{"id":881,"date":"2026-08-21T13:26:17","date_gmt":"2026-08-21T10:26:17","guid":{"rendered":"https:\/\/sigorta.nesiblog.com\/?p=881"},"modified":"2026-08-21T13:26:17","modified_gmt":"2026-08-21T10:26:17","slug":"referans-sigorta-ilk-yarida-prim-uretimini-yuzde-284-artirdi","status":"publish","type":"post","link":"https:\/\/sigorta.nesiblog.com\/?p=881","title":{"rendered":"Referans Sigorta ilk yar\u0131da prim \u00fcretimini y\u00fczde 284 art\u0131rd\u0131"},"content":{"rendered":"<h4 class=\"wp-block-heading\"><strong>Referans Sigorta, 2026 y\u0131l\u0131n\u0131n ilk alt\u0131 ay\u0131nda prim \u00fcretimini ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re y\u00fczde 284 art\u0131rarak 4,2 milyar TL\u2019ye \u00e7\u0131kard\u0131. \u015eirketin net k\u00e2r\u0131 y\u00fczde 178 art\u0131\u015fla 664 milyon TL\u2019yi a\u015farken, aktif toplam\u0131 10,7 milyar TL\u2019ye, \u00f6z sermayesi ise 2,5 milyar TL\u2019ye ula\u015ft\u0131.<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Referans Sigorta, 2026 y\u0131l\u0131n\u0131n ilk yar\u0131s\u0131nda s\u00fcrd\u00fcr\u00fclebilir ve k\u00e2rl\u0131 b\u00fcy\u00fcme stratejisi do\u011frultusunda finansal g\u00f6stergelerindeki y\u00fckseli\u015fini s\u00fcrd\u00fcrd\u00fc. \u015eirket, y\u0131l\u0131n ilk alt\u0131 ay\u0131nda toplam prim \u00fcretimini ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re y\u00fczde 284 art\u0131rarak 4,2 milyar TL\u2019ye ta\u015f\u0131d\u0131. Reel b\u00fcy\u00fcme y\u00fczde 190 olarak ger\u00e7ekle\u015firken, net k\u00e2r ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re y\u00fczde 178 artarak 664 milyon TL\u2019yi a\u015ft\u0131.<\/p>\n<p class=\"wp-block-paragraph\">K\u00e2rl\u0131l\u0131k odakl\u0131 \u00fcretim, s\u0131k\u0131 risk y\u00f6netimi ve operasyonel verimlilik yakla\u015f\u0131m\u0131n\u0131 s\u00fcrd\u00fcren \u015firket, ilk yar\u0131 sonu\u00e7lar\u0131yla bilan\u00e7o ve sermaye yap\u0131s\u0131n\u0131 da g\u00fc\u00e7lendirdi.<\/p>\n<h4 class=\"wp-block-heading\"><strong>\u201cNitelikli ve k\u00e2rl\u0131 b\u00fcy\u00fcmemizi s\u00fcrd\u00fcr\u00fcyoruz\u201d<\/strong><\/h4>\n<p class=\"wp-block-paragraph\"><strong>Referans Sigorta Genel M\u00fcd\u00fcr\u00fc O\u011fuz Karahan\u00e7er<\/strong>, 2026 y\u0131l\u0131n\u0131n ilk yar\u0131s\u0131na ili\u015fkin sonu\u00e7lar\u0131 de\u011ferlendirerek \u015firketin k\u00e2rl\u0131 ve s\u00fcrd\u00fcr\u00fclebilir b\u00fcy\u00fcme hedefleri do\u011frultusunda ilerledi\u011fini s\u00f6yledi.<\/p>\n<p class=\"wp-block-paragraph\">Karahan\u00e7er, \u201c2026 y\u0131l\u0131n\u0131n ilk alt\u0131 ay\u0131nda ula\u015ft\u0131\u011f\u0131m\u0131z 4,2 milyar TL\u2019lik prim \u00fcretimi, y\u00fczde 13,3\u2019l\u00fck faaliyet gider oran\u0131m\u0131zla elde etti\u011fimiz sekt\u00f6r liderli\u011fi ve \u00fcst \u00fcste d\u00f6rt \u00e7eyrektir devam eden k\u00e2rl\u0131l\u0131k grafi\u011fimiz, uygulad\u0131\u011f\u0131m\u0131z do\u011fru risk y\u00f6netiminin somut bir sonucudur. Y\u0131l\u0131n ikinci \u00e7eyre\u011findeki k\u00e2rl\u0131l\u0131k performans\u0131m\u0131zla birlikte reelde y\u00fczde 190 b\u00fcy\u00fcme kaydettik ve operasyonel verimlilikteki \u00f6nc\u00fcl\u00fc\u011f\u00fcm\u00fcz\u00fc koruduk. Etkin risk y\u00f6netimiyle hasar prim oran\u0131m\u0131z\u0131 y\u00fczde 100\u2019\u00fcn alt\u0131na indirirken, Kasko bran\u015f\u0131nda 5 g\u00fcnde tazminat \u00f6demesi taahh\u00fcd\u00fcm\u00fcz\u00fc hayata ge\u00e7irdik. Bu ba\u015far\u0131lar; mali disiplinimizin, operasyonel h\u0131z\u0131m\u0131z\u0131n ve m\u00fc\u015fteri odakl\u0131 yakla\u015f\u0131m\u0131m\u0131z\u0131n en net g\u00f6stergeleridir\u201d dedi.<\/p>\n<p class=\"wp-block-paragraph\">Acenteleri, i\u015f ortaklar\u0131 ve b\u00fcnyelerine katt\u0131klar\u0131 gen\u00e7 yeteneklerle pazar paylar\u0131n\u0131 nitelikli bi\u00e7imde b\u00fcy\u00fctt\u00fcklerini belirten Karahan\u00e7er, \u201cY\u0131l\u0131n ikinci yar\u0131s\u0131nda da teknoloji yat\u0131r\u0131mlar\u0131m\u0131z ve g\u00fc\u00e7l\u00fc sermaye yap\u0131m\u0131zla t\u00fcm payda\u015flar\u0131m\u0131za de\u011fer katmaya devam edece\u011fiz\u201d ifadelerini kulland\u0131.<\/p>\n<h4 class=\"wp-block-heading\"><strong>D\u00f6rt \u00e7eyrektir k\u00e2r a\u00e7\u0131kl\u0131yor<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Referans Sigorta, 2026 y\u0131l\u0131n\u0131n ikinci \u00e7eyre\u011findeki sonu\u00e7lar\u0131yla \u00fcst \u00fcste d\u00f6rt \u00e7eyrek boyunca k\u00e2r a\u00e7\u0131klam\u0131\u015f oldu. \u015eirket, ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemine k\u0131yasla yakla\u015f\u0131k iki kat b\u00fcy\u00fcme kaydederek y\u00fczde 190 reel b\u00fcy\u00fcmeye ula\u015ft\u0131.<\/p>\n<p class=\"wp-block-paragraph\">Y\u0131l\u0131n ilk yar\u0131s\u0131 sonunda Referans Sigorta\u2019n\u0131n aktif toplam\u0131 10,7 milyar TL, \u00f6z sermaye toplam\u0131 ise 2,5 milyar TL olarak ger\u00e7ekle\u015fti.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Faaliyet giderlerinin br\u00fct prime oran\u0131 y\u00fczde 13,3<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Referans Sigorta, etkin gider kontrol\u00fc ve u\u00e7tan uca dijitalle\u015ftirilmi\u015f i\u015f s\u00fcre\u00e7leriyle faaliyet giderlerinin br\u00fct prime oran\u0131n\u0131 y\u00fczde 13,3 seviyesinde tutarak bu g\u00f6stergede sekt\u00f6r genelinde ilk s\u0131rada yer ald\u0131.<\/p>\n<p class=\"wp-block-paragraph\">\u015eirket, risk y\u00f6netimi politikalar\u0131n\u0131n etkisiyle operasyonel rasyolar\u0131nda da iyile\u015fme sa\u011flad\u0131. \u0130kinci \u00e7eyrek sonu\u00e7lar\u0131na g\u00f6re net hasar prim oran\u0131 bir \u00f6nceki \u00e7eyre\u011fe k\u0131yasla 9 puan iyile\u015fti. Etkin risk y\u00f6netimi sonucunda hasar prim oran\u0131 y\u00fczde 100\u2019\u00fcn alt\u0131na \u00e7ekildi.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Kasko hasarlar\u0131nda 5 i\u015f g\u00fcn\u00fcnde \u00f6deme<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">M\u00fc\u015fteri deneyimi ve operasyonel s\u00fcre\u00e7lerde h\u0131za odaklanan Referans Sigorta, Kasko bran\u015f\u0131nda yeni bir uygulamay\u0131 da devreye ald\u0131.<\/p>\n<p class=\"wp-block-paragraph\">Uygulama kapsam\u0131nda Kasko hasarlar\u0131nda gerekli t\u00fcm evraklar\u0131n tamamlanmas\u0131n\u0131n ard\u0131ndan 5 i\u015f g\u00fcn\u00fc i\u00e7inde tazminat \u00f6demesi ger\u00e7ekle\u015ftiriliyor. \u015eirket bu uygulamayla sigortal\u0131lara daha h\u0131zl\u0131, kesintisiz ve g\u00fcvenilir bir hasar deneyimi sunmay\u0131 hedefliyor.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Gen\u00e7 yetenekleri kendi b\u00fcnyesinde yeti\u015ftiriyor<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Referans Sigorta, b\u00fcy\u00fcme stratejisini insan kayna\u011f\u0131 yat\u0131r\u0131mlar\u0131yla da destekliyor. \u015eirket, d\u0131\u015far\u0131dan haz\u0131r yap\u0131 transfer etmek yerine kendi kurum k\u00fclt\u00fcr\u00fcn\u00fc ve uzman kadrosunu i\u00e7eriden yeti\u015ftirme yakla\u015f\u0131m\u0131n\u0131 benimsiyor.<br \/>Bu do\u011frultuda hayata ge\u00e7irilen yetenek ve staj program\u0131yla gen\u00e7lerin sigorta sekt\u00f6r\u00fcne kazand\u0131r\u0131lmas\u0131 ve \u015firketin organizasyonel yap\u0131s\u0131n\u0131n i\u00e7eriden yeti\u015fen insan kayna\u011f\u0131yla g\u00fc\u00e7lendirilmesi ama\u00e7lan\u0131yor.<\/p>\n<p class=\"wp-block-paragraph\">\n<div class=\"twitter-share\"><a href=\"https:\/\/twitter.com\/intent\/tweet?url=https%3A%2F%2Fsigortamedya.com.tr%2Freferans-sigorta-ilk-yarida-prim-uretimini-yuzde-284-artirdi%2F&amp;via=sigortamedya\" class=\"twitter-share-button\">Tweet<\/a><\/div>\n<\/p>","protected":false},"excerpt":{"rendered":"<p>Referans Sigorta, 2026 y\u0131l\u0131n\u0131n ilk alt\u0131 ay\u0131nda prim \u00fcretimini ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re y\u00fczde 284 art\u0131rarak 4,2 milyar TL\u2019ye \u00e7\u0131kard\u0131. \u015eirketin net k\u00e2r\u0131 y\u00fczde 178 art\u0131\u015fla 664 milyon TL\u2019yi a\u015farken, aktif toplam\u0131 10,7 milyar TL\u2019ye, \u00f6z sermayesi ise 2,5<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-881","post","type-post","status-publish","format-standard","hentry","category-genel"],"_links":{"self":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/881","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=881"}],"version-history":[{"count":0,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/881\/revisions"}],"wp:attachment":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=881"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=881"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=881"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}