{"id":928,"date":"2026-09-02T20:10:56","date_gmt":"2026-09-02T17:10:56","guid":{"rendered":"https:\/\/sigorta.nesiblog.com\/?p=928"},"modified":"2026-09-02T20:10:56","modified_gmt":"2026-09-02T17:10:56","slug":"tsb-cop31-yol-haritasini-acikladi","status":"publish","type":"post","link":"https:\/\/sigorta.nesiblog.com\/?p=928","title":{"rendered":"TSB, COP31 yol haritas\u0131n\u0131 a\u00e7\u0131klad\u0131"},"content":{"rendered":"<h4 class=\"wp-block-heading\"><strong>T\u00fcrkiye Sigorta Birli\u011fi, COP31 \u00f6ncesinde sigorta sekt\u00f6r\u00fcn\u00fc iklim risklerinin \u00f6l\u00e7\u00fclmesi, azalt\u0131lmas\u0131 ve finansman\u0131nda etkin bir akt\u00f6r olarak konumland\u0131ran yol haritas\u0131n\u0131 a\u00e7\u0131klad\u0131. \u201cSigorta Evi\u201d projesinin ayr\u0131nt\u0131lar\u0131n\u0131n payla\u015f\u0131ld\u0131\u011f\u0131 toplant\u0131da, sekt\u00f6r\u00fcn 2026 y\u0131l\u0131n\u0131n ilk yar\u0131s\u0131na ili\u015fkin g\u00f6stergeleri ve 2030 hedefleri de kamuoyuna duyuruldu.<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">T\u00fcrkiye Sigorta Birli\u011fi (TSB), bug\u00fcn \u0130stanbul\u2019da d\u00fczenledi\u011fi bas\u0131n toplant\u0131s\u0131nda sigorta sekt\u00f6r\u00fcn\u00fcn g\u00fcncel g\u00f6r\u00fcn\u00fcm\u00fcn\u00fc ve COP31 vizyonunu a\u00e7\u0131klad\u0131.<\/p>\n<p class=\"wp-block-paragraph\">T\u00fcrkiye\u2019nin 9-20 Kas\u0131m 2026 tarihlerinde Antalya\u2019da ev sahipli\u011fi yapaca\u011f\u0131 Birle\u015fmi\u015f Milletler \u0130klim De\u011fi\u015fikli\u011fi Konferans\u0131 \u00f6ncesinde haz\u0131rlanan yol haritas\u0131n\u0131n merkezinde \u201cSigorta Evi\u201d yer ald\u0131. TSB, Sigorta Evi\u2019ni yaln\u0131zca COP31 s\u00fcresince faaliyet g\u00f6sterecek bir etkinlik alan\u0131 olarak de\u011fil, konferans sonras\u0131nda da uygulanabilecek modeller, i\u015f birlikleri ve kal\u0131c\u0131 projeler \u00fcreten bir platform olarak konumland\u0131rd\u0131.<\/p>\n<p class=\"wp-block-paragraph\">TSB\u2019nin COP31 yakla\u015f\u0131m\u0131; iklim risklerinin do\u011fru \u00f6l\u00e7\u00fclmesi, etkin bi\u00e7imde azalt\u0131lmas\u0131 ve s\u00fcrd\u00fcr\u00fclebilir y\u00f6ntemlerle payla\u015f\u0131lmas\u0131 yoluyla iklim eyleminin \u00f6l\u00e7eklendirilmesine dayan\u0131yor.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Sigorta sekt\u00f6r\u00fcn\u00fcn prim \u00fcretimi 744 milyar liraya ula\u015ft\u0131<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Toplant\u0131da payla\u015f\u0131lan verilere g\u00f6re, T\u00fcrkiye sigorta sekt\u00f6r\u00fcn\u00fcn prim \u00fcretimi 2026 y\u0131l\u0131n\u0131n ilk yar\u0131s\u0131nda 744 milyar liraya ula\u015ft\u0131. Prim \u00fcretimi, ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re y\u00fczde 29 artt\u0131.<\/p>\n<p class=\"wp-block-paragraph\">Haziran 2026 itibar\u0131yla hayat d\u0131\u015f\u0131 bran\u015flarda 629 milyar lira, hayat bran\u015f\u0131nda ise 115 milyar lira prim \u00fcretildi. Sekt\u00f6r\u00fcn toplam prim \u00fcretimi 2021\u2019de 106 milyar lira, 2022\u2019de 235 milyar lira, 2023\u2019te 483 milyar lira, 2024\u2019te 839 milyar lira ve 2025\u2019te 1 trilyon 223 milyar lira olarak ger\u00e7ekle\u015fmi\u015fti.<\/p>\n<p class=\"wp-block-paragraph\">Sekt\u00f6r\u00fcn 2026 y\u0131l\u0131n\u0131n ikinci \u00e7eyre\u011fi itibar\u0131yla ekonomiye sa\u011flad\u0131\u011f\u0131 fon 3,6 trilyon liraya, aktif toplam\u0131 ise 4,4 trilyon liraya ula\u015ft\u0131. Sa\u011flanan teminat tutar\u0131 da 2025 y\u0131l sonu itibar\u0131yla 1,3 katrilyon lira olarak a\u00e7\u0131kland\u0131.<\/p>\n<p class=\"wp-block-paragraph\">T\u00fcrkiye\u2019de faaliyet g\u00f6steren 67 sigorta, emeklilik ve reas\u00fcrans \u015firketinin 44\u2019\u00fcn\u00fc hayat d\u0131\u015f\u0131 sigorta \u015firketleri, 19\u2019unu hayat ve emeklilik \u015firketleri, d\u00f6rd\u00fcn\u00fc ise reas\u00fcrans \u015firketleri olu\u015fturdu.<\/p>\n<p class=\"wp-block-paragraph\">Aktif sigortal\u0131 say\u0131s\u0131 34,7 milyona ula\u015f\u0131rken, Bireysel Emeklilik Sistemi ve Otomatik Kat\u0131l\u0131m Sistemi\u2019ndeki toplam tekil kat\u0131l\u0131mc\u0131 say\u0131s\u0131 16,9 milyon olarak kaydedildi.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Trafik bran\u015f\u0131 prim \u00fcretiminde ilk s\u0131rada<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">2026 y\u0131l\u0131n\u0131n ilk yar\u0131s\u0131nda 152 milyar liral\u0131k \u00fcretime ula\u015fan trafik sigortas\u0131, y\u00fczde 20\u2019lik payla prim \u00fcretiminden en y\u00fcksek pay\u0131 alan bran\u015f oldu. Trafik bran\u015f\u0131ndaki prim \u00fcretimi y\u0131ll\u0131k bazda y\u00fczde 33 artt\u0131.<\/p>\n<p class=\"wp-block-paragraph\">Hastal\u0131k-sa\u011fl\u0131k bran\u015f\u0131 145 milyar liral\u0131k prim \u00fcretimi ve y\u00fczde 19\u2019luk payla ikinci s\u0131rada yer ald\u0131. Bu bran\u015ftaki y\u0131ll\u0131k art\u0131\u015f y\u00fczde 35 olarak ger\u00e7ekle\u015fti.<\/p>\n<p class=\"wp-block-paragraph\">Hayat bran\u015f\u0131nda prim \u00fcretimi y\u00fczde 46 artarak 115 milyar liraya ula\u015ft\u0131. Yang\u0131n ve do\u011fal afetler bran\u015f\u0131nda y\u00fczde 23 art\u0131\u015fla 97 milyar lira, genel zararlar bran\u015f\u0131nda y\u00fczde 52 art\u0131\u015fla 83 milyar lira, kasko bran\u015f\u0131nda ise y\u00fczde 25 art\u0131\u015fla 82 milyar lira prim \u00fcretildi. Di\u011fer bran\u015flar\u0131n toplam \u00fcretimi y\u00fczde 10 azalarak 69 milyar lira oldu.<\/p>\n<p class=\"wp-block-paragraph\">Bran\u015flar\u0131n toplam \u00fcretimdeki paylar\u0131 trafik sigortas\u0131nda y\u00fczde 20, hastal\u0131k-sa\u011fl\u0131kta y\u00fczde 19, hayatta y\u00fczde 15, yang\u0131n ve do\u011fal afetler ile genel zararlarda y\u00fczde 13\u2019er, kaskoda y\u00fczde 11 ve di\u011fer bran\u015flarda y\u00fczde 9 olarak ger\u00e7ekle\u015fti.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Sekt\u00f6r\u00fcn aktifleri ve \u00f6zsermayesi b\u00fcy\u00fcd\u00fc<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">TSB verilerine g\u00f6re, hayat d\u0131\u015f\u0131 sigorta \u015firketlerinin teknik k\u00e2r\u0131 2025 y\u0131l\u0131n\u0131n ikinci \u00e7eyre\u011findeki 66,7 milyar liradan 2026 y\u0131l\u0131n\u0131n ayn\u0131 d\u00f6neminde 75,6 milyar liraya \u00e7\u0131kt\u0131. D\u00f6nem sonu k\u00e2r\u0131 54,9 milyar liradan 67,5 milyar liraya, br\u00fct \u00f6denen hasar tutar\u0131 ise 206,2 milyar liradan 286,1 milyar liraya y\u00fckseldi.<\/p>\n<p class=\"wp-block-paragraph\">Hayat d\u0131\u015f\u0131 \u015firketlerin toplam aktifleri ayn\u0131 d\u00f6nemde 1 trilyon 76 milyar liradan 1 trilyon 519 milyar liraya, \u00f6zsermayesi de 252,7 milyar liradan 394,5 milyar liraya ula\u015ft\u0131. Sermaye yeterlilik oran\u0131 y\u00fczde 159,4\u2019ten y\u00fczde 173,4\u2019e y\u00fckseldi.<\/p>\n<p class=\"wp-block-paragraph\">Hayat ve emeklilik \u015firketlerinin teknik k\u00e2r\u0131 ise 14,4 milyar liradan 25,3 milyar liraya \u00e7\u0131kt\u0131. D\u00f6nem sonu k\u00e2r\u0131 24,1 milyar liradan 36,1 milyar liraya, br\u00fct \u00f6denen hasar tutar\u0131 12,1 milyar liradan yakla\u015f\u0131k 21 milyar liraya y\u00fckseldi.<\/p>\n<p class=\"wp-block-paragraph\">Bu \u015firketlerin toplam aktifleri 1 trilyon 856 milyar liradan 2 trilyon 862 milyar liraya, \u00f6zsermayeleri ise 71,5 milyar liradan 117,4 milyar liraya ula\u015ft\u0131. Sermaye yeterlilik oran\u0131 y\u00fczde 297,7\u2019den y\u00fczde 300,9\u2019a \u00e7\u0131kt\u0131.<\/p>\n<p class=\"wp-block-paragraph\">2026 y\u0131l\u0131n\u0131n ikinci \u00e7eyre\u011finde hasar\/prim oran\u0131 hayat d\u0131\u015f\u0131 \u015firketlerde y\u00fczde 70,6, hayat ve emeklilik \u015firketlerinde y\u00fczde 21,8 oldu. Bile\u015fik rasyo hayat d\u0131\u015f\u0131nda y\u00fczde 91,7\u2019ye, hayat ve emeklilikte y\u00fczde 58\u2019e y\u00fckseldi. \u00d6zkaynak k\u00e2rl\u0131l\u0131\u011f\u0131 hayat d\u0131\u015f\u0131nda y\u00fczde 37,1, hayat ve emeklilikte y\u00fczde 63,9; aktif k\u00e2rl\u0131l\u0131\u011f\u0131 ise s\u0131ras\u0131yla y\u00fczde 9,4 ve y\u00fczde 16,3 olarak ger\u00e7ekle\u015fti.<\/p>\n<h4 class=\"wp-block-heading\"><strong>BES ve OKS fon b\u00fcy\u00fckl\u00fc\u011f\u00fc 2,4 trilyon liray\u0131 a\u015ft\u0131<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Emeklilik G\u00f6zetim Merkezi\u2019nin Haziran 2026 verilerine g\u00f6re, BES ve OKS\u2019deki toplam fon b\u00fcy\u00fckl\u00fc\u011f\u00fc 2 trilyon 401 milyar liraya ula\u015ft\u0131. Bu tutar\u0131n 2 trilyon 248 milyar liras\u0131 BES, 153 milyar liras\u0131 ise OKS fonlar\u0131ndan olu\u015ftu.<\/p>\n<p class=\"wp-block-paragraph\">Toplam fon b\u00fcy\u00fckl\u00fc\u011f\u00fc 2022\u2019de 433 milyar lira, 2023\u2019te 756 milyar lira, 2024\u2019te 1 trilyon 227 milyar lira ve 2025\u2019te 2 trilyon 163 milyar lira d\u00fczeyindeydi. B\u00f6ylece sistemin fon b\u00fcy\u00fckl\u00fc\u011f\u00fc be\u015f y\u0131lda yakla\u015f\u0131k 5,5 kat\u0131na \u00e7\u0131kt\u0131.<\/p>\n<p class=\"wp-block-paragraph\">BES ve OKS\u2019de toplam tekil kat\u0131l\u0131mc\u0131 say\u0131s\u0131 Haziran 2026 itibar\u0131yla 16,9 milyon oldu. Bunun 9,2 milyonunu BES, 7,7 milyonunu OKS kat\u0131l\u0131mc\u0131lar\u0131 olu\u015fturdu. BES\u2019ten emekli olanlar\u0131n say\u0131s\u0131 da 2024\u2019te 339 bin 524, 2025\u2019te 432 bin 793 iken Haziran 2026\u2019da 487 bin 118\u2019e y\u00fckseldi.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Sigorta penetrasyonunda 2030 hedefi y\u00fczde 4,7<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Sunumda, T\u00fcrkiye\u2019de sigorta penetrasyon oran\u0131n\u0131n 2025 y\u0131l\u0131 i\u00e7in y\u00fczde 2,62 d\u00fczeyinde tahmin edildi\u011fi belirtildi. OECD ortalamas\u0131 ise 2024 itibar\u0131yla y\u00fczde 6,2 seviyesinde bulunuyor. Buna g\u00f6re T\u00fcrkiye\u2019nin sigorta penetrasyonu OECD ortalamas\u0131n\u0131n yakla\u015f\u0131k 3,6 puan alt\u0131nda kal\u0131yor.<\/p>\n<p class=\"wp-block-paragraph\">TSB, 2030 y\u0131l\u0131na kadar sigorta penetrasyon oran\u0131n\u0131 y\u00fczde 4,7\u2019ye, toplam prim \u00fcretimini ise 50 milyar dolara \u00e7\u0131karmay\u0131 hedefliyor. Sunumdaki projeksiyona g\u00f6re, 2025\u2019te 30,9 milyar dolar olan prim \u00fcretiminin be\u015f y\u0131lda y\u00fczde 62 artmas\u0131 \u00f6ng\u00f6r\u00fcl\u00fcyor.<\/p>\n<p class=\"wp-block-paragraph\">T\u00fcrkiye\u2019nin sigorta penetrasyon oran\u0131 2014\u2019te y\u00fczde 1,72 d\u00fczeyindeyken 2020\u2019de y\u00fczde 2,20\u2019ye y\u00fckselmi\u015f, 2021\u2019de y\u00fczde 1,91\u2019e gerilemi\u015fti. Oran 2022\u2019de y\u00fczde 1,94, 2023\u2019te y\u00fczde 2,30 ve 2024\u2019te y\u00fczde 2,48 olarak ger\u00e7ekle\u015fti.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Sekt\u00f6r do\u011frudan 27 bin 757 ki\u015fiye istihdam sa\u011fl\u0131yor<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Sigorta sekt\u00f6r\u00fc 2025 y\u0131l\u0131 itibar\u0131yla T\u00fcrkiye\u2019de do\u011frudan 27 bin 757 ki\u015fiyi istihdam ediyor. Sekt\u00f6r\u00fcn 200 binden fazla ki\u015fiye de dolayl\u0131 istihdam sa\u011flad\u0131\u011f\u0131 belirtildi.<\/p>\n<p class=\"wp-block-paragraph\">Sekt\u00f6r \u00e7al\u0131\u015fanlar\u0131n\u0131n y\u00fczde 56\u2019s\u0131n\u0131 kad\u0131nlar olu\u015ftururken, \u00fcniversite ve \u00fczeri e\u011fitim d\u00fczeyine sahip \u00e7al\u0131\u015fanlar\u0131n oran\u0131 y\u00fczde 80\u2019e ula\u015ft\u0131.<\/p>\n<p class=\"wp-block-paragraph\">T\u00fcrkiye\u2019de sigorta sekt\u00f6r\u00fcnde her 1 milyon ki\u015fiye yakla\u015f\u0131k 323 \u00e7al\u0131\u015fan d\u00fc\u015ferken, Avrupa\u2019da bu say\u0131 yakla\u015f\u0131k 1.770 seviyesinde bulunuyor. Buna g\u00f6re Avrupa\u2019daki sigorta istihdam yo\u011funlu\u011fu T\u00fcrkiye\u2019nin yakla\u015f\u0131k 5,5 kat\u0131na ula\u015f\u0131yor. TSB, sigorta penetrasyonu ve \u00fcr\u00fcn \u00e7e\u015fitlili\u011fi artt\u0131k\u00e7a sekt\u00f6r\u00fcn istihdam kapasitesinin de geni\u015fleyece\u011fini \u00f6ng\u00f6r\u00fcyor.<\/p>\n<p class=\"wp-block-paragraph\">Sigorta sekt\u00f6r\u00fc, do\u011frudan veya dolayl\u0131 bi\u00e7imde 35\u2019in \u00fczerinde end\u00fcstriyle etkile\u015fim i\u00e7inde bulunuyor. Sekt\u00f6r; risklerin y\u00f6netilmesi, sermayenin korunmas\u0131, yat\u0131r\u0131mlar\u0131n m\u00fcmk\u00fcn h\u00e2le getirilmesi ve s\u00fcrd\u00fcr\u00fclebilir kalk\u0131nman\u0131n desteklenmesi bak\u0131m\u0131ndan ekonomide \u00f6nemli bir rol \u00fcstleniyor.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Sigortaya iklim eyleminde \u00fc\u00e7 temel i\u015flev<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">TSB\u2019nin COP31 vizyonunda sigortan\u0131n iklim eylemindeki rol\u00fc koruma, finansman ve d\u00f6n\u00fc\u015f\u00fcm olmak \u00fczere \u00fc\u00e7 temel i\u015flev \u00fczerinden tan\u0131mland\u0131.<\/p>\n<p class=\"wp-block-paragraph\">Koruma i\u015flevi; veri, modelleme, erken uyar\u0131 sistemleri ve risk m\u00fchendisli\u011fi arac\u0131l\u0131\u011f\u0131yla risklerin azalt\u0131lmas\u0131n\u0131 kaps\u0131yor. Finansman i\u015flevi; sigorta, reas\u00fcrans, risk havuzlar\u0131, parametrik \u00e7\u00f6z\u00fcmler ve alternatif risk transferi mekanizmalar\u0131yla risklerin payla\u015f\u0131lmas\u0131na dayan\u0131yor. D\u00f6n\u00fc\u015f\u00fcm i\u015flevi ise temiz enerji, ye\u015fil sanayi, diren\u00e7li altyap\u0131 ve do\u011fa temelli yat\u0131r\u0131mlar\u0131n finansmana uygun h\u00e2le getirilmesini i\u00e7eriyor.<\/p>\n<p class=\"wp-block-paragraph\">TSB, iklim riskinin art\u0131k yaln\u0131zca \u00e7evresel bir sorun de\u011fil; kamu b\u00fct\u00e7elerini, \u015firket bilan\u00e7olar\u0131n\u0131 ve hanehalk\u0131n\u0131 do\u011frudan etkileyen bir bilan\u00e7o riski oldu\u011funa dikkat \u00e7ekti. Sigorta koruma a\u00e7\u0131\u011f\u0131 b\u00fcy\u00fcd\u00fck\u00e7e afet ve iklim kaynakl\u0131 kay\u0131plar\u0131n haneler, i\u015fletmeler ve kamu b\u00fct\u00e7eleri \u00fczerinde kald\u0131\u011f\u0131 belirtildi.<\/p>\n<p class=\"wp-block-paragraph\">Bu \u00e7er\u00e7evede sigorta sekt\u00f6r\u00fcn\u00fcn rol\u00fc, hasar ger\u00e7ekle\u015ftikten sonra tazminat \u00f6deyen bir yap\u0131dan; riski ger\u00e7ekle\u015fmeden \u00f6nce g\u00f6steren ve azaltan, \u015fehir planlama ve tasar\u0131m s\u00fcre\u00e7lerine veri sa\u011flayan proaktif bir risk y\u00f6netimi orta\u011f\u0131na do\u011fru geni\u015fliyor.<\/p>\n<h4 class=\"wp-block-heading\"><strong>Sigorta Evi be\u015f alana odaklanacak<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">COP31 kapsam\u0131nda kurulacak Sigorta Evi\u2019nin \u00e7al\u0131\u015fmalar\u0131 be\u015f uygulama alan\u0131nda y\u00fcr\u00fct\u00fclecek.<\/p>\n<p class=\"wp-block-paragraph\">\u0130klime diren\u00e7li \u015fehirler ve afet risk finansman\u0131 ba\u015fl\u0131\u011f\u0131 alt\u0131nda, \u015fehirlerin iklim afetleri kar\u015f\u0131s\u0131nda kamu b\u00fct\u00e7elerini ve kritik hizmetleri nas\u0131l koruyabilece\u011fi ele al\u0131nacak. Temiz enerji ve ye\u015fil sanayile\u015fme alan\u0131nda, sigorta kapasitesinin yat\u0131r\u0131mlar\u0131n \u00f6l\u00e7eklenmesinde bir darbo\u011faza d\u00f6n\u00fc\u015fmesinin \u00f6n\u00fcne ge\u00e7ecek \u00e7\u00f6z\u00fcmler \u00fczerinde \u00e7al\u0131\u015f\u0131lacak.<\/p>\n<p class=\"wp-block-paragraph\">G\u0131da g\u00fcvenli\u011fi ve do\u011fa temelli \u00e7\u00f6z\u00fcmler kapsam\u0131nda sigortan\u0131n hem ge\u00e7im kaynaklar\u0131n\u0131 hem de do\u011fal sistemleri koruyabilmesine y\u00f6nelik modeller de\u011ferlendirilecek. Veri, modelleme ve iklim risk haritas\u0131 \u00e7al\u0131\u015fmalar\u0131nda risk verilerinin yaln\u0131zca raporlama amac\u0131yla de\u011fil, yat\u0131r\u0131m ve fiyatlama kararlar\u0131n\u0131 de\u011fi\u015ftirecek bi\u00e7imde kullan\u0131lmas\u0131 hedeflenecek.<\/p>\n<p class=\"wp-block-paragraph\">Kapsay\u0131c\u0131 dayan\u0131kl\u0131l\u0131k alan\u0131nda ise iklim politikalar\u0131n\u0131n yaln\u0131zca varl\u0131klar\u0131 de\u011fil, insanlar\u0131 ve toplum sa\u011fl\u0131\u011f\u0131n\u0131 da koruyacak bi\u00e7imde tasarlanmas\u0131na y\u00f6nelik \u00e7al\u0131\u015fmalar y\u00fcr\u00fct\u00fclecek.<\/p>\n<h4 class=\"wp-block-heading\"><strong>TSB ve UNEP FI i\u015f birli\u011fiyle iki a\u015famal\u0131 program<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Sigorta Evi program\u0131n\u0131n ilk b\u00f6l\u00fcm\u00fc 11-12 Kas\u0131m tarihlerinde \u201cTSB Liderli\u011finde Sekt\u00f6r Bulu\u015fmas\u0131\u201d ad\u0131yla ger\u00e7ekle\u015ftirilecek. Yerel ve sekt\u00f6rel kapasiteye odaklanacak bulu\u015fman\u0131n teknik g\u00fcndeminde \u015fehir afetlerinin finansman\u0131, temiz enerji yat\u0131r\u0131mlar\u0131n\u0131n sigortalanabilirli\u011fi, g\u0131da g\u00fcvenli\u011fi modelleri ve te\u015fvik yap\u0131lar\u0131 yer alacak.<\/p>\n<p class=\"wp-block-paragraph\">Program\u0131n 13-14 Kas\u0131m tarihlerindeki ikinci b\u00f6l\u00fcm\u00fcnde ise Birle\u015fmi\u015f Milletler \u00c7evre Program\u0131 Finans Giri\u015fimi (UNEP FI) i\u015f birli\u011fiyle \u201cGlobal Sustainable Insurance Summit\u201d d\u00fczenlenecek. Zirvede finansal istikrar, sigorta koruma a\u00e7\u0131\u011f\u0131, s\u00fcrd\u00fcr\u00fclebilir risk kabul\u00fc, do\u011fan\u0131n finansal sisteme entegrasyonu ve kapsay\u0131c\u0131 dayan\u0131kl\u0131l\u0131k konular\u0131 ele al\u0131nacak.<\/p>\n<p class=\"wp-block-paragraph\">TSB, program\u0131n ba\u015far\u0131s\u0131n\u0131 kat\u0131l\u0131mc\u0131 say\u0131s\u0131yla de\u011fil, COP31 sonras\u0131nda uygulanabilecek modeller, i\u015f birlikleri ve kal\u0131c\u0131 projeler \u00fcretilmesiyle \u00f6l\u00e7meyi ama\u00e7l\u0131yor.<\/p>\n<h4 class=\"wp-block-heading\"><strong>COP31 sonras\u0131nda kal\u0131c\u0131 i\u015f birli\u011fi hedefleniyor<\/strong><\/h4>\n<p class=\"wp-block-paragraph\">Sigorta Evi \u00e7al\u0131\u015fmalar\u0131ndan be\u015f somut \u00e7\u0131kt\u0131 elde edilmesi hedefleniyor. Bunlar\u0131n ba\u015f\u0131nda b\u00f6lgesel ve sekt\u00f6rel risklerin bilimsel modeller ve ekonomik maruziyetler \u00fczerinden raporlanaca\u011f\u0131 \u201cT\u00fcrkiye \u0130klim Riski ve Sigorta \u00c7al\u0131\u015fmas\u0131\u201d geliyor.<\/p>\n<p class=\"wp-block-paragraph\">Afet finansman\u0131, koruma a\u00e7\u0131\u011f\u0131 ve kamu-\u00f6zel sekt\u00f6r modelleri i\u00e7in uygulanabilir politika \u00e7er\u00e7evelerinin olu\u015fturulmas\u0131; erken uyar\u0131, tar\u0131m, enerji ve do\u011fa temelli \u00e7\u00f6z\u00fcmlerde uluslararas\u0131 \u00f6l\u00e7ekte kan\u0131tlanm\u0131\u015f \u015firket uygulamalar\u0131n\u0131n payla\u015f\u0131lmas\u0131 da hedefler aras\u0131nda bulunuyor.<\/p>\n<p class=\"wp-block-paragraph\">COP31 sonras\u0131nda ara\u015ft\u0131rmalar ve uluslararas\u0131 temaslarla faaliyetlerini s\u00fcrd\u00fcrecek kal\u0131c\u0131 bir i\u015f birli\u011fi platformu kurulmas\u0131 ve kamu, \u00f6zel sekt\u00f6r ile uluslararas\u0131 kurulu\u015flar\u0131n kat\u0131l\u0131m\u0131yla yeni risk transfer mekanizmalar\u0131n\u0131n pilot uygulamalar\u0131n\u0131n geli\u015ftirilmesi planlan\u0131yor.<\/p>\n<p class=\"wp-block-paragraph\">TSB\u2019nin COP31 vizyonunda T\u00fcrkiye, yaln\u0131zca ba\u015far\u0131l\u0131 uygulamalar\u0131n sergilenece\u011fi bir \u00fclke olarak de\u011fil; \u015fehirle\u015fme, afet, tar\u0131m, enerji ve sanayi d\u00f6n\u00fc\u015f\u00fcm\u00fc gibi \u00e7ok katmanl\u0131 risklerin e\u015f zamanl\u0131 y\u00f6netildi\u011fi k\u00fcresel bir \u201cuygulama ve \u00f6\u011frenme alan\u0131\u201d olarak konumland\u0131r\u0131l\u0131yor. TARS\u0130M\u2019in tar\u0131msal risklerdeki kamu-\u00f6zel sekt\u00f6r i\u015f birli\u011fi modeli ile DASK\u2019\u0131n b\u00fcy\u00fck \u00f6l\u00e7ekli afet risklerinin havuzlanmas\u0131 ve \u00f6nceden finansman\u0131ndaki deneyimi de bu yakla\u015f\u0131m\u0131n kurumsal altyap\u0131s\u0131n\u0131 olu\u015fturuyor.<\/p>\n<p class=\"wp-block-paragraph\">TSB, iklim d\u00f6n\u00fc\u015f\u00fcm\u00fcn\u00fcn finansman\u0131n\u0131n riskin finansman\u0131ndan ayr\u0131 d\u00fc\u015f\u00fcn\u00fclemeyece\u011fini vurgularken; iklim risklerini \u00f6l\u00e7meden ve azaltmadan sigortalaman\u0131n, sigorta mekanizmas\u0131 kurulmadan da s\u00fcrd\u00fcr\u00fclebilir finansman\u0131n m\u00fcmk\u00fcn olmayaca\u011f\u0131 mesaj\u0131n\u0131 verdi.<\/p>\n<p class=\"wp-block-paragraph\">\n<div class=\"twitter-share\"><a href=\"https:\/\/twitter.com\/intent\/tweet?url=https%3A%2F%2Fsigortamedya.com.tr%2Ftsb-cop31-yol-haritasini-acikladi%2F&amp;via=sigortamedya\" class=\"twitter-share-button\">Tweet<\/a><\/div>\n<\/p>","protected":false},"excerpt":{"rendered":"<p>T\u00fcrkiye Sigorta Birli\u011fi, COP31 \u00f6ncesinde sigorta sekt\u00f6r\u00fcn\u00fc iklim risklerinin \u00f6l\u00e7\u00fclmesi, azalt\u0131lmas\u0131 ve finansman\u0131nda etkin bir akt\u00f6r olarak konumland\u0131ran yol haritas\u0131n\u0131 a\u00e7\u0131klad\u0131. \u201cSigorta Evi\u201d projesinin ayr\u0131nt\u0131lar\u0131n\u0131n payla\u015f\u0131ld\u0131\u011f\u0131 toplant\u0131da, sekt\u00f6r\u00fcn 2026 y\u0131l\u0131n\u0131n ilk yar\u0131s\u0131na ili\u015fkin g\u00f6stergeleri ve 2030 hedefleri de kamuoyuna duyuruldu.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-928","post","type-post","status-publish","format-standard","hentry","category-genel"],"_links":{"self":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/928","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=928"}],"version-history":[{"count":0,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/928\/revisions"}],"wp:attachment":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=928"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=928"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=928"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}