli\u011fi\u2019nin (TSB) Temmuz 2026 sonu verileri, sigorta sekt\u00f6r\u00fcn\u00fcn y\u0131l\u0131n ilk yedi ayl\u0131k d\u00f6nemindeki prim \u00fcretimi, bran\u015f da\u011f\u0131l\u0131m\u0131, sat\u0131\u015f kanallar\u0131 ve \u015firketlerin pazar paylar\u0131na ili\u015fkin tabloyu ortaya koydu.<\/p>\n<p class=\"wp-block-paragraph\">1 Ocak-31 Temmuz 2026 d\u00f6neminde sekt\u00f6r\u00fcn toplam prim \u00fcretimi\u00a0859 milyar 212,7 milyon TL\u00a0olarak ger\u00e7ekle\u015fti. 2025\u2019in ayn\u0131 d\u00f6neminde\u00a0669 milyar 78 milyon TL\u00a0olan \u00fcretim, y\u0131ll\u0131k bazda nominal\u00a0y\u00fczde 28,4 artt\u0131. Enflasyondan ar\u0131nd\u0131r\u0131ld\u0131\u011f\u0131nda ise toplam prim \u00fcretiminde\u00a0y\u00fczde 2,5 reel daralma\u00a0kaydedildi.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Hayat d\u0131\u015f\u0131 \u00fcretim 723,8 milyar TL\u2019ye ula\u015ft\u0131<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Toplam prim \u00fcretiminin\u00a0723 milyar 794,5 milyon TL\u2019si hayat d\u0131\u015f\u0131 sigortalardan\u00a0geldi. Ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6neminde 575 milyar 957,1 milyon TL olan hayat d\u0131\u015f\u0131 \u00fcretim, nominal olarak\u00a0y\u00fczde 25,7 artt\u0131. Reel bazda ise\u00a0y\u00fczde 4,6 gerileme ya\u015fand\u0131.<\/p>\n<p class=\"wp-block-paragraph\">Hayat d\u0131\u015f\u0131 sigortalar\u0131n sekt\u00f6r\u00fcn toplam prim \u00fcretimindeki pay\u0131\u00a0y\u00fczde 84,2\u00a0olarak ger\u00e7ekle\u015fti.<\/p>\n<p class=\"wp-block-paragraph\">Hayat sigortalar\u0131nda ise daha y\u00fcksek bir b\u00fcy\u00fcme kaydedildi. 2025\u2019in ilk yedi ay\u0131nda 93 milyar 120,8 milyon TL olan hayat prim \u00fcretimi, bu y\u0131l\u00a0135 milyar 418,2 milyon TL\u2019ye\u00a0y\u00fckseldi. Hayat bran\u015f\u0131ndaki \u00fcretim nominal\u00a0y\u00fczde 45,4, reel olarak ise\u00a0y\u00fczde 10,4 artt\u0131.<\/p>\n<p class=\"wp-block-paragraph\">B\u00f6ylece hayat sigortalar\u0131n\u0131n toplam sekt\u00f6r \u00fcretimindeki pay\u0131 ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemindeki y\u00fczde 13,9 seviyesinden\u00a0y\u00fczde 15,8\u2019e\u00a0\u00e7\u0131kt\u0131.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Kara ara\u00e7lar\u0131 sorumlulukta \u00fcretim 198,4 milyar TL<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Hayat d\u0131\u015f\u0131 bran\u015flar aras\u0131nda en y\u00fcksek prim \u00fcretimi\u00a0198 milyar 440,7 milyon TL ile kara ara\u00e7lar\u0131 sorumluluk sigortalar\u0131nda\u00a0ger\u00e7ekle\u015fti. Bran\u015f, hayat d\u0131\u015f\u0131 prim \u00fcretiminin yakla\u015f\u0131k y\u00fczde 27,4\u2019\u00fcn\u00fc olu\u015fturdu.<\/p>\n<p class=\"wp-block-paragraph\">Kara ara\u00e7lar\u0131 sorumluluk bran\u015f\u0131nda toplam \u00fcretim ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re nominal\u00a0y\u00fczde 16 artt\u0131, reel bazda ise\u00a0y\u00fczde 12 geriledi.<\/p>\n<p class=\"wp-block-paragraph\">Bu grubun en b\u00fcy\u00fck b\u00f6l\u00fcm\u00fcn\u00fc olu\u015fturan\u00a0trafik ve Ye\u015fil Kart sigortalar\u0131nda prim \u00fcretimi 184 milyar 511,4 milyon TL\u2019ye\u00a0ula\u015ft\u0131. Ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemindeki 139 milyar 43,9 milyon TL\u2019lik \u00fcretime g\u00f6re art\u0131\u015f nominal\u00a0y\u00fczde 32,7, reel olarak\u00a0y\u00fczde 0,7\u00a0oldu.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Sa\u011fl\u0131k sigortalar\u0131nda 161,6 milyar TL prim \u00fcretildi<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Hastal\u0131k-sa\u011fl\u0131k bran\u015f\u0131,\u00a0161 milyar 642,7 milyon TL\u2019lik\u00a0\u00fcretimle sekt\u00f6r\u00fcn en b\u00fcy\u00fck bran\u015flar\u0131ndan biri oldu. Ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6neminde 119 milyar 360,4 milyon TL olan prim \u00fcretimi nominal\u00a0y\u00fczde 35,4, reel olarak\u00a0y\u00fczde 2,8 artt\u0131.<\/p>\n<p class=\"wp-block-paragraph\">Hastal\u0131k-sa\u011fl\u0131k bran\u015f\u0131, hayat d\u0131\u015f\u0131 prim \u00fcretiminin yakla\u015f\u0131k\u00a0y\u00fczde 22,3\u2019\u00fcn\u00fc\u00a0olu\u015fturdu. Alt bran\u015flara bak\u0131ld\u0131\u011f\u0131nda\u00a0Tamamlay\u0131c\u0131 Sa\u011fl\u0131k Sigortas\u0131\u2019nda 62 milyar 391,2 milyon TL, sa\u011fl\u0131k alt bran\u015f\u0131nda ise\u00a096 milyar 469,3 milyon TL\u00a0prim \u00fcretildi.<\/p>\n<p class=\"wp-block-paragraph\">Sat\u0131\u015f kanallar\u0131nda acenteler sa\u011fl\u0131k sigortalar\u0131nda da ilk s\u0131rada yer ald\u0131. Hastal\u0131k-sa\u011fl\u0131k bran\u015f\u0131ndaki toplam \u00fcretimin\u00a0y\u00fczde 51,2\u2019si acenteler,\u00a0y\u00fczde 26,6\u2019s\u0131 brokerler,\u00a0y\u00fczde 14,6\u2019s\u0131 merkez,\u00a0y\u00fczde 7,4\u2019\u00fc bankalar\u00a0\u00fczerinden ger\u00e7ekle\u015ftirildi. Di\u011fer kanallar\u0131n pay\u0131 ise yakla\u015f\u0131k y\u00fczde 0,1 oldu.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Kaskoda \u00fcretim 96,6 milyar TL\u2019ye \u00e7\u0131kt\u0131<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Kara ara\u00e7lar\u0131, di\u011fer bir ifadeyle kasko bran\u015f\u0131nda ilk yedi ayl\u0131k prim \u00fcretimi\u00a096 milyar 627,8 milyon TL\u00a0olarak ger\u00e7ekle\u015fti. 2025\u2019in ayn\u0131 d\u00f6nemindeki 77 milyar 852 milyon TL\u2019lik \u00fcretime g\u00f6re nominal art\u0131\u015f\u00a0y\u00fczde 24,1\u00a0oldu.<\/p>\n<p class=\"wp-block-paragraph\">Enflasyondan ar\u0131nd\u0131r\u0131lm\u0131\u015f verilerde ise kasko prim \u00fcretimi\u00a0y\u00fczde 5,8 geriledi.<\/p>\n<p class=\"wp-block-paragraph\">Kasko \u00fcretiminde acente kanal\u0131n\u0131n a\u011f\u0131rl\u0131\u011f\u0131 devam etti. Bran\u015ftaki prim \u00fcretiminin\u00a0y\u00fczde 80,3\u2019\u00fc acentelerden\u00a0gelirken, brokerlerin pay\u0131 y\u00fczde 9,7, bankalar\u0131n pay\u0131 y\u00fczde 8,5, merkez kanal\u0131n\u0131n pay\u0131 y\u00fczde 1,3, di\u011fer kanallar\u0131n pay\u0131 ise yakla\u015f\u0131k y\u00fczde 0,3 olarak ger\u00e7ekle\u015fti.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Yang\u0131n ve do\u011fal afetlerde 113,5 milyar TL \u00fcretim<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Yang\u0131n ve do\u011fal afetler bran\u015f\u0131nda prim \u00fcretimi\u00a0113 milyar 485,2 milyon TL\u2019ye\u00a0ula\u015ft\u0131. Ge\u00e7en y\u0131l\u0131n ilk yedi ay\u0131nda 92 milyar 34,6 milyon TL olan \u00fcretim nominal\u00a0y\u00fczde 23,3 artt\u0131. Reel bazda ise\u00a0y\u00fczde 6,4 daralma\u00a0ger\u00e7ekle\u015fti.<\/p>\n<p class=\"wp-block-paragraph\">Genel zararlar bran\u015f\u0131 ise b\u00fcy\u00fcme performans\u0131yla dikkat \u00e7ekti. 2025\u2019in ayn\u0131 d\u00f6neminde 60 milyar 392,6 milyon TL olan \u00fcretim, nominal\u00a0y\u00fczde 48,5 art\u0131\u015fla 89 milyar 695,1 milyon TL\u2019ye\u00a0\u00e7\u0131kt\u0131. Bran\u015f, reel olarak da\u00a0y\u00fczde 12,7 b\u00fcy\u00fcd\u00fc.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Baz\u0131 bran\u015flarda reel b\u00fcy\u00fcme s\u00fcrd\u00fc<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Finansal kay\u0131plar bran\u015f\u0131nda prim \u00fcretimi\u00a05 milyar 354,3 milyon TL\u00a0olarak ger\u00e7ekle\u015fti. Ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re nominal b\u00fcy\u00fcme\u00a0y\u00fczde 47,7, reel b\u00fcy\u00fcme ise\u00a0y\u00fczde 12,1\u00a0oldu.<\/p>\n<p class=\"wp-block-paragraph\">Su ara\u00e7lar\u0131 sorumluluk bran\u015f\u0131nda \u00fcretim\u00a01 milyar 297,9 milyon TL\u2019ye\u00a0\u00e7\u0131karken nominal art\u0131\u015f\u00a0y\u00fczde 54,3, reel art\u0131\u015f\u00a0y\u00fczde 17,1\u00a0olarak kaydedildi.<\/p>\n<p class=\"wp-block-paragraph\">Kredi sigortalar\u0131nda ilk yedi ayl\u0131k prim \u00fcretimi\u00a02 milyar 594,1 milyon TL\u00a0oldu. Bran\u015fta nominal b\u00fcy\u00fcme y\u00fczde 35,7, reel b\u00fcy\u00fcme ise\u00a0y\u00fczde 3\u00a0olarak ger\u00e7ekle\u015fti.<\/p>\n<p class=\"wp-block-paragraph\">Buna kar\u015f\u0131l\u0131k hukuksal koruma bran\u015f\u0131nda prim \u00fcretimi ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re nominal\u00a0y\u00fczde 24 azalarak 4 milyar 673,5 milyon TL\u2019ye\u00a0geriledi. Reel daralma ise\u00a0y\u00fczde 42,3\u00a0oldu.<\/p>\n<p class=\"wp-block-paragraph\">Di\u011fer bran\u015flarda ilk yedi ayl\u0131k \u00fcretim;\u00a0kaza sigortalar\u0131nda 14 milyar 381,1 milyon TL,\u00a0nakliyatta 9 milyar 166,3 milyon TL,\u00a0genel sorumlulukta 14 milyar 296,6 milyon TL,\u00a0kefalet sigortas\u0131nda 714,2 milyon TL,\u00a0hava ara\u00e7lar\u0131nda 2 milyar 5,7 milyon TL,\u00a0su ara\u00e7lar\u0131nda 5 milyar 678,9 milyon TL\u00a0olarak ger\u00e7ekle\u015fti.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Toplam prim \u00fcretiminin yakla\u015f\u0131k yar\u0131s\u0131 acentelerden<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">TSB\u2019nin sat\u0131\u015f kanal\u0131 verilerine g\u00f6re acenteler, sekt\u00f6r\u00fcn en b\u00fcy\u00fck da\u011f\u0131t\u0131m kanal\u0131 olmay\u0131 s\u00fcrd\u00fcrd\u00fc.<\/p>\n<p class=\"wp-block-paragraph\">859 milyar 212,7 milyon TL\u2019lik toplam \u00fcretimin\u00a0426 milyar 522,8 milyon TL\u2019si acente kanal\u0131\u00a0\u00fczerinden ger\u00e7ekle\u015ftirildi. B\u00f6ylece acentelerin toplam \u00fcretimdeki pay\u0131\u00a0y\u00fczde 49,6\u00a0oldu.<\/p>\n<p class=\"wp-block-paragraph\">Banka kanal\u0131nda prim \u00fcretimi\u00a0197 milyar 820,4 milyon TL, pazar pay\u0131\u00a0y\u00fczde 23\u00a0olarak ger\u00e7ekle\u015fti.<\/p>\n<p class=\"wp-block-paragraph\">Brokerlerden\u00a0125 milyar 202,9 milyon TL\u00a0prim \u00fcretilirken, bu kanal\u0131n toplam i\u00e7indeki pay\u0131\u00a0y\u00fczde 14,6\u00a0oldu. Merkez kanal\u0131ndaki \u00fcretim\u00a094 milyar 727,1 milyon TL, pay ise\u00a0y\u00fczde 11\u00a0seviyesinde ger\u00e7ekle\u015fti.<\/p>\n<p class=\"wp-block-paragraph\">Di\u011fer sat\u0131\u015f kanallar\u0131ndan\u00a014 milyar 939,5 milyon TL\u00a0\u00fcretim sa\u011fland\u0131. Bu kanallar\u0131n toplam \u00fcretim i\u00e7erisindeki pay\u0131\u00a0y\u00fczde 1,7\u00a0oldu.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Hayat d\u0131\u015f\u0131nda acente, hayatta banka kanal\u0131 \u00f6ne \u00e7\u0131kt\u0131<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Hayat d\u0131\u015f\u0131 sigortalarda acentelerin a\u011f\u0131rl\u0131\u011f\u0131 sekt\u00f6r ortalamas\u0131n\u0131n da \u00fczerine \u00e7\u0131kt\u0131.\u00a0723 milyar 794,5 milyon TL\u2019lik\u00a0hayat d\u0131\u015f\u0131 \u00fcretimin\u00a0y\u00fczde 56,5\u2019i acente kanal\u0131\u00a0\u00fczerinden ger\u00e7ekle\u015ftirildi.<\/p>\n<p class=\"wp-block-paragraph\">Hayat d\u0131\u015f\u0131 sigortalarda brokerlerin pay\u0131\u00a0y\u00fczde 17,2, bankalar\u0131n pay\u0131\u00a0y\u00fczde 13,7, merkez kanal\u0131n\u0131n pay\u0131\u00a0y\u00fczde 10,7, di\u011fer kanallar\u0131n pay\u0131 ise\u00a0y\u00fczde 1,9\u00a0oldu.<\/p>\n<p class=\"wp-block-paragraph\">Hayat sigortalar\u0131nda ise banka kanal\u0131 belirgin bi\u00e7imde \u00f6ne \u00e7\u0131kt\u0131.\u00a0135 milyar 418,2 milyon TL\u2019lik\u00a0hayat prim \u00fcretiminin\u00a0y\u00fczde 72,7\u2019si bankalar\u00a0\u00fczerinden ger\u00e7ekle\u015ftirildi. Hayatta acente kanal\u0131n\u0131n pay\u0131\u00a0y\u00fczde 13,2, merkez kanal\u0131n\u0131n pay\u0131\u00a0y\u00fczde 12,7, brokerlerin pay\u0131 yakla\u015f\u0131k\u00a0y\u00fczde 0,7, di\u011fer kanallar\u0131n pay\u0131 da yakla\u015f\u0131k\u00a0y\u00fczde 0,6\u00a0olarak kaydedildi.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Nominal b\u00fcy\u00fcmeye ra\u011fmen reel \u00fcretim y\u00fczde 2,5 geriledi<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">TSB\u2019nin Ocak-Temmuz 2026 verileri, sigorta sekt\u00f6r\u00fcn\u00fcn TL baz\u0131ndaki prim \u00fcretimini b\u00fcy\u00fctmeye devam etti\u011fini ancak enflasyondan ar\u0131nd\u0131r\u0131lm\u0131\u015f toplam \u00fcretimde\u00a0y\u00fczde 2,5\u2019lik daralma\u00a0ya\u015fand\u0131\u011f\u0131n\u0131 g\u00f6sterdi.<\/p>\n<p class=\"wp-block-paragraph\">Hayat sigortalar\u0131nda\u00a0y\u00fczde 10,4\u2019l\u00fck reel b\u00fcy\u00fcme\u00a0ve sekt\u00f6r \u00fcretimindeki pay\u0131n y\u00fczde 15,8\u2019e y\u00fckselmesi ilk yedi ay\u0131n dikkat \u00e7eken geli\u015fmelerinden biri oldu. Hayat d\u0131\u015f\u0131nda ise genel zararlar, finansal kay\u0131plar, su ara\u00e7lar\u0131 sorumluluk, kredi ile trafik ve Ye\u015fil Kart sigortalar\u0131 reel b\u00fcy\u00fcme kaydeden bran\u015flar aras\u0131nda yer ald\u0131.<\/p>\n<p class=\"wp-block-paragraph\">\n<div class=\"twitter-share\"><a href=\"https:\/\/twitter.com\/intent\/tweet?url=https%3A%2F%2Fsigortamedya.com.tr%2Fsigorta-sektorunde-7-aylik-prim-uretimi-8592-milyar-tlye-ulasti%2F&amp;via=sigortamedya\" class=\"twitter-share-button\">Tweet<\/a><\/div>\n<\/p>","protected":false},"excerpt":{"rendered":"<p>T\u00fcrkiye Sigorta Birli\u011fi\u2019nin (TSB) Ocak-Temmuz 2026 verilerine g\u00f6re sigorta sekt\u00f6r\u00fcn\u00fcn toplam prim \u00fcretimi ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re nominal y\u00fczde 28,4 artarak 859,2 milyar TL\u2019ye ula\u015ft\u0131. Hayat d\u0131\u015f\u0131 sigortalarda 723,8 milyar TL, hayat sigortalar\u0131nda ise 135,4 milyar TL prim \u00fcretildi.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-874","post","type-post","status-publish","format-standard","hentry","category-genel"],"_links":{"self":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/874","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=874"}],"version-history":[{"count":0,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/874\/revisions"}],"wp:attachment":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=874"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=874"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=874"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}