{"id":938,"date":"2026-09-07T20:30:54","date_gmt":"2026-09-07T17:30:54","guid":{"rendered":"https:\/\/sigorta.nesiblog.com\/?p=938"},"modified":"2026-09-07T20:30:54","modified_gmt":"2026-09-07T17:30:54","slug":"sigorta-sektoru-ovp-hedeflerine-ulasilmasinda-stratejik-sektorlerden-biri","status":"publish","type":"post","link":"https:\/\/sigorta.nesiblog.com\/?p=938","title":{"rendered":"Sigorta sekt\u00f6r\u00fc, OVP hedeflerine ula\u015f\u0131lmas\u0131nda stratejik sekt\u00f6rlerden biri"},"content":{"rendered":"

A\u00e7\u0131klanan yeni Orta Vadeli Program\u2019a ili\u015fkin a\u00e7\u0131klamalarda bulunan TSB Ba\u015fkan\u0131 Ahmet Ya\u015far, \u201cSigorta sekt\u00f6r\u00fc, OVP\u2019nin sonu\u00e7lar\u0131ndan yaln\u0131zca yararlanan bir sekt\u00f6r de\u011fil, Program\u2019da ortaya konulan hedeflerin ger\u00e7ekle\u015fmesine do\u011frudan katk\u0131 sa\u011flayabilecek stratejik sekt\u00f6rlerden biridir\u201d dedi.<\/strong><\/h4>\n

T\u00fcrkiye ekonomisinin \u00f6n\u00fcm\u00fczdeki \u00fc\u00e7 y\u0131ll\u0131k d\u00f6neme ili\u015fkin temel politika \u00f6nceliklerini ve yol haritas\u0131n\u0131 ortaya koymas\u0131 bak\u0131m\u0131ndan b\u00fcy\u00fck \u00f6nem ta\u015f\u0131yan Orta Vadeli Program (OVP), a\u00e7\u0131kland\u0131. Dezenflasyon ve s\u00fcrd\u00fcr\u00fclebilir b\u00fcy\u00fcmenin yan\u0131 s\u0131ra yat\u0131r\u0131mlar\u0131n, \u00fcretimin ve ihracat\u0131n desteklenmesi, finansmana eri\u015fimin kolayla\u015ft\u0131r\u0131lmas\u0131, uzun vadeli tasarruflar\u0131n art\u0131r\u0131lmas\u0131, ye\u015fil ve dijital d\u00f6n\u00fc\u015f\u00fcm ile ekonomik g\u00fcvenlik ve dayan\u0131kl\u0131l\u0131\u011f\u0131n g\u00fc\u00e7lendirilmesinin temel politika eksenleri aras\u0131nda yer ald\u0131\u011f\u0131 OVP\u2019de \u201cdayan\u0131kl\u0131l\u0131k\u201d kavram\u0131na yap\u0131lan vurgu sigorta sekt\u00f6r\u00fcn\u00fcn de stratejik \u00f6nemini ortaya koydu.<\/p>\n

\u201c\u00d6zellikle \u201cdayan\u0131kl\u0131l\u0131k\u201d kavram\u0131n\u0131n OVP\u2019de g\u00fc\u00e7l\u00fc bi\u00e7imde yer almas\u0131n\u0131, sigorta sekt\u00f6r\u00fc a\u00e7\u0131s\u0131ndan son derece k\u0131ymetli g\u00f6r\u00fcyoruz\u201d diyen T\u00fcrkiye Sigorta Birli\u011fi Ba\u015fkan\u0131 Ahmet Ya\u015far<\/strong>, \u201cSigorta sekt\u00f6r\u00fc, OVP hedeflerinin ger\u00e7ekle\u015fmesine katk\u0131 sa\u011flayacak stratejik sekt\u00f6rlerin ba\u015f\u0131nda gelmektedir. Enerji ve su arz g\u00fcvenli\u011finden tar\u0131msal dayan\u0131kl\u0131l\u0131\u011fa, stratejik sekt\u00f6rlerden afet risklerine kadar olduk\u00e7a geni\u015f bir risk alan\u0131ndan s\u00f6z ediyoruz. Sigortac\u0131l\u0131k; risklerin \u00f6nceden y\u00f6netilmesi, ekonomik kay\u0131plar\u0131n payla\u015f\u0131lmas\u0131 ve kamu maliyesi \u00fczerindeki y\u00fck\u00fcn azalt\u0131lmas\u0131 yoluyla ekonomik ve toplumsal dayan\u0131kl\u0131l\u0131\u011f\u0131n temel finansal ara\u00e7lar\u0131ndan biri\u201d a\u00e7\u0131klamas\u0131n\u0131 yapt\u0131.<\/p>\n

Afetler \u00fclke ekonomisi i\u00e7in de<\/strong> b\u00fcy\u00fck bir risk olu\u015fturuyor<\/strong><\/h4>\n

6 \u015eubat depremlerinin afet risklerinin ekonomik ve mali boyutunu en \u00e7arp\u0131c\u0131 bi\u00e7imde ortaya koydu\u011funu dile getiren Ya\u015far, \u015f\u00f6yle devam etti: \u201cBug\u00fcn a\u00e7\u0131klanan verilere g\u00f6re, 2023-2026 d\u00f6neminde, 2026 y\u0131l\u0131 fiyatlar\u0131yla deprem harcamalar\u0131n\u0131n 5,4 trilyon TL\u2019ye, yakla\u015f\u0131k 104 milyar dolara ula\u015faca\u011f\u0131; toplam harcaman\u0131n ise yakla\u015f\u0131k 116 milyar dolar seviyesinde ger\u00e7ekle\u015fmesinin beklendi\u011fi ifade edilmi\u015ftir. 2027 y\u0131l\u0131nda da yakla\u015f\u0131k 10 milyar dolarl\u0131k ilave harcama \u00f6ng\u00f6r\u00fclmektedir. Bu rakamlar, afetlerin yaln\u0131zca insani ve sosyal sonu\u00e7lar do\u011furmad\u0131\u011f\u0131n\u0131; ayn\u0131 zamanda \u00fclke ekonomisi ve kamu maliyesi a\u00e7\u0131s\u0131ndan son derece b\u00fcy\u00fck bir risk olu\u015fturdu\u011funu g\u00f6stermektedir. Bu nedenle afet sonras\u0131nda kamu kaynaklar\u0131yla kay\u0131plar\u0131n telafi edilmesinin yan\u0131nda, afet \u00f6ncesinde riski azaltan kentsel d\u00f6n\u00fc\u015f\u00fcm politikalar\u0131n\u0131n h\u0131zland\u0131r\u0131lmas\u0131 ve kalan riskin daha b\u00fcy\u00fck b\u00f6l\u00fcm\u00fcn\u00fcn sigorta, reas\u00fcrans ve sermaye piyasalar\u0131 arac\u0131l\u0131\u011f\u0131yla payla\u015f\u0131lmas\u0131 gerekti\u011fine inan\u0131yoruz. Zorunlu Afet Sigortas\u0131\u2019n\u0131n kapsam\u0131n\u0131n geni\u015fletilmesini de afetlere kar\u015f\u0131 finansal dayan\u0131kl\u0131l\u0131\u011f\u0131n g\u00fc\u00e7lendirilmesine y\u00f6nelik b\u00fct\u00fcnc\u00fcl yakla\u015f\u0131m\u0131n \u00f6nemli unsurlar\u0131ndan biri olarak de\u011ferlendiriyoruz.\u201d<\/p>\n

Banka d\u0131\u015f\u0131 finansal kurulu\u015flar\u0131n<\/strong> daha g\u00fc\u00e7l\u00fc rol \u00fcstlendi\u011fi bir<\/strong> finansal mimariye ge\u00e7i\u015fi destekliyoruz<\/strong><\/h4>\n

OVP\u2019de ihracat sigortalar\u0131n\u0131n daha etkin kullan\u0131lmas\u0131na y\u00f6nelik yakla\u015f\u0131m\u0131 da son derece \u00f6nemli bulduklar\u0131n\u0131 anlatan Ya\u015far, T\u00fcrkiye\u2019nin ihracat hedeflerini b\u00fcy\u00fct\u00fcrken ihracat\u00e7\u0131lar\u0131n ticari ve politik risklere kar\u015f\u0131 korunmas\u0131n\u0131n, firmalar\u0131n yeni pazarlara daha g\u00fcvenli bi\u00e7imde a\u00e7\u0131labilmesine ve rekabet g\u00fc\u00e7lerinin art\u0131r\u0131lmas\u0131na katk\u0131 sa\u011flayaca\u011f\u0131n\u0131 a\u00e7\u0131klad\u0131.<\/p>\n

\u201cBu \u00e7er\u00e7evede sigorta sekt\u00f6r\u00fcn\u00fcn, ihracat politikas\u0131n\u0131 tamamlayan tali bir unsur olarak de\u011fil; finansmanla birlikte ihracat politikalar\u0131n\u0131n temel ara\u00e7lar\u0131ndan biri olarak de\u011ferlendirilmesi gerekti\u011fine inan\u0131yoruz\u201d diyen Ya\u015far, programda banka d\u0131\u015f\u0131 finansal kurulu\u015flar\u0131n geli\u015ftirilmesi ve finansmana eri\u015fimin kolayla\u015ft\u0131r\u0131lmas\u0131na y\u00f6nelik ortaya konulan yakla\u015f\u0131m\u0131n, finansal sistemin derinle\u015fmesi a\u00e7\u0131s\u0131ndan da \u00f6nem ta\u015f\u0131d\u0131\u011f\u0131n\u0131 s\u00f6yledi.<\/p>\n

Ya\u015far, \u201cT\u00fcrkiye\u2019nin b\u00fcy\u00fcmesinin a\u011f\u0131rl\u0131kl\u0131 olarak bankac\u0131l\u0131k sistemi \u00fczerinden finanse edildi\u011fi yap\u0131dan; sigorta, emeklilik, sermaye piyasalar\u0131 ve di\u011fer banka d\u0131\u015f\u0131 finansal kurulu\u015flar\u0131n daha g\u00fc\u00e7l\u00fc rol \u00fcstlendi\u011fi dengeli ve derinlikli bir finansal mimariye ge\u00e7i\u015fi destekliyoruz. Sigorta ve emeklilik sekt\u00f6rlerinin b\u00fcy\u00fcmesi, risklerin finansal sistem i\u00e7inde daha geni\u015f bir tabana yay\u0131lmas\u0131na katk\u0131 sa\u011flarken ayn\u0131 zamanda uzun vadeli fonlar\u0131n ekonomiye kazand\u0131r\u0131lmas\u0131n\u0131 da m\u00fcmk\u00fcn k\u0131lacak\u201d a\u00e7\u0131klamas\u0131n\u0131 yapt\u0131.<\/p>\n

Uzun vadeli tasarruflara y\u00f6nelik<\/strong> hedefler, sigorta ve emeklilik<\/strong> sekt\u00f6r\u00fc a\u00e7\u0131s\u0131ndan \u00f6zel bir \u00f6neme sahip<\/strong><\/h4>\n

Ya\u015far, OVP\u2019de uzun vadeli tasarruflar\u0131n te\u015fvik edilmesine y\u00f6nelik hedeflerin, sigorta ve emeklilik sekt\u00f6r\u00fc a\u00e7\u0131s\u0131ndan \u00f6zel bir \u00f6neme sahip oldu\u011funu s\u00f6yledi. \u201cHayat sigortalar\u0131 ve Bireysel Emeklilik Sistemi\u2019nin b\u00fcy\u00fcmesi, yaln\u0131zca bireylerin geleceklerini g\u00fcvence alt\u0131na almalar\u0131na katk\u0131 sa\u011flamamakta; ayn\u0131 zamanda T\u00fcrkiye ekonomisinin ihtiya\u00e7 duydu\u011fu uzun vadeli yerli kaynaklar\u0131n olu\u015fmas\u0131na ve sermaye piyasalar\u0131n\u0131n derinle\u015fmesine de destek vermektedir\u201d diyen Ya\u015far, \u015fu a\u00e7\u0131klamay\u0131 yapt\u0131: \u201cTasarruflar\u0131n art\u0131r\u0131lmas\u0131 ve uzun vadeye y\u00f6nlendirilmesi, T\u00fcrkiye\u2019nin yat\u0131r\u0131mlar\u0131n\u0131 daha g\u00fc\u00e7l\u00fc bir yerli finansman taban\u0131yla destekleyebilmesi bak\u0131m\u0131ndan stratejik \u00f6nem ta\u015f\u0131maktad\u0131r.\u201d<\/p>\n

Ye\u015fil ve dijital d\u00f6n\u00fc\u015f\u00fcm hedefi<\/strong> sekt\u00f6r a\u00e7\u0131s\u0131ndan \u00f6nemli bir f\u0131rsat alan\u0131<\/strong><\/h4>\n

Ye\u015fil ve dijital d\u00f6n\u00fc\u015f\u00fcm\u00fcn h\u0131zland\u0131r\u0131lmas\u0131 hedefinin de sekt\u00f6r a\u00e7\u0131s\u0131ndan \u00f6nemli bir f\u0131rsat alan\u0131 olarak de\u011ferlendirdiklerini kaydeden Ya\u015far, \u201cYenilenebilir enerji yat\u0131r\u0131mlar\u0131ndan enerji verimlili\u011fine, iklim risklerinden yeni teknolojilere ve dijital altyap\u0131lara kadar d\u00f6n\u00fc\u015f\u00fcm\u00fcn beraberinde getirdi\u011fi yeni risklerin do\u011fru \u015fekilde y\u00f6netilmesinde sigorta sekt\u00f6r\u00fcn\u00fcn rol\u00fc giderek daha kritik h\u00e2le gelmektedir. Sigorta, yaln\u0131zca ger\u00e7ekle\u015fen risklerin sonu\u00e7lar\u0131n\u0131 kar\u015f\u0131layan bir mekanizma de\u011fil; yat\u0131r\u0131m\u0131n \u00f6n\u00fcn\u00fc a\u00e7an, finansmana eri\u015fimi destekleyen ve yat\u0131r\u0131mlar\u0131n s\u00fcrd\u00fcr\u00fclebilirli\u011fini g\u00fcvence alt\u0131na alan stratejik bir ara\u00e7t\u0131r\u201d dedi.<\/p>\n

Dezenflasyon s\u00fcreci sigortac\u0131l\u0131kta<\/strong> yeni bir d\u00f6nemin kap\u0131s\u0131n\u0131 a\u00e7acak<\/strong><\/h4>\n

Dezenflasyon s\u00fcrecinin sigorta sekt\u00f6r\u00fcnde yeni bir d\u00f6nemin kap\u0131s\u0131n\u0131 a\u00e7aca\u011f\u0131n\u0131 belirten Ya\u015far, \u201c\u00d6n\u00fcm\u00fczdeki d\u00f6nemde sekt\u00f6r olarak; enflasyon kaynakl\u0131 nominal prim art\u0131\u015f\u0131ndan reel b\u00fcy\u00fcmeye, prim tutar\u0131ndan poli\u00e7e ve sigortal\u0131 say\u0131s\u0131n\u0131n art\u0131r\u0131lmas\u0131na, finansal gelirlerden s\u00fcrd\u00fcr\u00fclebilir teknik k\u00e2rl\u0131l\u0131\u011fa ve sigorta penetrasyonunun y\u00fckseltilmesine daha fazla odaklanmam\u0131z gerekecektir. T\u00fcrkiye\u2019de sigortac\u0131l\u0131\u011f\u0131n ekonomideki pay\u0131n\u0131n art\u0131r\u0131lmas\u0131, koruma a\u00e7\u0131\u011f\u0131n\u0131n azalt\u0131lmas\u0131 ve daha geni\u015f kesimlerin sigorta g\u00fcvencesine eri\u015febilmesi, sekt\u00f6r\u00fcm\u00fcz\u00fcn \u00f6n\u00fcm\u00fczdeki d\u00f6nemdeki temel \u00f6ncelikleri aras\u0131nda yer alacakt\u0131r\u201d diye konu\u015ftu.<\/p>\n

\n

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A\u00e7\u0131klanan yeni Orta Vadeli Program\u2019a ili\u015fkin a\u00e7\u0131klamalarda bulunan TSB Ba\u015fkan\u0131 Ahmet Ya\u015far, \u201cSigorta sekt\u00f6r\u00fc, OVP\u2019nin sonu\u00e7lar\u0131ndan yaln\u0131zca yararlanan bir sekt\u00f6r de\u011fil, Program\u2019da ortaya konulan hedeflerin ger\u00e7ekle\u015fmesine do\u011frudan katk\u0131 sa\u011flayabilecek stratejik sekt\u00f6rlerden biridir\u201d dedi. T\u00fcrkiye ekonomisinin \u00f6n\u00fcm\u00fczdeki \u00fc\u00e7 y\u0131ll\u0131k d\u00f6neme ili\u015fkin<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-938","post","type-post","status-publish","format-standard","hentry","category-genel"],"_links":{"self":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/938","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=938"}],"version-history":[{"count":0,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=\/wp\/v2\/posts\/938\/revisions"}],"wp:attachment":[{"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=938"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=938"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sigorta.nesiblog.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=938"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}