{"id":916,"date":"2026-08-31T20:10:39","date_gmt":"2026-08-31T17:10:39","guid":{"rendered":"https:\/\/sigorta.nesiblog.com\/?p=916"},"modified":"2026-08-31T20:10:39","modified_gmt":"2026-08-31T17:10:39","slug":"ali-ihsan-baltaseddknin-iradesiyle-buyuyen-sektore-yakisan-yeni-bir-vizyon","status":"publish","type":"post","link":"https:\/\/sigorta.nesiblog.com\/?p=916","title":{"rendered":"Ali \u0130hsan Balta:\u201dSEDDK\u2019n\u0131n iradesiyle b\u00fcy\u00fcyen sekt\u00f6re yak\u0131\u015fan yeni bir vizyon\u201d"},"content":{"rendered":"<h4 class=\"wp-block-heading\"><strong>Sigorta Eksperi ve Sigorta Tahkim Komisyonu Bilirki\u015fisi Ali \u0130hsan Balta, SEDDK\u2019n\u0131n 2026 y\u0131l\u0131nda ortaya koydu\u011fu d\u00fczenleyici iradenin T\u00fcrk sigorta sekt\u00f6r\u00fcn\u00fcn gelece\u011fi a\u00e7\u0131s\u0131ndan \u00f6nemli bir d\u00f6n\u00fc\u015f\u00fcm ba\u015flatt\u0131\u011f\u0131n\u0131 belirterek, \u201c\u0130rade ortaya konulmu\u015ftur. Sistem kurulmaktad\u0131r. Bundan sonraki belirleyici a\u015fama uygulamad\u0131r\u201d dedi. Balta, yakla\u015f\u0131k 743,9 milyar TL\u2019lik alt\u0131 ayl\u0131k br\u00fct yaz\u0131lan prim \u00fcretimi ve 4,38 trilyon TL\u2019yi a\u015fan aktif b\u00fcy\u00fckl\u00fc\u011fe ula\u015fan sekt\u00f6rde eski y\u00f6ntemlerle devam edilemeyece\u011fine dikkat \u00e7ekti.<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Sigorta Eksperi ve Sigorta Tahkim Komisyonu Bilirki\u015fisi Ali \u0130hsan Balta T\u00fcrk sigorta sekt\u00f6r\u00fcnde 2026 y\u0131l\u0131nda hayata ge\u00e7irilen d\u00fczenlemeleri de\u011ferlendirerek, SEDDK\u2019n\u0131n d\u00fczenleyici yakla\u015f\u0131m\u0131n\u0131n yaln\u0131zca mevcut sorunlara m\u00fcdahale etmekle s\u0131n\u0131rl\u0131 kalmad\u0131\u011f\u0131n\u0131, sekt\u00f6r\u00fcn gelece\u011fine y\u00f6nelik yeni bir sistem mimarisinin temellerini att\u0131\u011f\u0131n\u0131 ifade etti.<br \/>Sigorta Eksperi ve Sigorta Tahkim Komisyonu Bilirki\u015fisi Ali \u0130hsan Balta\u2019n\u0131n konu ile ilgili kaleme ald\u0131\u011f\u0131 makale \u015f\u00f6yle ;<\/p>\n<p class=\"wp-block-paragraph\">Yakla\u015f\u0131k 743,9 milyar TL\u2019lik alt\u0131 ayl\u0131k br\u00fct yaz\u0131lan prim \u00fcretiminin ve 4,38 trilyon TL\u2019yi a\u015fan aktif b\u00fcy\u00fckl\u00fc\u011f\u00fcn konu\u015fuldu\u011fu bir sekt\u00f6rde art\u0131k eski y\u00f6ntemlerle devam etmek m\u00fcmk\u00fcn de\u011fil.<\/p>\n<p class=\"wp-block-paragraph\">B\u00fcy\u00fcyen sekt\u00f6r daha g\u00fc\u00e7l\u00fc kurallar ister. Geli\u015fen teknoloji daha g\u00fc\u00e7l\u00fc veri altyap\u0131s\u0131 ister.<\/p>\n<p class=\"wp-block-paragraph\">Artan tazminat hacmi daha etkili suistimal denetimi ister.<\/p>\n<p class=\"wp-block-paragraph\">G\u00fc\u00e7l\u00fc t\u00fcketici korumas\u0131 ise daha \u015feffaf hasar y\u00f6netimini beraberinde getirmelidir.<\/p>\n<p class=\"wp-block-paragraph\">Ba\u011f\u0131ms\u0131z ekspertiz, daha objektif bir atama sistemi ister.<br \/>Sa\u011fl\u0131kl\u0131 bir Tahkim sistemi ise \u00f6nce ger\u00e7ekten do\u011fmu\u015f bir uyu\u015fmazl\u0131\u011f\u0131n varl\u0131\u011f\u0131n\u0131 gerektirir.<\/p>\n<p class=\"wp-block-paragraph\">SEDDK\u2019n\u0131n 2026 y\u0131l\u0131nda ortaya koydu\u011fu d\u00fczenleyici iradenin de\u011feri tam da burada ortaya \u00e7\u0131k\u0131yor.<\/p>\n<p class=\"wp-block-paragraph\">Kurum, yaln\u0131zca bug\u00fcn\u00fcn sorunlar\u0131na m\u00fcdahale etmek yerine T\u00fcrk sigortac\u0131l\u0131\u011f\u0131n\u0131n \u00f6n\u00fcm\u00fczdeki y\u0131llarda nas\u0131l i\u015flemesi gerekti\u011fine ili\u015fkin yeni bir sistem mimarisinin temellerini at\u0131yor.<\/p>\n<p class=\"wp-block-paragraph\">Elbette hi\u00e7bir d\u00fczenleme, uygulamadan ba\u011f\u0131ms\u0131z olarak kusursuz de\u011fildir.<\/p>\n<p class=\"wp-block-paragraph\">S\u0131ral\u0131 eksper ataman\u0131n sahadaki sonu\u00e7lar\u0131 izlenmeli, merkezi ihbar sisteminin h\u0131z ve eri\u015filebilirli\u011fi takip edilmelidir.<\/p>\n<p class=\"wp-block-paragraph\">\u015eirketlere tan\u0131nan inceleme s\u00fcrelerinin ger\u00e7ek hak sahibini ma\u011fdur etmemesi sa\u011flanmal\u0131, suistimal denetimi yap\u0131l\u0131rken masum sigortal\u0131n\u0131n dosyas\u0131n\u0131n gereksiz yere gecikmesine izin verilmemelidir.<\/p>\n<p class=\"wp-block-paragraph\">Tahkim\u2019e ili\u015fkin d\u00fczenlemeler, hak arama \u00f6zg\u00fcrl\u00fc\u011f\u00fcn\u00fcn \u00f6z\u00fc korunarak uygulanmal\u0131. Eksper ba\u011f\u0131ms\u0131zl\u0131\u011f\u0131 yaln\u0131zca mevzuatta de\u011fil, uygulamada da g\u00fcvence alt\u0131nda tutulmal\u0131d\u0131r.<\/p>\n<p class=\"wp-block-paragraph\">\u0130\u015fte ger\u00e7ek d\u00fczenleyici ba\u015far\u0131s\u0131 da burada ortaya \u00e7\u0131kacak.<\/p>\n<p class=\"wp-block-paragraph\">Bir taraf\u0131 g\u00fc\u00e7lendirirken di\u011ferini zay\u0131flatmamak\u2026<\/p>\n<p class=\"wp-block-paragraph\">T\u00fcketiciyi korurken sigorta \u015firketini savunmas\u0131z b\u0131rakmamak\u2026<\/p>\n<p class=\"wp-block-paragraph\">Sigorta \u015firketini suistimalden korurken ger\u00e7ek ma\u011fdurun hakk\u0131n\u0131 geciktirmemek\u2026<\/p>\n<p class=\"wp-block-paragraph\">Eksperi ba\u011f\u0131ms\u0131zla\u015ft\u0131r\u0131rken hesap verebilirli\u011fini azaltmamak\u2026<\/p>\n<p class=\"wp-block-paragraph\">Avukatl\u0131k ve hak arama \u00f6zg\u00fcrl\u00fc\u011f\u00fcn\u00fc korurken bu alanlar\u0131n k\u00f6t\u00fcye kullan\u0131lmas\u0131na izin vermemek.<\/p>\n<p class=\"wp-block-paragraph\">Tahkim\u2019i g\u00fc\u00e7lendirirken onu seri dosya \u00fcretim mekanizmas\u0131na d\u00f6n\u00fc\u015ft\u00fcrmemek.<\/p>\n<p class=\"wp-block-paragraph\">Bu denge kurulabildi\u011fi \u00f6l\u00e7\u00fcde kazanan herhangi bir taraf olmayacak.<\/p>\n<p class=\"wp-block-paragraph\">Kazanan T\u00fcrk sigorta sekt\u00f6r\u00fc olacak.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Daha da \u00f6nemlisi, kazanan g\u00fcven olacak<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Bu nedenle 2026 y\u0131l\u0131, ileride T\u00fcrk sigortac\u0131l\u0131k tarihi a\u00e7\u0131s\u0131ndan de\u011ferlendirildi\u011finde yaln\u0131zca \u00e7ok say\u0131da d\u00fczenlemenin yay\u0131mland\u0131\u011f\u0131 bir y\u0131l olarak de\u011fil, SEDDK\u2019n\u0131n g\u00fc\u00e7l\u00fc d\u00fczenleyici iradesiyle sigortac\u0131l\u0131kta g\u00fcven, \u015feffafl\u0131k ve kurumsal d\u00f6n\u00fc\u015f\u00fcm\u00fcn yeni bir a\u015famaya ta\u015f\u0131nd\u0131\u011f\u0131 y\u0131l olarak hat\u0131rlanacakt\u0131r.<\/p>\n<p class=\"wp-block-paragraph\">Ancak unutulmamal\u0131 ki reformlar\u0131 hayata ge\u00e7irmek kadar, onlar\u0131 sahada ayn\u0131 kararl\u0131l\u0131k ve iradeyle uygulamak da \u00f6nemli.<\/p>\n<p class=\"wp-block-paragraph\">2026 y\u0131l\u0131nda ortaya konulan bu g\u00fc\u00e7l\u00fc d\u00f6n\u00fc\u015f\u00fcm iradesinin, SEDDK\u2019n\u0131n d\u00fczenleyici liderli\u011finde, T\u00fcrkiye Sigorta Birli\u011fi, Sigorta Eksperleri \u0130cra Komitesi ve sekt\u00f6r\u00fcn t\u00fcm payda\u015flar\u0131n\u0131n ortak sorumlulu\u011fu ve kararl\u0131 i\u015f birli\u011fiyle uygulamada da ayn\u0131 g\u00fc\u00e7le s\u00fcrd\u00fcr\u00fclmesi gerekiyor.<\/p>\n<p class=\"wp-block-paragraph\">\u00c7\u00fcnk\u00fc ger\u00e7ek ba\u015far\u0131, d\u00fczenlemelerin yay\u0131mlanmas\u0131yla de\u011fil; sahada eksiksiz uygulanmas\u0131, istisnalar\u0131n kurala d\u00f6n\u00fc\u015fmesine izin verilmemesi, denetimin s\u00fcreklili\u011finin sa\u011flanmas\u0131 ve sistemin b\u00fct\u00fcn akt\u00f6rlerinin ayn\u0131 hedef do\u011frultusunda hareket etmesiyle m\u00fcmk\u00fcn olacak.<\/p>\n<p class=\"wp-block-paragraph\">\u0130rade ortaya konuldu.<\/p>\n<p class=\"wp-block-paragraph\">Sistem kuruluyor.<\/p>\n<p class=\"wp-block-paragraph\">Bundan sonraki belirleyici a\u015fama ise uygulama.<\/p>\n<p class=\"wp-block-paragraph\">2026 y\u0131l\u0131nda ba\u015flat\u0131lan bu d\u00f6n\u00fc\u015f\u00fcm\u00fcn kal\u0131c\u0131 ba\u015far\u0131s\u0131, SEDDK\u2019n\u0131n g\u00fc\u00e7l\u00fc d\u00fczenleyici iradesinin sekt\u00f6r\u00fcn ortak akl\u0131 ve sahadaki kararl\u0131 uygulamayla birle\u015fmesine ba\u011fl\u0131.<\/p>\n<p class=\"wp-block-paragraph\">\u00c7\u00fcnk\u00fc reformu ba\u015flatan iradedir. Kal\u0131c\u0131 k\u0131lan ise tavizsiz uygulamad\u0131r.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Ortak ak\u0131lla g\u00fc\u00e7lenen T\u00fcrk sigortac\u0131l\u0131\u011f\u0131<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Bu d\u00f6n\u00fc\u015f\u00fcm\u00fcn merkezinde ve d\u00fczenleyici otorite konumunda ku\u015fkusuz SEDDK bulunuyor.<\/p>\n<p class=\"wp-block-paragraph\">Ancak T\u00fcrk sigortac\u0131l\u0131\u011f\u0131nda bug\u00fcn at\u0131lan g\u00fc\u00e7l\u00fc ad\u0131mlar\u0131 de\u011ferlendirirken, sekt\u00f6r\u00fcn ortak ak\u0131lla ilerlemesine katk\u0131 sa\u011flayan T\u00fcrkiye Sigorta Birli\u011fi ile Sigorta Eksperleri \u0130cra Komitesinin de haklar\u0131n\u0131 teslim etmek gerekir.<\/p>\n<p class=\"wp-block-paragraph\">Bug\u00fcn SEDDK Ba\u015fkanl\u0131\u011f\u0131, T\u00fcrkiye Sigorta Birli\u011fi Ba\u015fkanl\u0131\u011f\u0131 ve Sigorta Eksperleri \u0130cra Komitesi Ba\u015fkanl\u0131\u011f\u0131n\u0131n sekt\u00f6rel bilgi birikimi, sahaya h\u00e2kimiyeti, sorunlar\u0131 do\u011fru tespit eden yakla\u015f\u0131m\u0131 ve \u00e7\u00f6z\u00fcm odakl\u0131 \u00e7al\u0131\u015fma anlay\u0131\u015f\u0131yla ayn\u0131 d\u00f6nemde g\u00fc\u00e7l\u00fc bir uyum ortaya koymas\u0131, T\u00fcrk sigorta sekt\u00f6r\u00fc a\u00e7\u0131s\u0131ndan \u00f6nemli bir f\u0131rsat.<\/p>\n<p class=\"wp-block-paragraph\">Nitekim d\u00fczenleyici otoritenin vizyonu, sekt\u00f6r\u00fcn kurumsal tecr\u00fcbesi ve sahadan gelen mesleki bilgiyle birle\u015fti\u011finde al\u0131nan kararlar yaln\u0131zca mevzuat de\u011fi\u015fikli\u011fi olmaktan \u00e7\u0131k\u0131yor, uygulamada kar\u015f\u0131l\u0131\u011f\u0131 olan kal\u0131c\u0131 reformlara d\u00f6n\u00fc\u015f\u00fcyor.<\/p>\n<p class=\"wp-block-paragraph\">Bu g\u00fc\u00e7l\u00fc i\u015f birli\u011fi; t\u00fcketicinin daha iyi korunmas\u0131, sigorta \u015firketlerinin s\u00fcrd\u00fcr\u00fclebilir bi\u00e7imde g\u00fc\u00e7lenmesi, eksper ba\u011f\u0131ms\u0131zl\u0131\u011f\u0131n\u0131n geli\u015ftirilmesi, hasar s\u00fcre\u00e7lerinin \u015feffafla\u015fmas\u0131 ve sekt\u00f6re duyulan g\u00fcvenin art\u0131r\u0131lmas\u0131 bak\u0131m\u0131ndan T\u00fcrkiye sigortac\u0131l\u0131\u011f\u0131n\u0131n gelece\u011fe daha sa\u011flam ad\u0131mlarla ilerlemesine \u00f6nc\u00fcl\u00fck ediyor.<\/p>\n<h4 class=\"wp-block-heading\"><strong>2026: G\u00fcven, \u015feffafl\u0131k ve kurumsal d\u00f6n\u00fc\u015f\u00fcm\u00fcn y\u0131l\u0131<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">T\u00fcrk sigorta sekt\u00f6r\u00fc art\u0131k yaln\u0131zca poli\u00e7e d\u00fczenleyen, prim toplayan ve hasar \u00f6deyen bir yap\u0131 de\u011fil.<\/p>\n<p class=\"wp-block-paragraph\">Bug\u00fcn sigortac\u0131l\u0131k; milyonlarca vatanda\u015f\u0131n malvarl\u0131\u011f\u0131n\u0131, i\u015fletmelerin devaml\u0131l\u0131\u011f\u0131n\u0131, ara\u00e7 sahiplerinin zararlar\u0131n\u0131, sa\u011fl\u0131k giderlerini, tasarruflar\u0131n\u0131 ve gelece\u011fe ili\u015fkin ekonomik g\u00fcvenli\u011fini do\u011frudan ilgilendiren devasa bir finansal ekosistem.<\/p>\n<p class=\"wp-block-paragraph\">Art\u0131k kar\u015f\u0131m\u0131zda yaln\u0131zca b\u00fcy\u00fcyen de\u011fil, \u00fclke ekonomisinin mali yap\u0131s\u0131 i\u00e7erisinde a\u011f\u0131rl\u0131\u011f\u0131 her ge\u00e7en y\u0131l artan stratejik bir sekt\u00f6r var.<\/p>\n<p class=\"wp-block-paragraph\">B\u00f6ylesine b\u00fcy\u00fck bir ekonomik yap\u0131n\u0131n yaln\u0131zca b\u00fcy\u00fcmesi yetmez.<\/p>\n<p class=\"wp-block-paragraph\">Ayn\u0131 zamanda g\u00fcvenilir olmas\u0131 gerekir. \u015eeffaf olmas\u0131 gerekir.<\/p>\n<p class=\"wp-block-paragraph\">Denetlenebilir olmas\u0131 gerekir.<\/p>\n<p class=\"wp-block-paragraph\">T\u00fcketiciyi korumas\u0131 gerekir.<\/p>\n<p class=\"wp-block-paragraph\">Sigorta \u015firketlerini haks\u0131z ve yapay talepler kar\u015f\u0131s\u0131nda korumas\u0131 gerekir.<\/p>\n<p class=\"wp-block-paragraph\">Eksperin ba\u011f\u0131ms\u0131zl\u0131\u011f\u0131n\u0131 g\u00fcvence alt\u0131na almas\u0131 gerekir.<\/p>\n<p class=\"wp-block-paragraph\">Hak arama mekanizmalar\u0131n\u0131n ger\u00e7ek ma\u011fdura a\u00e7\u0131k, k\u00f6t\u00fc niyetli kullan\u0131ma ise kapal\u0131 olmas\u0131 gerekir.<\/p>\n<p class=\"wp-block-paragraph\">Ve b\u00fct\u00fcn bunlar\u0131n \u00fczerinde, sistemin herhangi bir taraf lehine de\u011fil, b\u00fct\u00fcn payda\u015flar aras\u0131nda adil ve s\u00fcrd\u00fcr\u00fclebilir bir denge i\u00e7erisinde \u00e7al\u0131\u015fmas\u0131 gerekir.<\/p>\n<p class=\"wp-block-paragraph\">\u0130\u015fte kanaatimce Sigortac\u0131l\u0131k ve \u00d6zel Emeklilik D\u00fczenleme ve Denetleme Kurumu\u2019nun 2026 y\u0131l\u0131 boyunca ortaya koydu\u011fu d\u00fczenleyici iradenin as\u0131l anlam\u0131 burada bulunuyor.<\/p>\n<h4 class=\"wp-block-heading\"><strong>SEDDK\u2019n\u0131n 2026 vizyonu: Sadece d\u00fczenlemek de\u011fil, sistemi yeniden kurgulamak<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">SEDDK\u2019n\u0131n 2026 y\u0131l\u0131nda hayata ge\u00e7irdi\u011fi d\u00fczenlemelere tek tek bak\u0131ld\u0131\u011f\u0131nda \u00f6nemli mevzuat de\u011fi\u015fiklikleri g\u00f6r\u00fcl\u00fcyor.<\/p>\n<p class=\"wp-block-paragraph\">Ancak as\u0131l dikkat \u00e7ekici olan, bu d\u00fczenlemeler birlikte okundu\u011funda ortaya \u00e7\u0131kan b\u00fcy\u00fck resim.<\/p>\n<p class=\"wp-block-paragraph\">\u00c7\u00fcnk\u00fc yap\u0131lanlar birbirinden ba\u011f\u0131ms\u0131z m\u00fcdahaleler de\u011fil.<\/p>\n<p class=\"wp-block-paragraph\">Eksper atama sisteminden standart ekspertiz raporlar\u0131na, hasar ihbar\u0131ndan ger\u00e7ek hak sahibine ula\u015f\u0131lmas\u0131na, yasa d\u0131\u015f\u0131 hasar takibiyle m\u00fccadeleden Sigorta Tahkim Komisyonuna ba\u015fvuru s\u00fcre\u00e7lerine, hasar ara\u015ft\u0131rmac\u0131lar\u0131n\u0131n faaliyetlerinden sigorta suistimallerinin merkezi \u015fekilde izlenmesine kadar uzanan geni\u015f bir reform alan\u0131ndan s\u00f6z ediyoruz.<\/p>\n<p class=\"wp-block-paragraph\">Ba\u015fka bir ifadeyle SEDDK, yaln\u0131zca bir soruna m\u00fcdahale etmedi.<\/p>\n<p class=\"wp-block-paragraph\">Hasar\u0131n meydana geldi\u011fi ilk andan ba\u015flayarak tazminat\u0131n sonu\u00e7lanmas\u0131na ve gerekti\u011finde uyu\u015fmazl\u0131\u011f\u0131n Tahkim\u2019e ta\u015f\u0131nmas\u0131na kadar uzanan b\u00fct\u00fcn zinciri yeniden ele ald\u0131.<\/p>\n<p class=\"wp-block-paragraph\">Bu yakla\u015f\u0131m\u0131n \u00f6zellikle takdir edilmesi gerekti\u011fi kanaatindeyim.<\/p>\n<p class=\"wp-block-paragraph\">\u00c7\u00fcnk\u00fc y\u0131llard\u0131r sekt\u00f6r\u00fcn farkl\u0131 taraflar\u0131n\u0131n ayr\u0131 ayr\u0131 dile getirdi\u011fi bir\u00e7ok yap\u0131sal sorun, ilk kez bu kadar b\u00fct\u00fcnc\u00fcl bir bak\u0131\u015f a\u00e7\u0131s\u0131 i\u00e7erisinde ele al\u0131n\u0131yor.<\/p>\n<p class=\"wp-block-paragraph\">\u00dcstelik d\u00fczenlemelerin dikkat \u00e7ekici taraflar\u0131ndan biri, yaln\u0131zca sigorta \u015firketlerinin veya yaln\u0131zca t\u00fcketicinin korunmas\u0131n\u0131 esas almamas\u0131.<\/p>\n<p class=\"wp-block-paragraph\">Do\u011fru uyguland\u0131\u011f\u0131 takdirde ortaya \u00e7\u0131kan sistem; t\u00fcketiciyi, sigorta \u015firketini, eksperi, acenteyi, servisi, Tahkim mekanizmas\u0131n\u0131 ve nihayetinde sekt\u00f6r\u00fcn tamam\u0131n\u0131 koruyan daha dengeli bir yap\u0131 kurma potansiyeline sahip.<br \/>2026 reformlar\u0131n\u0131n ortaya koydu\u011fu yeni sistem mimarisi<\/p>\n<p class=\"wp-block-paragraph\">Sonu\u00e7 olarak, 2026 y\u0131l\u0131nda hayata ge\u00e7irilen b\u00fct\u00fcn d\u00fczenlemeler yan yana konuldu\u011funda T\u00fcrk sigortac\u0131l\u0131\u011f\u0131nda birbirini tamamlayan, daha \u015feffaf, denetlenebilir ve sistematik yeni bir yap\u0131 ortaya \u00e7\u0131k\u0131yor.<\/p>\n<p class=\"wp-block-paragraph\">2026 reformlar\u0131n\u0131n olu\u015fturdu\u011fu yeni mimari \u015f\u00f6yle:<br \/>Hasar \u2192 Merkezi \u0130hbar \u2192 Merkezi Kay\u0131t \u2192 Objektif\/S\u0131ral\u0131 Eksper Atamas\u0131 \u2192 Standart Teknik Rapor \u2192 Ger\u00e7ek Hak Sahibinin Do\u011frulanmas\u0131 \u2192 Kontroll\u00fc Temsil ve Tazminat Takibi \u2192 Ekspertizin Tamamlanmas\u0131 \u2192 Ger\u00e7ek Uyu\u015fmazl\u0131k \u2192 Sigorta Tahkim Komisyonu \u2192 Merkezi Suistimal Denetimi<\/p>\n<p class=\"wp-block-paragraph\">Bu yap\u0131, yap\u0131lan d\u00fczenlemelerin birbirinden ba\u011f\u0131ms\u0131z ad\u0131mlar olmad\u0131\u011f\u0131n\u0131; hasar\u0131n meydana gelmesinden uyu\u015fmazl\u0131\u011f\u0131n \u00e7\u00f6z\u00fcm\u00fcne ve suistimal denetimine kadar uzanan s\u00fcrecin b\u00fct\u00fcnc\u00fcl bir sistem anlay\u0131\u015f\u0131yla yeniden \u015fekillendirildi\u011fini ortaya koyuyor.<\/p>\n<p class=\"wp-block-paragraph\">2026 y\u0131l\u0131nda T\u00fcrk sigortac\u0131l\u0131\u011f\u0131nda ya\u015fanan de\u011fi\u015fimin \u00f6z\u00fc tam olarak bu.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Yeni bir d\u00f6nem ba\u015fl\u0131yor<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Bu d\u00f6nemin ba\u015far\u0131s\u0131n\u0131 ise yaln\u0131zca yeni kurallar de\u011fil, o kurallar\u0131n sahada nas\u0131l uyguland\u0131\u011f\u0131 belirleyecek.<\/p>\n<p class=\"wp-block-paragraph\">\n<div class=\"twitter-share\"><a href=\"https:\/\/twitter.com\/intent\/tweet?url=https%3A%2F%2Fsigortamedya.com.tr%2Fali-ihsan-baltaseddknin-iradesiyle-buyuyen-sektore-yakisan-yeni-bir-vizyon%2F&amp;via=sigortamedya\" class=\"twitter-share-button\">Tweet<\/a><\/div>\n<\/p>","protected":false},"excerpt":{"rendered":"<p>Sigorta Eksperi ve Sigorta Tahkim Komisyonu Bilirki\u015fisi Ali \u0130hsan Balta, SEDDK\u2019n\u0131n 2026 y\u0131l\u0131nda ortaya koydu\u011fu d\u00fczenleyici iradenin T\u00fcrk sigorta sekt\u00f6r\u00fcn\u00fcn gelece\u011fi a\u00e7\u0131s\u0131ndan \u00f6nemli bir d\u00f6n\u00fc\u015f\u00fcm ba\u015flatt\u0131\u011f\u0131n\u0131 belirterek, \u201c\u0130rade ortaya konulmu\u015ftur. Sistem kurulmaktad\u0131r. Bundan sonraki belirleyici a\u015fama uygulamad\u0131r\u201d dedi. Balta, yakla\u015f\u0131k<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-916","post","type-post","status-publish","format-standard","hentry","category-genel"],"_links":{"self":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/916","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=916"}],"version-history":[{"count":0,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/916\/revisions"}],"wp:attachment":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=916"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=916"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=916"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}